Eureka Road at Purdy Lane, 2012
Granite Bay’s story
Granite Bay in pictures
Census counts: 19,388 in 2000, 21,247 in 2020. The archive holds 6 old photos and papers going back to 2006 and 4 maps from 1944 on.
Explore the history →
Granite BayCA
A town in California, home to 21,673 people.
4 bordering townsMap →
Photo: UncleVinny · CC BY 3.0
Population
21,673
Census survey, 2020–24
Typical home
$1.16M
+3.6% in a year
Household income
$185K
median
Median age
47.2
years
Jobs based here
5,290
A commuter town
TownGrade
A−
#52 of 841 in CA
Is Granite Bay a good place to live?
The everyday basics are strong; the price of a home is the catch. Health is its strong suit: CDC estimates put its residents' health ahead of 95% of the country. Overall, Granite Bay earns an A−, better than 78% of U.S. towns. That places it 52nd of 841 in California. It is strong on schools as well (A): its schools rank ahead of 91% of California towns. What counts against it is cost of living: the typical home is worth about $1.2 million, 11.9 years of the Sacramento metro’s $97K median household income. Folsom Lake State Recreation Area, at 1,101 acres with 30.8 miles of trail, is the biggest park or preserve. 64% of adults 25 and older hold a bachelor’s degree or more in the town, above both California’s towns (29%) and U.S. towns (29%).
Figures: health, CDC PLACES · schools, state test and graduation results · home values, Zillow · incomes, Census ACS, 2020–24 · OpenStreetMap.
What makes Granite Bay stand out
Where Granite Bay beats most towns.
A commuter town
94% of working residents leave Granite Bay for work
Where Granite Bay’s working residents go each day. Line width shows the share.
5,290jobs based in Granite Bay
6%of working residents work in town
16 mimedian commute distance
Census LEHD 2023
How Granite Bay grades
Each subject compared with towns across the country (schools within California), ordered by how far Granite Bay is from typical.
Cost of livingHomes are among the least affordable for local incomesD−Open →HealthKaiser Foundation Hospital - Roseville 4.4 miles awayAOpen →SchoolsIn the top fifth of the towns comparedAOpen →Jobs & incomeGraded on incomes, poverty and employmentAOpen →Hazard riskInland flooding tops the listCOpen →WalkabilityEPA walkability 7.7 of 20; 3.3% of households have no car; 2.2% of workers walk, bike or ride transitB+Open →
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.
ClimateCold winters, 96° summer afternoons–Open →Housing market43 days on market–Open →Who lives hereMedian age 47.2–Open →
How TownRatings grades towns →
Nearby attractions
All 56 attractions →ARCO Arena and 33 more within 40 miles
Museums, parks, gardens and other places to visit around Granite Bay. Close and well known come first.
20 mi Stadium & arenaARCO Arena
21 mi State parkSutter's Fort
20 mi Stadium & arenaHornet Stadium
21 mi State parkGovernor's Mansion State Historic Park
22 mi MuseumCalifornia State Railroad Museum500K visitors a year
22 mi State parkLeland Stanford Mansion State Historic ParkSources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits
ARCO Arena: CLopez63, CC BY-SA 3.0 · Sutter's Fort: Ian Howard, CC BY 2.5 · Hornet Stadium: Quintin Soloviev, CC BY 4.0 · Governor's Mansion State Historic Park: Mark James Miller, CC BY 3.0 · California State Railroad Museum: The original uploader was Swampyank at English Wikipedia., CC BY-SA 3.0 · Leland Stanford Mansion State Historic Park: M.Mierzwa. MCalamari at en.wikipedia, Public domain
Getting set up
Moving to Granite Bay: who provides what
Granite Bay is unincorporated, so Placer County and regional agencies provide most services.
PowerPG&E37.5¢/kWh · EIA 2025HIFLD · EIA
WaterSan Juan Water DistrictNo health-based violations in 5 years · EPAEPA
Internet10 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesPlacer CountyPlacer County provides services here
SchoolsEureka Union Elementary School DistrictRoseville Joint Union High School DistrictLoomis Union Elementary School District3 districts serve Granite Bay; which school depends on your address and gradeNCES
Register to voteOnlineIn California you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.govWho runs elections herePlacer County Registrar of VotersPlacer County; contacts on the Handbook page.FVAP, Aug 2023
ZIP codes95746, 9565095746 93% · 95650 7%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Granite Bay.
