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Tioga Hotel - Merced California (cropped)
California›Merced County
Photo: Publichall · CC BY-SA 3.0
Photo of Merced

Merced, CA · Photo: Publichall · CC BY-SA 3.0 · Source ↗

Is Merced a good place to live?

Merced grades D− overall, 823rd among California's 841 graded towns, mostly because of safety and incomes. Its police reported 686 violent crimes reported to the FBI in 2025, a higher rate per resident than 93% of U.S. towns. The median household income is $63K, and 24% of residents live below the poverty line. One bright spot: it is more walkable than 82% of U.S. towns. Merced’s violent crime rate is 7 per 1,000 residents, against 2.9 in California’s towns and 1.6 across U.S. towns. Merced has 11 places on the National Register of Historic Places, among them Merced County Courthouse and Leggett House. The typical home is worth about $393K, 6 years of the Merced metro’s $66K median household income.

What makes Merced stand out

Where Merced beats most towns, and one thing worth knowing.

Leggett House
Leggett House · National Register of Historic Places
Merced’s story

156 years in pictures

Census counts: 1,446 in 1880, 86,333 in 2020. The archive holds 18 old photos and papers going back to 1880 and 5 maps from 1914 on.

11 places on the National Register of Historic Places.

  • 1870Merced is settled
Explore the history →

How Merced grades

Each subject compared with towns across the country (schools within California), ordered by how far Merced is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Merced: who provides what

Who provides power, water and the rest in Merced, and how to reach them.

The full setup list →
PowerMerced Irrigation District24.1¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Merced water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Merced’s trash rules yet
SchoolsMerced Union High School DistrictMerced City Elementary School District2 districts serve Merced; which school depends on your address and gradeNCES
Register to voteOnlineIn California you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereMerced County Registrar of Voters - ElectionsMerced County; contacts on the Handbook page.FVAP, Jul 2021
ZIP codes95340, 95341, 9534895340 35% · 95341 34% · 95348 31%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Merced.

Merced has more 90° days than nearly all U.S. towns and has seen reported crime fall beyond ordinary swings, but it has poverty well above the California rate.

SafetyD

Merced’s grade for safety is a D

Reported crimes fell from 3,288 to 3,063 over the last three FBI years, a drop beyond ordinary year-to-year swings.

The property crime rate in Merced is 24.1 per 1,000 residents. Merced reports more crime per resident than most U.S. towns we grade: about 93% report less.

7%of U.S. towns report more crimeDSafety Grade

Violent crime per 1,000 residents

Merced7
California4.4
U.S.3.3

Property crime per 1,000 residents

Merced24.1
California18.2
U.S.15.5
7th
percentile among U.S. towns we grade
9th
percentile among CA towns
686
violent crimes reported in 2025
2,377
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

SchoolsC

Merced’s public schools trail 70% of California districts

Two of its 32 schools are below, each with why it’s listed.

30%of CA districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
Weaver MiddleLargest public middle schoolGrades 6–8Grades 6–81,073C+
Merced HighLargest public high schoolGrades 9–12Grades 9–121,943B−

NCES · EDFacts · graded within CA on state tests and graduation

HousingCost of living grade D

Merced’s grade for cost of living is a D

46% of Merced households own their home. The typical Merced home is worth about $393,000, down 0.8% in a year, 48% below the California typical home. Merced’s median rent is $1,393 a month.

$393KZillow home value
MercedCalifornia townsU.S. towns
Households that own their home46%64%73%
Median rent$1,393 a month$1,898 a month$1,185 a month
Renters paying 30%+ of income on rent55%55%48%

Typical home value

Merced$393K
California$762K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
51
days on market
98.4%
sale-to-list price
−0.8%
value change, 1 year
77
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthC

On CDC estimates, Merced is less healthy than 75% of U.S. towns

Merced beats the California average on 1 of 32 CDC measures and trails it on 16. 30% of adults worry about having enough food in Merced.

