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Jobs & commute in Panama City

There are 2.3 jobs in Panama City for every working resident, and 27,788 people commute in

About two in five work in Panama City; the top destination outside it is Panama City Beach (8%, 21 miles). There are 33,280 jobs in Panama City, and 14,204 of its residents work somewhere. Panama City grades C for jobs and income and B+ for walkability.

Census ACS 2020–24, Census LEHD 2024, EPA Smart Location Database. How the two grades are made

What stands out · In brief

Work in Panama City, in a few figures

Panama City is where the jobs are

Panama City has 33,280 jobs, 2.3 for every working resident. On a workday afternoon about 57,000 people are in town, 50% more than the 38,000 who live here. Day and night ↓

Commutes from Panama City are quick

The average trip to work takes 21 minutes, against 28 across Florida. That’s about 54 hours a year less on the road than the typical Florida worker. Time on the road ↓

Most Panama City residents work close to home

62% of working residents have their main job less than 10 miles from home. How far ↓

Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2024, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey.

Jobs & income grade

Panama City’s Jobs & income grade, measure by measure

On income, poverty, unemployment and job access, Panama City is better than 34% of U.S. towns, #460 of 638 in Florida. Job access by car holds Panama City’s grade up (ahead of 61% of U.S. towns); the poverty rate pulls it down (17.6%, U.S. 12.5%).

Household income $62,265 (±$3,031) · FL $74,568 · U.S. $80,734Higher than 30% of U.S. towns
Poverty 17.6% · FL 12.6% · U.S. 12.5%Lower than 20% of U.S. towns
Unemployment 4.5% (±1.5) · FL 4.8% · U.S. 5.2%Lower than 46% of U.S. towns
Job access by car EPA, jobs within a 45-minute driveMore than 61% of U.S. towns
Florida towns we grade 638 towns#460 of 638
C−B−

A fairly firm grade. Within the Census margins of error for income, poverty and unemployment, Panama City could be anywhere from C− to B−.

How TownRatings grades jobs & income →

★ What stands out · Day and night

The workday shuffle in and out of Panama City

On a workday 8,712 residents head out to work and 5,492 work right here.

8,712live here, work elsewhere
5,492live and work here
27,788work here, live elsewhere
Night and day
At night38,000
Workday57,000
38,000live here− 8,700head out to work+ 28,000come in to work= 57,000on a workday

About 57,000 people are in Panama City on a workday afternoon, 50% more than live here.

Job hub or commuter town?
2.34jobs per workerCommuter townJob hub

2.3 jobs for every working resident, so more people commute in than out.

Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2024, primary jobs.

Time on the road

About 21 minutes each way, quicker than most of Florida

A year of commuting
164 hours

Round trip, about 230 workdays a year: roughly 6.8 full days in the car, bus or train.

Average commute minutes, one way

Panama City21 min
Florida28 min
U.S.26 min
Working from home
11%

of Panama City workers work from home, vs 16% across Florida. Their commute is the hallway.

About 1 in 10
How Panama City gets to work
82%Drive alone
15%Carpool
<1%Transit
1%Walk
<1%Bike
1%Other

Share of the 14,920 commuters (the 11% who work from home are left out). Across Florida: 83% drive alone, 1% take transit; U.S.: 81% and 4%. Census ACS 2020–24.

From the Census survey of workers who don’t work from home.

How far

Half of Panama City commutes less than 5 miles

10 mi25 mi50 mi80 miPanama City Beach: 8% · 20.7 miLynn Haven: 6% · 6.4 miUpper Grand Lagoon: 4% · 14 miTallahassee: 2% · 77.6 miPensacola: 2% · 100 miCedar Grove: 2% · 7 miCallaway: 2% · 8.1 miJacksonville: 1% · 230.9 miSpringfield: 1% · 6.5 miPanama City Beach 8%Lynn Haven 6%Tallahassee 2%Panama City
Panama CityTop destinations (size = commuters)
62%Under 10 mi8,747 residents
8%10–24 mi1,191 residents
7%25–50 mi926 residents
23%Over 50 mi3,274 residents

About 23% show a job over 50 miles away. Some of that is real, and some is employers that report every worker at a head office, so a few long commutes are on paper only.

Straight-line distance from each worker’s home block to their main job’s block. LEHD 2024.

Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.

The commute map

Who travels to work in Panama City, and from where

Parker: 496 workers live here (1%)Springfield: 1,113 workers live here (3%)Callaway: 1,831 workers live here (6%)Lynn Haven: 2,832 workers live here (9%)PensacolaPanama City Beach: 1,291 workers live here (4%)Panama CityJacksonvilleTallahassee: 337 workers live here (1%)Pretty Bayou: 389 workers live here (1%)Cedar Grove: 515 workers live here (2%)Upper Grand Lagoon: 1,339 workers live here (4%)Lynn HavenCallawayUpper Grand LagoonPanama City BeachSpringfieldCedar GrovePanama City
1
Panama City (in town)right here
17%5,492
2
Lynn Haven6.4 mi away
9%2,832
3
Callaway8.1 mi away
6%1,831
44%1,339
5
Panama City Beach20.7 mi away
4%1,291
6
Springfield6.5 mi away
3%1,113
7
Cedar Grove7 mi away
2%515
8
Parker8.8 mi away
1%496
9
Pretty Bayou10.4 mi away
1%389
10
Tallahassee77.6 mi away
1%337
Everywhere elseother towns and states
53%17,645
The top trips

Where Panama City clocks in

Lines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.