Granite Bay has less no health insurance than most of California and has hotter summers than nearly all U.S. towns, but it has homes that cost more against local pay than most of California.
OutdoorsA
Granite Bay has set aside 9% of its land for conservation
The trail network density for Granite Bay comes to 2.7 miles per square mile. 59 miles of trail wind through 7 parks and preserves. Parks and preserves here: 7, covering 1,155 acres.
#100for trails in CA
| Granite Bay | California towns | U.S. towns | |
|---|---|---|---|
| Miles of trail per square mile | 2.7 miles per square mile | 1.0 | 0.4 |
| Conserved land | 9% | 4.2% | 4.3% |
9%
conserved · 1,242 of 13,742 acres
59 mi
of trails · 2.7 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Folsom Lake State Recreation Area | 30.8 mi | 1,101 |
| 2. Miners Ravine Nature Reserve | 0.6 mi | 24 |
| 3. Ronald L. Feist Park | — | 18 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
SchoolsA
Granite Bay’s grade for schools is an A
That grade comes with a D− for cost of living: the typical home is worth about $1.16M.
Three of its 7 schools are below, each with the reason it’s listed. The public schools here belong to the Eureka Union school district. The largest public high school is Granite Bay High, with 2,036 students.
91%of CA districts it outscoresASchool Grade
| School | Level | Students | Letter |
|---|---|---|---|
| Ridgeview ElementaryLargest public middle schoolGrades 4–6 | Grades 4–6 | 619 | A |
| Granite Bay HighLargest public high schoolGrades 9–12 | Grades 9–12 | 2,036 | A |
| Oakhills ElementaryTop results in townGrades K–3 | Grades K–3 | 554 | A+ |
NCES · EDFacts · graded within CA on state tests and graduation
HealthA
Granite Bay’s grade for health is an A
Its widest gap with California is no health insurance: 3.6% of those 18–64 have no health insurance, against 10.6% statewide. Against the 1,256 U.S. towns with household incomes like Granite Bay’s, it is healthier than 51%, a smaller edge than it has nationally: part of it comes with its incomes.
The share of adults 18 to 64 in Granite Bay who have no health insurance: 3.6%. Of 32 CDC measures, Granite Bay beats the California average on 20 and trails it on 2. Two figures for adults here: 30% feel lonely, 14% report frequent mental distress.
95%healthier than U.S. townsAHealth Grade
| Granite Bay | California towns | U.S. towns | |
|---|---|---|---|
| Sleep under 7 hours (CDC PLACES) | 29% | 35% | 36% |
| Feel lonely (CDC PLACES) | 30% | 36% | 33% |
| Frequent mental distress (CDC PLACES) | 14% | 17% | 17% |
| Get no exercise (CDC PLACES) | 16% | 24% | 25% |
32 measures vs. California
20 better10 too close to call2 worse
| What stands out | Granite Bay | CA |
|---|---|---|
| Fewer uninsured adults | 3.6% | 10.6% |
| Fewer adults facing food insecurity | 6.8% | 17.9% |
| More adults who have had cancer | 10.6% | 6.4% |
Kaiser Foundation Hospital - Roseville
4.4 mi away · emergency room
None
primary care, dental or mental-health shortage
90th
percentile among CA towns
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
HousingCost of living grade D−
Granite Bay’s grade for cost of living is a D−
At 11.9 years of the Sacramento metro’s $97K median household income, the typical home (about $1.16M) costs more against local pay than in 85% of California towns; that ratio is one input to that grade. Its typical home is the priciest on its borders; Loomis is next at $947K.
Homes sold in Granite Bay spent a median 43 days on the market. The typical Granite Bay home is worth about $1,160,000, up 3.6% in a year, 52% above the California typical home. Its midpoint rent stands at $2,740 a month.
$1.16MZillow home value
| Granite Bay | California towns | U.S. towns | |
|---|---|---|---|
| Median rent | $2,740 a month | $1,895 a month | $1,185 a month |
| Households that own their home | 90% | 64% | 73% |
Typical home value
Granite Bay$1.16M
California$762K
Market temperature
43
days on market
97.4%
sale-to-list price
+3.6%
value change, 1 year
26
homes sold in September
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Work & commuteJobs & income grade A
Granite Bay has 0.6 jobs per working resident, so most workers leave town for work
26% of workers work from home, against 17.2% across California.
