Photo: Jeffrey Beall · CC BY 4.0114 homes sold in Cortez in the last year, at a typical $325K
Almost every sale is a house. Below: what each kind of home sells for, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Cortez homes are listed.
Every place Cortez homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Cortez.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 0% of Cortez’s sales, at a typical — (year to May 2026)
114 homes sold in the year to September 2026.
About as many homes sell as usual, at 2.2 times the 2016 price
114 sales in the last year, against 184 in 2021 and a low of 74 in 2012. The typical sale went from $150K in 2016 to $325K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
Bidding wars in Cortez are back to pre-pandemic levels, with about as many homes for sale
We read every month of Cortez’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 114 sales.
If you’re buying in Cortez
- Shop in March. It brings about 14 new listings a month, close to the busiest month, with fewer bidding wars (9% over asking).
- Offer under asking. Buyers paid 97.4% of the list price on average; 10% paid over.
- You’ll usually have time. Only 21% of homes go under contract within two weeks; the typical one takes 75 days.
Spring brings the homes; summer brings the bidding wars
May has the most new listings (about 17 a month), but June is the most competitive: 16% of June sales close over asking. March and April offer nearly as much choice with fewer homes bid up (9%). January has the least competition (7%) but only about 9 new listings.
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and calmer than Colorado
| Cortez now | 2017–19 | 2021 peak | CO now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 10% | 12% | 17% | 18% |
| Gone within two weeksShare of homes under contract within 14 days | 21% | 4% | 0% | 31% |
| Price paid vs. askingAverage sale price ÷ list price | 97.4% | 97% | 97.4% | 98.3% |
| Days to sellMedian days from listing to contract | 75 | 94 | 68 | 52 |
50 homes for sale on a typical day
That’s 1.8 times the 2023 low (27), 12% fewer than in 2017–19 and well under 2014’s 103.
Cortez ranks 92nd of 124 busy Colorado markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Cortez is in the middle of the pack.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Cortez home costs about $1,765 a month
Price: Cortez’s typical sale, last 12 months. Property tax at Cortez’s 0.3% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Cortez is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in May
The month with the most choice. January has the fewest, about 9.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $325K home, about $830 a year.
Taxes vs. neighborsSchools
The schools grade for Cortez, from test results, graduation and how much students grow.
Schools in CortezCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Post your home to Cortez, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Cortez. People who follow the town see it, and so do people comparing Cortez with their own town. No commission, no listing fee.
Questions about buying a home in Cortez
What do homes sell for in Cortez, CO?
114 homes sold in the year to September 2026 at a typical $325K, $217 a square foot.
Is Cortez a buyer’s or seller’s market?
A buyer’s market: 62 homes were for sale in September 2026 and 10 sold, about 6.2 months of supply. Buyers paid 97.4% of asking on average.
When is the best time to buy in Cortez?
May brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Cortez?
About 0.3% of a home’s value a year. On a $325K home that’s near $830.
Where can I see homes for sale in Cortez?
Zillow, Redfin, Realtor.com and Homes.com all carry Cortez’s MLS listings; the search links above open each one filtered to Cortez.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).