A thicker line means more commuters. Switch between where residents work and where the people who work here live.

The jobs

What Panama City’s employers do

Jobs based in Panama CityJobs Panama City residents hold

What kind of work

Goods: factories, building, farms11%12%
Trade, transport & utilities16%20%
Services: health, schools, offices73%68%

What it pays

$1,250 a month or less13%15%
$1,251–$3,333 a month31%34%
Over $3,333 a month56%51%

Who does it

29 or younger21%24%
30 to 5453%50%
55 and older26%26%
−2%

Jobs based in Panama City, 2014 → 2024: 34,018 → 33,280. Big swings can come from how a large employer reports its locations, not only from real openings or closings.

Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2024.

Here is what they are, next to the jobs Panama City’s own residents hold wherever they work.

Getting around · Walkability grade

Driving is how Panama City gets around

On EPA’s walkability index and the share of commuters who walk, bike or take transit, Panama City is more walkable than 74% of U.S. towns, #272 of 638 in Florida. The street layout scores higher than the way people actually get to work: 1.9% of commuters walk, bike or take transit, below the 3.6% across Florida.

EPA walkability index 12.5 of 20 · typical FL town 9.0 · U.S. 6.9Higher than 92% of U.S. towns
Walk, bike or transit 1.9% of commuters · FL 3.6% · U.S. 7.1%Higher than 44% of U.S. towns
Florida towns we grade 638 towns#272 of 638
B+B+

A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 16,748 workers.

How TownRatings grades walkability →

Transit service (shown, not graded). 73% of residents live within a ¾-mile walk of a bus or train stop, 36% within a quarter mile. At the weekday evening rush, about 2.3 trips an hour stop near the typical resident, more than in 71% of the 9,825 U.S. towns with transit data.

Transit at the evening rush trips an hour stopping within ¼ mile of the typical resident, EPA 2020

Miami31.0
Panama City2.3

Households without a car (shown, not graded). 5.4% of Panama City households have no vehicle (Florida 6.0%, U.S. 8.4%). <1% of Panama City’s commuters take a bus or train.

Towns its size

Among U.S. towns of 26,000 to 51,000, Panama City ranks 996th of 1,196 on jobs and income

#TownPeopleHousehold incomePovertyUnemploymentWork in townGrade
1Upper Dublin Township PA27,258$168K3.2%1.9%8%A+
2McLean VA49,627$250K2.9%2.3%6%A+
3Southlake TX31,175$250K1.5%2.7%10%A+
…
65Parkland FL39,186$199K4.3%3.1%5%A+
…
130Fruit Cove FL35,877$142K2.7%2.8%5%A
…
155Lutz FL27,106$120K6.1%2.6%5%A
…
994Bangor ME32,518$60K17.9%4.1%50%C
995Watsonville CA50,716$78K14.7%7.7%23%C
996Panama City FL37,806$62K17.6%4.5%39%C
997Manchester Township NJ46,556$57K10.5%7.3%6%C
998Charleston WV46,117$66K15.8%6.5%50%C
…
1,196Bullhead City AZ43,987$51K18.7%11.5%25%D−

Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.

Ranked on the Jobs & income grade: the towns either side of Panama City, the top three, the last and three more from Florida.

Next door

Next door to Panama City

The biggest share goes to Lynn Haven (6%).

10%+5–9%2–4%1%Under 1%

Average commute minutes, one way

Panama City21 min
Pretty Bayou22 min
Springfield23 min
Lynn Haven25 min
Cedar Grove27 min

Jobs & commute next door

TownPanama City workers thereJobs & incomeWalkabilityCommuteHousehold income
Panama City–CB+21 min$62,265
Pretty Bayouunder 2%B+B−22 min$85,208
Cedar Grove2%CA−27 min$74,625
Lynn Haven6%B+B+25 min$80,973
Springfield1%C+B+23 min$54,462

Same-state neighbors only. Commute: average minutes each way, Census ACS 2020–24.

Darker towns draw more of Panama City’s workers. Tap a town to see its commute.

How to read these numbers

What this data can and can’t tell you

  • Two sources, two years. Trips, distances and jobs based here: Census LEHD 2024, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
  • Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.

How these figures and grades are made →

Jobs and commuting in Panama City: questions

What is the median household income in Panama City?

$62,265 (±$3,031) (Census ACS 2020–24), against $74,568 across Florida and $80,734 nationally.

What is the poverty rate in Panama City?

17.6%, against 12.6% across Florida and 12.5% nationally (Census ACS 2020–24).

How long is the commute from Panama City?

21 minutes each way on average, against 28 across Florida and 26 nationally. 11% of workers work from home.

Where do people who live in Panama City work?

39% work in town. The top destinations elsewhere are Panama City Beach (8%, 21 mi), Lynn Haven (6%, 6 mi), Upper Grand Lagoon (4%, 14 mi) (Census LEHD 2024).

Is Panama City walkable?

Panama City is more walkable than 74% of U.S. towns (Walkability B+): an EPA walkability index of 12.5 out of 20, and 2% of commuters walk, bike or take transit.

Can you get around Panama City without a car?

<1% of commuters take transit and 5% of households have no car. 36% of residents live within a quarter mile of a stop.

Commuter talk

Getting to work from Panama City, from the people who make the trip.

Town Square →
Ask neighbors
Beyond the commute

More of Panama City

Panama City home →

Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2024, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.