Photo: Doug Kerr · CC BY-SA 2.0FEMA expects more hazard damage per building in Jewett City than in 73% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Jewett City gets a C for hazard risk: higher expected damage per building than 73% of U.S. towns, #118 of 155 in Connecticut. Most of that expected damage is river and rain flooding (75%), then hurricanes (21%). Flood insurance has paid 3 claims here since 1982.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Jewett City faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Jewett City’s grade
River and rain flooding is 75% of the building damage FEMA expects in Jewett City, and Jewett City’s rate of river and rain flooding damage is higher than 78% of U.S. census tracts. Next is hurricanes at 21% (higher than 87% of U.S. census tracts).
C #118 of 155 in Connecticut; higher expected damage per building than 73% of U.S. towns (21,298).
All of Jewett City’s residents live in one census tract; the figures are that tract’s.
The typical Connecticut town has higher expected damage than 62% of U.S. towns; within the state, Jewett City has more expected damage per building than 76% of Connecticut towns.
In dollars, FEMA expects about $814K a year in losses across Jewett City: $739K to buildings, the rest to people and crops.
Does Jewett City flood? Rarely: 3 flood claims since 1982
Every paid claim on a federal flood insurance policy in Jewett City, from FEMA’s records: 1.8 per 1,000 homes, fewer than 64% of the 13,809 U.S. towns with a flood insurance record.
- The March 2010 nor’easter2 claims · $14K
Jewett City isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: the county.5 federal disasters brought FEMA money to Jewett City
Disasters that paid out in Jewett City itself (aid to households or repair grants to the Borough of Jewett City), newest first, with that year’s flood claims.
- 2021Remnants of Hurricane Ida3 households applied for aid$6K aid approved
- 2012Hurricane Sandy7 households applied for aid$4K aid approved
- 2011Tropical Storm Irene22 households applied for aid$6K aid approved
- 2010Severe Storms and Flooding131 households applied for aid$178K aid approved2 flood claims paid that year
- 2007Severe Storms and Flooding1 households applied for aid$196 aid approved
Old photos of Jewett City after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Jewett City archive →Jewett City and its neighbors
Jewett City is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Jewett City faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Jewett City
Is Jewett City at risk for natural disasters?
On FEMA’s National Risk Index, Jewett City has higher expected damage per building than 73% of U.S. towns: C for hazard risk, #118 of 155 in Connecticut. Most of the expected damage is river and rain flooding (75%) and hurricanes (21%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Jewett City flood?
Flood insurance has paid 3 claims in Jewett City since 1982, $16K in all, or 1.8 per 1,000 homes, fewer than 64% of U.S. towns with a flood insurance record. The most claims came from March 2010 Nor'easter (2).
Is Jewett City in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In the county, 61% of homes in mapped flood zones carry federal flood insurance, and 2.6% of all homes do.
How much is flood insurance in Jewett City?
FEMA’s Community Rating System list shows no discount for Jewett City’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Jewett City?
By FEMA money that reached Jewett City, Severe Storms and Flooding (2010): 131 households applied for aid, $178K approved. By flood claims, March 2010 Nor'easter: 2 paid, $14K.
Is Jewett City at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (75%), and Jewett City’s rate for it is higher than 78% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Jewett City.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jewett City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.