Photo: Jared Winkler · CC BY-SA 4.0Cherry Hills Village’s building-damage rate from hail is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Cherry Hills Village gets a C+ for hazard risk: higher expected damage per building than 57% of U.S. towns, #87 of 159 in Colorado. Most of that expected damage is river and rain flooding (46%), then hail (40%). Flood insurance has paid 13 claims here since 2011.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Cherry Hills Village’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Cherry Hills Village faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Cherry Hills Village’s grade
River and rain flooding is 46% of the building damage FEMA expects in Cherry Hills Village, and Cherry Hills Village’s rate of river and rain flooding damage is lower than 68% of U.S. census tracts. Hail adds 40%, at a rate in the top 1% of U.S. census tracts.
C+ #87 of 159 in Colorado; higher expected damage per building than 57% of U.S. towns (21,298).
Cherry Hills Village’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Colorado town has higher expected damage than 56% of U.S. towns; within the state, Cherry Hills Village has more expected damage per building than 54% of Colorado towns.
In dollars, FEMA expects about $4.3M a year in losses across Cherry Hills Village: $4.1M to buildings, the rest to people and crops.
Does Cherry Hills Village flood? Sometimes: 13 flood claims since 2011
Every paid claim on a federal flood insurance policy in Cherry Hills Village, from FEMA’s records: 5.5 per 1,000 homes, more than 62% of the 13,809 U.S. towns with a flood insurance record.
Cherry Hills Village is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Arapahoe County.2 federal disasters brought FEMA money to Cherry Hills Village
Disasters that paid out in Cherry Hills Village itself (aid to households or repair grants to the City of Cherry Hills Village), newest first, with that year’s flood claims.
- 2006Snow$7K to the City of Cherry Hills Village for repairs
- 2003Snow$6K to the City of Cherry Hills Village for repairs
Arapahoe County has had 8 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Cherry Hills Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Cherry Hills Village archive →Cherry Hills Village and its neighbors
Cherry Hills Village is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Greenwood Village | Bless damage than 56% | hail | 10 |
| Cherry Hills Village | C+more damage than 57% | river and rain flooding | 13 |
| Denver | C+more damage than 65% | river and rain flooding | 82 |
| Englewood | Cmore damage than 68% | river and rain flooding | 5 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Cherry Hills Village faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Cherry Hills Village residents get 15% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Cherry Hills Village
Is Cherry Hills Village at risk for natural disasters?
On FEMA’s National Risk Index, Cherry Hills Village has higher expected damage per building than 57% of U.S. towns: C+ for hazard risk, #87 of 159 in Colorado. Most of the expected damage is river and rain flooding (46%) and hail (40%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Cherry Hills Village flood?
Flood insurance has paid 13 claims in Cherry Hills Village since 2011, $396K in all, or 5.5 per 1,000 homes, more than 62% of U.S. towns with a flood insurance record. 2 properties have flooded more than once.
Is Cherry Hills Village in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Arapahoe County, 48% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Cherry Hills Village?
Cherry Hills Village is in FEMA’s Community Rating System (class 7), which takes 15% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Cherry Hills Village?
By FEMA money that reached Cherry Hills Village, Snow (2006): $7K to the City of Cherry Hills Village for repairs.
Is Cherry Hills Village at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (46%), and Cherry Hills Village’s rate for it is lower than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Cherry Hills Village.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cherry Hills Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.