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Downtown Lyons, CO IMG 5242Photo: Billy Hathorn · CC BY-SA 3.0
DCost of living
Cost of living in Lyons

Even on the area’s higher pay, Lyons costs more to live in than 93% of U.S. towns

Down 0.9% in a year, 41% above the Colorado typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Boulder, CO metro area ($104K). How TownRatings grades cost of living

Typical home value
$747K
▼ 0.9% in a year · CO $529K
Zillow
Homes sold
3
in September 2026 · 22 for sale
2-bedroom rent
$2,280
a month, utilities in · HUD
Median tax bill
$5,283
CO $2,602
Area income (the grade’s yardstick)
$104K
Boulder-area median

Only 3 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Lyons gets a D although people here earn more than most

The grade measures what housing costs against what households in the area earn. Lyons’ area earns well above the typical U.S. town ($104K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 33% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 53% of renters.

In dollars

  • $747Ktypical home, 41% above the Colorado typical homeZillow, September 2026
  • $2,280a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 8.1 yrsof area income buys the typical home; the typical U.S. town: 3.3$104K, Boulder-area income
  • 23%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 33%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

The short version on homes in Lyons

Prices are 8% below their 2022 peak

The typical Lyons home peaked at $813K in July 2022 and is worth about $747K now. Colorado as a whole is 7% off its own peak. Over five years, Lyons is still up 6.3%. Price trend ↓

Mostly newer homes

Half of Lyons’ homes were built after 2000, against 1988 for Colorado as a whole. Property taxes ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Lyons’ grade

Measured against what households in the area earn, Lyons is more affordable than 7% of U.S. towns. Home prices pull the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 7%
CostlierMore affordable

Prices here have kept pace with Colorado: up 6.3% in five years, against 6.2% statewide (Zillow).

How sure. Lyons’ Census figures cover about 743 households. At the ends of the Census margins (area income ±$2,268, owners paying 30%+ ±14.6 points), Lyons could be anywhere from D− to C−.

How TownRatings grades cost of living →

Price trend

Up 6.3% in five years

About the same pace as Colorado (6.2%).

LyonsColorado
$300K$400K$500K$600K$700K$800K$900K20182020202220242026
Show as a table
JanuaryLyonsColorado
2017$449,000$336,000
2018$490,000$363,000
2019$521,000$386,000
2020$555,000$403,000
2021$619,000$440,000
2022$717,000$519,000
2023$780,000$544,000
2024$755,000$545,000
2025$772,000$551,000
2026$757,000$537,000
September 2026$747,000$529,000
Then & now

A typical Lyons home worth $440K in October 2016 is worth about $747K today.

+$307K
−0.8%
past year
+6.3%
past 5 years
+69.8%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 8.1 years of area income

The calculator starts from the area income the grade uses. Switch to Lyons’s own median, or type yours.

Household income a year
$
Boulder-area median household income, as in the grade
You could afford about
$421,000
Typical Lyons home $747K

That’s $326K short of a typical Lyons home.

The typical home, each month
$4,300
Loan $3,700Tax $390Insurance $220

A two-bedroom rents for about $2,280 a month here, $2,020 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Lyons’s typical property tax (0.62% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $2,280

Renters already here pay a median of $1,981, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,760
1 bedroom$1,950
2 bedrooms$2,280
3 bedrooms$3,060
4 bedrooms$3,440
15%
of households rent · CO 34%
104
renter households
53%
of renters spend 30%+ of income on rent · CO 53%
22%
of the median income, for a two-bedroom
$1,981
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Boulder, CO MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

2 new homes permitted in 2025

Builders were permitted 2 new homes in Lyons in 2025, all single-family houses. That's 1.1 per 1,000 residents, slower than across Colorado (6.9). Over the past 10 years, Lyons has permitted 62 homes in all.

Single-family2+ homes per building
020406080200020052010201520202025
2
new homes permitted in 2025
0
2026 so far (Jan–Aug)
1.1
per 1,000 residents · CO 6.9
62
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+176
New homes+59

Between the 2010 and 2020 censuses, Lyons gained 176 residents while 59 new homes were permitted: about 3 new residents per new home, about the same as across Colorado (2.5).

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025220$930,000
2024110$313,000
2023808$1.1 million
202221138$4.4 million
2021000—
2020330$1.2 million
2019110$500,000
20181064$2.3 million
20171064$2.8 million
2016660$1.9 million
2015550$1.7 million
201412120$2.8 million
2013440$815,000
2012330$611,000
2011220$407,000
2010660$1.4 million
2009330$717,000
200810100$2.2 million
200752520$15.4 million
200658526$15.6 million
2005674918$12.6 million
200419190$3.5 million
2003752$1.3 million
2002880$1.6 million
2001550$1.1 million
200016160$3.4 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs above the Colorado norm

The median bill is $5,283 (Colorado: $2,602), 0.62% of a home’s value a year, against 0.48% statewide.

$5,283
median bill a year · CO $2,602
0.62%
of a home’s value a year · CO 0.48%
$390
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Lyons and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
LyonsD$747K$845K0.62%$2,280

Questions about the cost of living in Lyons

Is Lyons expensive to live in?

Measured against what households in the area earn, Lyons costs more than 93% of U.S. towns: a D for cost of living. The typical home costs 8.1 years of the median household income of the Boulder, CO metro area ($104K).

How much does a house cost in Lyons?

About $747K, Zillow’s typical value for September 2026, down 0.8% in a year. The Colorado typical home is $529K.

What salary do you need to live in Lyons?

To buy the typical home with 20% down at 6.3%, about $184,000 a year, keeping the payment (about $4,300 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $91,000.

How much is rent in Lyons?

HUD puts a two-bedroom at about $2,280 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,981 (Census 2020–24).

What are property taxes in Lyons?

The median bill is $5,283 a year, 0.62% of the median home value (Colorado: $2,602, 0.48%), from the Census 2020–24.

Are home prices in Lyons going up?

No: down 0.8% in the past year and 6.3% in five years, against 6.2% across Colorado (Zillow).

Neighbors talk housing

What Lyons buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.