Even on the area’s higher pay, Bithlo costs more to live in than 82% of U.S. towns
It ranks #314 of 637 in Florida for affordability. Up 1.2% in a year, 34% above the Florida typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Orlando-Kissimmee-Sanford, FL metro area ($79K). How TownRatings grades cost of living
Only 4 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade measures what housing costs against what households in the area earn. Bithlo’s area earns well above the typical U.S. town ($79K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 27% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 53% of renters.
In dollars
- $503Ktypical home, 34% above the Florida typical homeZillow, September 2026
- $1,980a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 101prices across the Orlando metro, where the U.S. is 100 (housing 123)BEA Regional Price Parities, 2024
In paychecks the grade
- 4.8 yrsof area income buys the typical home; the typical U.S. town: 3.3$79K, Orlando-area income
- 21%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 53%of renters pay 30%+ of income for housing; across Florida: 60%Census 2020–24
- 27%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Bithlo
What’s behind Bithlo’s grade
Measured against what households in the area earn, Bithlo is more affordable than 18% of U.S. towns, #314 of 637 in Florida. Home prices pull the grade down most; property tax holds it up.
Values have outpaced Florida: the typical Bithlo home is up 25.3% in five years, against 18.6% statewide (Zillow).
Up 25.3% in five years
Faster than Florida (18.6%).
Show as a table
| January | Bithlo | Florida |
|---|---|---|
| 2017 | $276,000 | $209,000 |
| 2018 | $292,000 | $226,000 |
| 2019 | $312,000 | $241,000 |
| 2020 | $325,000 | $252,000 |
| 2021 | $352,000 | $276,000 |
| 2022 | $435,000 | $339,000 |
| 2023 | $496,000 | $392,000 |
| 2024 | $509,000 | $402,000 |
| 2025 | $512,000 | $396,000 |
| 2026 | $501,000 | $377,000 |
| September 2026 | $503,000 | $375,000 |
A typical Bithlo home worth $272K in October 2016 is worth about $503K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A typical home costs 4.8 years of area income
The calculator starts from the area income the grade uses. Switch to Bithlo’s own median, or type yours.
That’s $191K short of a typical Bithlo home.
A two-bedroom rents for about $1,980 a month here, $990 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Bithlo’s typical property tax (0.81% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,980
Renters already here pay a median of $1,388, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Orlando-Kissimmee-Sanford, FL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs above the Florida norm
The median bill is $3,041 (Florida: $2,730), 0.81% of a home’s value a year, against 0.76% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Bithlo
Only figures published free for the whole country, each labeled with the area it covers: the Orlando-Kissimmee-Sanford, FL metro area, or Florida. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 101 | FL 103 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | FL 98 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 87 | FL 90 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | FL 101 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Bithlo vs. its neighbors
Of the 2 towns here with a Zillow value, Bithlo has the lowest. Alafaya has no Zillow value, so it is in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Bithlo | C− | $503K | $378K | 0.81% | $1,980 |
| Alafaya | D | — | $426K | 0.78% | $2,220 |
| Christmas | A− | $625K | $299K | 0.41% | $1,670 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Bithlo
Is Bithlo expensive to live in?
Measured against what households in the area earn, Bithlo costs more than 82% of U.S. towns: a C− for cost of living, #314 of 637 in Florida. The typical home costs 4.8 years of the median household income of the Orlando-Kissimmee-Sanford, FL metro area ($79K).
How much does a house cost in Bithlo?
About $503K, Zillow’s typical value for September 2026, up 1.2% in a year. The Florida typical home is $375K.
What salary do you need to live in Bithlo?
To buy the typical home with 20% down at 6.3%, about $127,000 a year, keeping the payment (about $2,970 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $79,000.
How much is rent in Bithlo?
HUD puts a two-bedroom at about $1,980 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,388 (Census 2020–24).
What are property taxes in Bithlo?
The median bill is $3,041 a year, 0.81% of the median home value (Florida: $2,730, 0.76%), from the Census 2020–24.
Are home prices in Bithlo going up?
Yes: up 1.2% in the past year and 25.3% in five years, against 18.6% across Florida (Zillow).
Neighbors talk housing
What Bithlo buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.