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Housing in Lake Nacimiento

51 homes sold in Lake Nacimiento in the last year, at a typical $650K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Lake Nacimiento homes are listed.

Homes for sale in Lake NacimientoZillowRedfinRealtor.comMore places to look ↓
Homes sold
51
October 2025 to September 2026
Typical sale price
$650K
median, weighted by sales
Price per square foot
$367
California $490
Paid vs. asking
98.6%
7% sold over asking
For sale now
21
September 2026 · 5 sold that month
What sold · last 12 months

Houses are 92% of Lake Nacimiento’s sales, at a typical $621K (year to May 2026)

51 homes sold in the year to September 2026.

Houses$621K

typical sale · 49 sold in the year to May 2026

Per square foot
$383CA $494
Days to sell
72
Sold over asking
8%
Listings with a price cut
25%
Fewer sales

Condos: 4 sold, typical $331K

Too few sales in 12 months for reliable figures.

14 years of sales

Fewer homes sell than a decade ago, at 1.7 times the 2016 price

51 sales in the last year, against 89 in 2019 and a low of 45 in 2024. The typical sale went from $380K in 2016 to $650K.

Homes soldTypical sale price
0255075100$325K$450K$575K$700K2012: 50 sold, typical $297K’122013: 63 sold, typical $298K2014: 48 sold, typical $334K’142015: 66 sold, typical $394K2016: 70 sold, typical $380K’162017: 78 sold, typical $368K2018: 81 sold, typical $397K’182019: 89 sold, typical $420K2020: 89 sold, typical $509K’202021: 79 sold, typical $606K2022: 59 sold, typical $544K’222023: 49 sold, typical $536K2024: 45 sold, typical $529K’242025: 58 sold, typical $567KLast 12 months: 51 sold, typical $650KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $650K buys in Lake Nacimiento

Houseat $383 a sq ft, year to May 2026
The same money in Californiaat $494 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Lake Nacimiento homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Lake Nacimiento are rarer than before the pandemic, but a quarter fewer homes come up for sale

We read every month of Lake Nacimiento’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 51 sales.

If you’re buying in Lake Nacimiento

  • Shop in August. It brings about 8 new listings a month, close to the busiest month, with fewer bidding wars (14% over asking).
  • Bid near asking. Buyers paid 98.6% of the list price on average; 7% paid over.
  • You’ll usually have time. Only 35% of homes go under contract within two weeks; the typical one takes 75 days.
Best time to buy

Spring brings the homes; winter brings the bidding wars

March has the most new listings (about 9 a month), but February is the most competitive: 31% of February sales close over asking. August offers nearly as much choice with fewer homes bid up (14%). January has the least competition (14%).

New listings a monthShare sold over asking
02.557.51013%27%40%Sweet spotJan: 6 new listings a month, 14% sold over asking, 115 days to sellJFeb: 6 new listings a month, 31% sold over asking, 152 days to sellFMar: 9 new listings a month, 17% sold over asking, 108 days to sellMApr: 9 new listings a month, 27% sold over asking, 81 days to sellAMay: 8 new listings a month, 27% sold over asking, 104 days to sellMJun: 8 new listings a month, 24% sold over asking, 56 days to sellJJul: 7 new listings a month, 16% sold over asking, 126 days to sellJAug: 8 new listings a month, 14% sold over asking, 76 days to sellASep: 5 new listings a month, 24% sold over asking, 76 days to sellSOct: 7 new listings a month, 25% sold over asking, 86 days to sellONov: 5 new listings a month, 23% sold over asking, 73 days to sellNDec: 3 new listings a month, 22% sold over asking, 108 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than California

Lake Nacimiento now2017–192021 peakCA now
Sold over askingShare of sales that closed above the list price7%15%51%35%
Gone within two weeksShare of homes under contract within 14 days35%23%63%33%
Price paid vs. askingAverage sale price ÷ list price98.6%97.9%100.7%99.9%
Days to sellMedian days from listing to contract75932043
Supply

20 homes for sale on a typical day

That’s 2.4 times the 2023 low (8), 25% fewer than in 2017–19 and well under 2015’s 33.

2012: 21 for sale’122013: 21 for sale2014: 32 for sale2015: 33 for sale’152016: 32 for sale2017: 21 for sale2018: 30 for sale’182019: 28 for sale2020: 17 for sale2021: 8 for sale’212022: 13 for sale2023: 8 for sale2024: 17 for sale’242025: 23 for saleLast 12 months: 20 for saleNow
Prices by type

Houses and condos, year by year

A house typically sold for $621K in the year to May 2026 (49 sales), a condo for $331K (4).

$250K$400K$550K$700K2013201520172019202120232025NowHouses 2013: $302K, 62 salesHouses 2014: $334K, 48 salesHouses 2015: $394K, 66 salesHouses 2016: $386K, 66 salesHouses 2017: $393K, 69 salesHouses 2018: $402K, 80 salesHouses 2019: $421K, 87 salesHouses 2020: $516K, 86 salesHouses 2021: $611K, 76 salesHouses 2022: $551K, 55 salesHouses 2023: $552K, 42 salesHouses 2024: $564K, 41 salesHouses 2025: $588K, 52 salesHouses last 12 months: $621K, 49 salesHouses $621KCondos 2016: $203K, 4 salesCondos 2017: $243K, 9 salesCondos 2022: $267K, 4 salesCondos 2023: $386K, 7 salesCondos 2024: $267K, 4 salesCondos 2025: $382K, 6 salesCondos last 12 months: $331K, 4 salesCondos $331K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Lake Nacimiento home costs about $3,827 a month

Mortgage
Property tax
Insurance
Rent

Price: Lake Nacimiento’s typical sale, last 12 months. Property tax at Lake Nacimiento’s 0.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Lake Nacimiento is affordable on local pay is on Cost of living.

Before you buy in Lake Nacimiento

Six things worth knowing

9

New listings in March

The month with the most choice. December has the fewest, about 3.

Best time to buy
0.8%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $650K home, about $5,230 a year.

Taxes vs. neighbors
B−

Schools

The schools grade for Lake Nacimiento, from test results, graduation and how much students grow.

Schools in Lake Nacimiento
45 min

Typical commute

The average one-way trip to work for people who live in Lake Nacimiento.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

No busy market nearby sells for less a square foot; Templeton, Cambria, Cayucos and Morro Bay for far more

The busier markets within 25 miles of Lake Nacimiento, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
El Paso de Robles (Paso Robles)357$785K$44126%48
Atascadero272$794K$44330%48
Morro Bay130$928K$64715%73
Cambria119$1M$68219%51
Templeton72$850K$52023%37
Lake Nacimiento51$650K$3677%75
Cayucos51$1.4M$8529%96

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Lake Nacimiento, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Lake Nacimiento. People who follow the town see it, and so do people comparing Lake Nacimiento with their own town. No commission, no listing fee.

Questions about buying a home in Lake Nacimiento

What do homes sell for in Lake Nacimiento, CA?

51 homes sold in the year to September 2026 at a typical $650K, $367 a square foot.

Is Lake Nacimiento a buyer’s or seller’s market?

A seller’s market: 21 homes were for sale in September 2026 and 5 sold, about 3.7 months of supply. Buyers paid 98.6% of asking on average.

When is the best time to buy in Lake Nacimiento?

March brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Lake Nacimiento?

About 0.8% of a home’s value a year. On a $650K home that’s near $5,230.

Where can I see homes for sale in Lake Nacimiento?

Zillow, Redfin, Realtor.com and Homes.com all carry Lake Nacimiento’s MLS listings; the search links above open each one filtered to Lake Nacimiento.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).