Photo: Jared Winkler · CC BY-SA 4.0Greenwood Village’s building-damage rate from hail is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Greenwood Village gets a B for hazard risk: lower expected damage per building than 56% of U.S. towns, #56 of 159 in Colorado. Most of that expected damage is hail (50%), then river and rain flooding (32%). Flood insurance has paid 10 claims here since 1998.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Greenwood Village faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hail
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Greenwood Village’s grade
Hail is 50% of the building damage FEMA expects in Greenwood Village, and Greenwood Village’s rate of hail damage is in the top 1% of U.S. census tracts. Next is river and rain flooding at 32% (lower than 88% of U.S. census tracts).
B #56 of 159 in Colorado; lower expected damage per building than 56% of U.S. towns (21,298).
Greenwood Village’s residents live in 13 census tracts; FEMA’s figures are combined by where they live.
The typical Colorado town has higher expected damage than 56% of U.S. towns; within the state, Greenwood Village has less expected damage per building than 65% of Colorado towns.
In dollars, FEMA expects about $8.4M a year in losses across Greenwood Village: $7.8M to buildings, the rest to people and crops.
Does Greenwood Village flood? Sometimes: 10 flood claims since 1998
Every paid claim on a federal flood insurance policy in Greenwood Village, from FEMA’s records: 1.4 per 1,000 homes, fewer than 70% of the 13,809 U.S. towns with a flood insurance record.
- The Late summer storms1 claim · $5K
Greenwood Village isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Arapahoe County.3 federal disasters brought FEMA money to Greenwood Village
Disasters that paid out in Greenwood Village itself (aid to households or repair grants to the City of Greenwood Village), newest first, with that year’s flood claims.
- 2013Severe Storms, Flooding, Landslides, and Mudslides3 households applied for aid$351 aid approved1 flood claim paid that year
- 2006Snow$79K to the City of Greenwood Village for repairs
- 2003Snow$104K to the City of Greenwood Village for repairs
Arapahoe County has had 8 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Greenwood Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Greenwood Village archive →Greenwood Village and its neighbors
Greenwood Village has the lowest expected damage per building of the 7 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Greenwood Village | Bless damage than 56% | hail | 10 |
| Centennial | B−more damage than 51% | hail | 15 |
| Cherry Creek | B−more damage than 53% | river and rain flooding | 1 |
| Cherry Hills Village | C+more damage than 57% | river and rain flooding | 13 |
| Denver | C+more damage than 65% | river and rain flooding | 82 |
| Englewood | Cmore damage than 68% | river and rain flooding | 5 |
| Littleton | Cmore damage than 70% | river and rain flooding | 11 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Greenwood Village faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Greenwood Village
Is Greenwood Village at risk for natural disasters?
On FEMA’s National Risk Index, Greenwood Village has lower expected damage per building than 56% of U.S. towns: B for hazard risk, #56 of 159 in Colorado. Most of the expected damage is hail (50%) and river and rain flooding (32%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Greenwood Village flood?
Flood insurance has paid 10 claims in Greenwood Village since 1998, $45K in all, or 1.4 per 1,000 homes, fewer than 70% of U.S. towns with a flood insurance record. The most claims came from Late summer storms (1).
Is Greenwood Village in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Arapahoe County, 48% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Greenwood Village?
FEMA’s Community Rating System list shows no discount for Greenwood Village’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Greenwood Village?
By FEMA money that reached Greenwood Village, Snow (2003): $104K to the City of Greenwood Village for repairs. By flood claims, Late summer storms: 1 paid, $5K.
Is Greenwood Village at risk from hail?
It is the largest share of the building damage FEMA expects here (50%), and Greenwood Village’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Greenwood Village.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Greenwood Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.