25%healthier than U.S. townsCHealth Grade
MercedCalifornia townsU.S. towns
Food insecurity (CDC PLACES)30%16%14%
Feel lonely (CDC PLACES)40%36%33%
Fair or poor health (CDC PLACES)29%22%19%
Yearly checkup (CDC PLACES)69%72%79%
32 measures vs. California
1 better15 too close to call16 worse
What stands outMercedCA
Fewer adults who have had cancer5.2%6.4%
More adults facing a utility shut-off12.7%7.3%
Mercy Medical Center
2 mi away · emergency room
2 of 3
care shortages: primary care, mental health
19th
percentile among CA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade C−

Merced faces a high natural-hazard risk, led by inland flooding

Expected storm and flood damage is higher than in 74% of U.S. communities. Since 1982, 147 flood insurance claims have been paid out in Merced.

74risk score of 100
FEMA risk score
74High riskLowerHigher
Inland floodingEarthquakesHeat waves
147
paid flood claims since 1982
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Mild winters and hot summers in Merced

The Merced weather station records that about 106 days a year reach 90°, more than in 95% of U.S. towns. July afternoons average 95.6°, hotter than in 97% of U.S. towns; January nights average 38.4°.

Merced has mild winters and hot summers, with very little rain. Snow is almost unheard of.

96°summer high
MercedCalifornia townsU.S. towns
July high96°F89°F85°F
January low38°F41°F22°F

Typical low → high °F

Winter39–58°
Spring48–75°
Summer61–93°
Fall51–78°
Nov 25
typical first frost
Feb 26
typical last frost
+1.4°
vs. the 20th-century average
96°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C−

With 0.8 jobs for every working resident, most of Merced’s workers commute out

About one in 3 of Merced’s working residents works in town. Jobs based in Merced grew to 26,559 in 2023, 3,169 more than in 2013. The top destinations are Modesto (4%), Atwater (3%) and San Jose (3%).

31%work in town
MercedCalifornia townsU.S. towns
Working residents who work in town31%6.6%8%
Median household income$63,000$95,000$80,000
Work from home8.4%14%11%
Average trip to work29 minutes28 minutes25 minutes

Where working residents work

In Merced31%
Modesto4%
Atwater3%
San Jose3%
Fresno3%
25 mi
median commute distance
26,559
jobs based in Merced
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 82% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsB−

Conserved land covers 1.9% of Merced

11 miles of trail in 34 parks and preserves. The biggest park or preserve is Fahrens Park, at 63 acres.

#567for trails in CA
MercedCalifornia townsU.S. towns
Miles of trail per square mile0.4 miles per square mile1.00.4
Conserved land1.9%4.3%4.3%
1.9%
conserved · 310 of 16,571 acres
11 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Court House Square Park0.6 mi8
2. Rahilly Park0.5 mi27
3. Applegate Park0.5 mi27

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Merced

20pages on Merced
After high school

Colleges nearby

2 within 15 miles of the center of Merced

College town

University of California-Merced calls Merced home

2 colleges in town.

College Scorecard · IPEDS

Landmarks

11 places in Merced on the National Register of Historic Places.

All landmarks →

Famous people from Merced

42 notable people were born in Merced.

See all 42 →

About Merced

City in California, United States

Official town website ↗

Merced ( mur-SED; from Spanish for 'Mercy', pronounced [meɾˈseð]) is a city in and the county seat of Merced County, California, United States, in the San Joaquin Valley. As of the 2020 census, the city had a population of 86,333, up from 78,958 in 2010. Incorporated on April 1, 1889, Merced is a charter city that operates under a council–manager government. It is named after the Merced River, which flows nearby. Merced, known as the "Gateway to Yosemite", is less than two hours by automobile from Yosemite National Park to the east and Monterey Bay, the Pacific Ocean, and multiple beaches to the west. The community is served by the passenger rail service Amtrak, a minor, heavily subsidized …

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1889
Area
23 sq mi
Elevation
171 ft
ZIP code
95340, 95341, 95343
Area code
209

Merced’s neighbors

One town shares a border with Merced.

Explore the map →
FranklinFranklinMerced
How the neighbors grade
TownCA rankOverallCostSafetySchoolsHealth
Merced#823D−DDCC
Franklin#825D−D—CC−

Franklin reports no FBI crime data of its own. Compare Merced with a neighbor →

Questions about Merced

Short answers, built from the data on this page.

Is Merced, CA a good place to live?

Merced grades D− overall, in the bottom 2% of U.S. towns and #823 of 841 in California. It grades C for health, D for safety and C for schools. Cost of living is its weak spot, with a D.

Is Merced, CA expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is Merced, CA known for?

42 notable people were born here, including Janet Leigh and Ray Allen.