218 homes sold in Live Oak in the last year, at a typical $1.5M
Redfin reports Live Oak’s sales by ZIP code, so these figures are for ZIP 95062, which takes in Live Oak and the area around it. Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Live Oak homes are listed.
Every place Live Oak homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Live Oak.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
11% of Live Oak’s sales are condos, at $984K less than a house
151 houses and 25 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.
typical sale · 151 sold in 12 months
- Per square foot
- $1,104CA $494
- Days to sell
- 32
- Sold over asking
- 33%
typical sale · 25 sold in 12 months
- Per square foot
- $758CA $561
- Days to sell
- 44
- Sold over asking
- 16%
Fewer homes sell than a decade ago, at twice the 2016 price
218 sales in the last year, against 379 in 2013 and a low of 172 in 2023. The typical sale went from $760K in 2016 to $1.5M.
Source: Redfin Data Center, MLS sales; for ZIP 95062, which takes in Live Oak and the area around it (each month is a 3-month rolling window, its counts divided by 3). Typical price and $/sq ft are the monthly medians, weighted by sales.
What $1.5M buys in Live Oak
Check a listing against what Live Oak homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Live Oak are rarer than before the pandemic, but 42% fewer homes come up for sale
We read every month of home sales in ZIP 95062 since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 218 sales.
If you’re buying in Live Oak
- Shop in October. It brings about 27 new listings a month, close to the busiest month, with fewer bidding wars (39% over asking).
- Bid near asking. Buyers paid 100.2% of the list price on average; 29% paid over.
- You’ll usually have time. Only 36% of homes go under contract within two weeks; the typical one takes 31 days.
Summer brings the homes; spring brings the bidding wars
July has the most new listings (about 32 a month), but May is the most competitive: 54% of May sales close over asking. September and October offer nearly as much choice with fewer homes bid up (42%). January has the least competition (39%) but only about 15 new listings.
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than California
| Live Oak now | 2017–19 | 2021 peak | CA now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 29% | 38% | 68% | 36% |
| Gone within two weeksShare of homes under contract within 14 days | 36% | 41% | 63% | 31% |
| Listings with a price cutShare of homes for sale that cut their price | — | — | — | 24% |
| Price paid vs. askingAverage sale price ÷ list price | 100.2% | 99.7% | 106.1% | 99.7% |
| Days to sellMedian days from listing to contract | 31 | 45 | 27 | 44 |
38 homes for sale on a typical day
That’s 1.2 times the 2021 low (31), 42% fewer than in 2017–19 and well under 2012’s 81.
Since 2019, houses are up 61%, condos 35%
A house typically sold for $1.7M in the last year (151 sales), a condo for $677K (25).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Source: Redfin Data Center, ZIP code tracker; for ZIP 95062, which takes in Live Oak and the area around it (each month is a 3-month rolling window, its counts divided by 3), January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Live Oak home costs about $8,485 a month
Price: Live Oak’s typical sale, last 12 months. Property tax at Live Oak’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Live Oak is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. January has the fewest, about 15.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $1.5M home, about $10,040 a year.
Taxes vs. neighborsSchools
The schools grade for Live Oak, from test results, graduation and how much students grow.
Schools in Live OakTypical commute
The average one-way trip to work for people who live in Live Oak.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Soquel and Santa Cruz sell for less a square foot; Pleasure Point for far more
The busier markets within 25 miles of Live Oak, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Santa Cruz | 314 | $1.4M | $893 | 38% | 24 |
| Live Oak (ZIP 95062) | 218 | $1.5M | $940 | 29% | 31 |
| Capitola | 98 | $1.3M | $978 | 20% | 35 |
| Soquel | 68 | $1.3M | $722 | 26% | 100 |
| Pleasure Point | 45 | $2.7M | $1,495 | 18% | 54 |
| Seacliff | 40 | $1.3M | $961 | 35% | 297 |
| Twin Lakes | 38 | $1.9M | $1,173 | 24% | 39 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Live Oak, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Live Oak. People who follow the town see it, and so do people comparing Live Oak with their own town. No commission, no listing fee.
Questions about buying a home in Live Oak
What do homes sell for in Live Oak, CA?
218 homes sold in the year to May 2026 at a typical $1.5M, $940 a square foot. Houses sold for about $1.7M, condos for about $677K.
Is Live Oak a buyer’s or seller’s market?
A seller’s market: 55 homes were for sale in May 2026 and 16 sold, about 3.4 months of supply. Buyers paid 100.2% of asking on average.
When is the best time to buy in Live Oak?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Live Oak?
About 0.7% of a home’s value a year. On a $1.5M home that’s near $10,040.
Where can I see homes for sale in Live Oak?
Zillow, Redfin, Realtor.com and Homes.com all carry Live Oak’s MLS listings; the search links above open each one filtered to Live Oak.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; for ZIP 95062, which takes in Live Oak and the area around it (each month is a 3-month rolling window, its counts divided by 3)). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).