FEMA expects more hazard damage per building in Westview than in 80% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Westview gets a C− for hazard risk: higher expected damage per building than 80% of U.S. towns, #330 of 638 in Florida. Most of that expected damage is river and rain flooding (52%), then hurricanes (46%). Flood insurance has paid 51 claims here since 1999.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Westview faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Westview’s grade
River and rain flooding is 52% of the building damage FEMA expects in Westview, and Westview’s rate of river and rain flooding damage is higher than 65% of U.S. census tracts. Hurricanes add 46%, at a rate in the top 7% of U.S. census tracts.
C− #330 of 638 in Florida; higher expected damage per building than 80% of U.S. towns (21,298).
Westview’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Westview has more expected damage per building than 52% of Florida towns.
In dollars, FEMA expects about $1.9M a year in losses across Westview: $1.4M to buildings, the rest to people and crops.
Does Westview flood? Sometimes: 51 flood claims since 1999
Every paid claim on a federal flood insurance policy in Westview, from FEMA’s records: 13.1 per 1,000 homes, more than 78% of the 13,809 U.S. towns with a flood insurance record.
- The June South Florida Flooding9 claims · $245K
- Hurricane Eta8 claims · $132K
- Hurricane Irma8 claims · $335K
Westview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dade County.1 federal disaster brought FEMA money to Westview
Disasters that paid out in Westview itself (aid to households or repair grants to Westview), newest first, with that year’s flood claims.
- 2017Hurricane Irma13 households applied for aid$5K aid approved8 flood claims paid for it, $335K
Its 2 counties have had 32 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in its 2 counties, 1999–2001.
Old photos of Westview after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Westview archive →Westview and its neighbors
Westview is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Opa-locka | C+more damage than 64% | hurricanes | 183 |
| North Miami | Cmore damage than 67% | hurricanes | 767 |
| Hialeah | C−more damage than 76% | hurricanes | 1,779 |
| Pinewood | C−more damage than 79% | river and rain flooding | 259 |
| Westview | C−more damage than 80% | river and rain flooding | 51 |
| West Little River | C−more damage than 83% | river and rain flooding | 193 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Westview faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Westview
Is Westview at risk for natural disasters?
On FEMA’s National Risk Index, Westview has higher expected damage per building than 80% of U.S. towns: C− for hazard risk, #330 of 638 in Florida. Most of the expected damage is river and rain flooding (52%) and hurricanes (46%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Westview flood?
Flood insurance has paid 51 claims in Westview since 1999, $2.2M in all, or 13.1 per 1,000 homes, more than 78% of U.S. towns with a flood insurance record. The most claims came from June South Florida Flooding (9).
Is Westview in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dade County, 74% of homes in mapped flood zones carry federal flood insurance, and 33.4% of all homes do.
How much is flood insurance in Westview?
FEMA’s Community Rating System list shows no discount for Westview’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Westview?
By FEMA money that reached Westview, Hurricane Irma (2017): 13 households applied for aid, $5K approved. By flood claims, June South Florida Flooding: 9 paid, $245K.
Is Westview at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (52%), and Westview’s rate for it is higher than 65% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Westview.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Westview’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.