Granite Bay’s median household income comes in at $185,000. Just 6% of the town’s working residents have a job in town. Since 2013, Granite Bay has added 755 jobs, to 5,290 in 2023. 26% of Granite Bay workers do their job from home.
6%work in town
| Granite Bay | California towns | U.S. towns | |
|---|---|---|---|
| Median household income | $185,000 | $95,000 | $80,000 |
| Work from home | 26% | 14% | 11% |
| Below the poverty line | 5.1% | 10% | 9.6% |
| Average trip to work | 25 minutes | 28 minutes | 25 minutes |
Where working residents work
In Granite Bay6%
Roseville16%
Sacramento14%
Folsom5%
Rancho Cordova4%
16 mi
median commute distance
5,290
jobs based in Granite Bay
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 65% of U.S. towns
Census LEHD 2023 · ACS
Climate
Granite Bay has four seasons and hot summers
July afternoons average 95.5°, hotter than in 97% of U.S. towns; January nights average 38.3°.
In Granite Bay, the January low is 38°F.
96°summer high
| Granite Bay | California towns | U.S. towns | |
|---|---|---|---|
| July high | 96°F | 89°F | 85°F |
| January low | 38°F | 41°F | 22°F |
Typical low → high °F
Winter39–58°
Spring47–73°
Summer60–93°
Fall50–78°
Dec 5
typical first frost
Feb 25
typical last frost
+1.1°
vs. the 20th-century average
96°
typical summer high
NOAA U.S. Climate Normals, 1991–2020
Natural hazardsHazard risk grade C
Natural hazards: moderate risk in Granite Bay, mostly inland flooding
Flood insurance has paid out on 99 claims in Granite Bay since 1982. Expected damage from storms and floods is higher here than in 59% of U.S. communities. 89% of the town’s expected losses from natural hazards come from inland flooding, followed by wildfires at 5%. Households in the town have drawn federal disaster aid once, in 2021.
59risk score of 100
FEMA risk score
Inland floodingWildfire
99
paid flood claims since 1982
1
federal disasters paid out here
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Keep exploring
Everything we know about Granite Bay
18pages on Granite Bay
The big questions
Out and about
After high school
Colleges nearby
6 within 15 miles of the center of Granite Bay
Sierra CollegeCommunity college · Public · Rocklin3 mi$1,446 in-state tuitionFolsom Lake CollegeCommunity college · Public · Folsom7.4 mi$1,288 in-state tuitionWilliam Jessup UniversityUniversity or college · Private nonprofit · Rocklin7.7 mi$37,150 tuition
About 6 of every 100 Granite Bay residents are enrolled in college, against 8 across California.
Famous people from Granite Bay
4 notable people were born in Granite Bay.
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About Granite Bay
Census-designated place in California, United States
Granite Bay is a census-designated place (CDP) in Placer County, California, United States. It is part of the Sacramento metropolitan area. The population was 21,247 at the 2020 census, up from 20,402 at the 2010 census. The ZIP codes are 95746 and 95661. Granite Bay is a primarily residential suburb of Sacramento and is located just east of Roseville and west of Folsom Lake.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 22 sq mi
- Elevation
- 430 ft
- ZIP code
- 95746
- Area code
- 916
Granite Bay’s neighbors
4 towns share a border with Granite Bay.
At #52 in CA, it grades higher overall than all 4 graded towns on its borders; Rocklin (A−) comes closest.
LoomisRosevilleFolsomRocklinGranite Bay
How the neighbors grade
| Town | CA rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Granite Bay | #52 | A− | D− | — | A | A |
| Loomis | #123 | B | D | — | A | A− |
| Roseville | #131 | B | D− | C+ | A | A |
| Folsom | #117 | B+ | D− | C+ | A− | A |
| Rocklin | #56 | A− | D− | B | A | A |
Granite Bay and Loomis report no FBI crime data of their own. Compare Granite Bay with a neighbor →
Questions about Granite Bay
Short answers, built from the data on this page.
Is Granite Bay, CA a good place to live?
For most people who can afford it, yes. Granite Bay grades A− overall, better than 78% of U.S. towns and #52 of 841 in California. It grades A for health and A for schools. Cost of living is its weak spot, with a D−.
Is Granite Bay, CA expensive?
Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.