Photo: Piperpet · CC BY-SA 4.0On FEMA’s figures, Mango faces about as much hazard damage per building as the typical U.S. town, mostly from hurricanes
On FEMA’s National Risk Index, Mango gets a C+ for hazard risk: higher expected damage per building than 60% of U.S. towns, #87 of 638 in Florida. Most of that expected damage is hurricanes (57%), then river and rain flooding (33%). Flood insurance has paid 4 claims here since 2024.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Mango faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mango’s grade
Hurricanes are 57% of the building damage FEMA expects in Mango, and Mango’s rate of hurricanes damage is in the top 9% of U.S. census tracts. Next is river and rain flooding at 33% (lower than 82% of U.S. census tracts).
C+ #87 of 638 in Florida; higher expected damage per building than 60% of U.S. towns (21,298).
Mango’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Mango has less expected damage per building than 86% of Florida towns.
In dollars, FEMA expects about $3.1M a year in losses across Mango: $1.8M to buildings, the rest to people and crops.
Does Mango flood? Rarely: 4 flood claims since 2024
Every paid claim on a federal flood insurance policy in Mango, from FEMA’s records: 0.7 per 1,000 homes, fewer than 85% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Milton4 claims · $338K
Mango isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hillsborough County.6 federal disasters brought FEMA money to Mango
Disasters that paid out in Mango itself (aid to households or repair grants to Mango), newest first, with that year’s flood claims.
- 2024Hurricane Milton30 households applied for aid$6K aid approved4 flood claims paid for it, $338K
- 2024Hurricane Helene10 households applied for aid$7K aid approved
- 2022Hurricane Ian12 households applied for aid$700 aid approved
- 2017Hurricane Irma17 households applied for aid$3K aid approved
- 2004Hurricane Jeanne2 households applied for aid$10K aid approved
- 2004Hurricane Frances1 households applied for aid$3K aid approved
Hillsborough County has had 34 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Hillsborough County, 1999–2001.
Old photos of Mango after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mango archive →Mango and its neighbors
Mango has the lowest expected damage per building of the 5 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mango | C+more damage than 60% | hurricanes | 4 |
| Seffner | Cmore damage than 68% | hurricanes | 1 |
| East Lake-Orient Park | Cmore damage than 68% | hurricanes | 22 |
| Brandon | Cmore damage than 71% | hurricanes | 85 |
| Thonotosassa | Cmore damage than 74% | river and rain flooding | 51 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mango faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mango
Is Mango at risk for natural disasters?
On FEMA’s National Risk Index, Mango has higher expected damage per building than 60% of U.S. towns: C+ for hazard risk, #87 of 638 in Florida. Most of the expected damage is hurricanes (57%) and river and rain flooding (33%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Mango flood?
Flood insurance has paid 4 claims in Mango since 2024, $338K in all, or 0.7 per 1,000 homes, fewer than 85% of U.S. towns with a flood insurance record. The most claims came from Hurricane Milton (4).
Is Mango in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hillsborough County, 61% of homes in mapped flood zones carry federal flood insurance, and 12.1% of all homes do.
How much is flood insurance in Mango?
FEMA’s Community Rating System list shows no discount for Mango’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mango?
By FEMA money that reached Mango, Hurricane Jeanne (2004): 2 households applied for aid, $10K approved. By flood claims, Hurricane Milton: 4 paid, $338K.
Is Mango at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (57%), and Mango’s rate for it is in the top 9% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mango.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mango’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.