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Carmel Valley - panoramio
California›Monterey County

Carmel Valley VillageCA

TownGrade
C+
#324 of 841 in CA

4,785 people call this town in California home.

Photo: David Balmer · CC BY 3.0
Photo of Carmel Valley Village

Carmel Valley Village, CA · Photo: David Balmer · CC BY 3.0 · Source ↗

Is Carmel Valley Village a good place to live?

Where it falls short is cost of living: the typical home is worth about $1.3 million, 13.1 years of the Salinas metro’s $97K median household income. Carmel Valley Village ranks 324th of 841 in California, with a C+ overall. Set against the rest, it does better than 36% of U.S. towns. Health is its strong suit — residents are healthier than 93% of U.S. towns on CDC estimates. It also trails on hazard risk (D−): FEMA rates its natural-hazard risk higher than 92% of U.S. communities, with inland flooding at the top. Garland Ranch Regional Park, at 2,082 acres with 26.1 miles of trail, is the biggest park or preserve. 33% of residents are 65 or older in the town, above both the California town median (16%) and the median of U.S. towns (18%). The town’s July high is 78°F, below both California’s towns (89°F) and U.S. towns (85°F).

Figures: health, CDC PLACES · home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index · OpenStreetMap · NOAA normals, 1991–2020.

How Carmel Valley Village grades

Each subject compared with towns across the country (schools within California), ordered by how far Carmel Valley Village is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

What makes Carmel Valley Village stand out

Where Carmel Valley Village beats most towns, and one thing worth knowing.

Carmel Valley Barn
Carmel Valley Barn, 1897
Carmel Valley Village’s story

Carmel Valley Village in pictures

The archive holds 12 old photos and papers going back to 1897 and 6 maps from 1921 on.

1 place on the National Register of Historic Places.

Explore the history →
A commuter town

89% of working residents leave Carmel Valley Village for work

Where Carmel Valley Village’s working residents go each day. Line width shows the share.

13% → Monterey Monterey 13% 7% → San Jose San Jose 7% 5% → Salinas Salinas 5% 3% → Seaside Seaside 3% 3% → San Francisco San Francisco 3% 3% → Carmel-by-the-Sea Carmel-by-the-Sea 3% Carmel Valley Village · 11% stay
1,096jobs based in Carmel Valley Village
11%of working residents work in town
14 mimedian commute distance

Census LEHD 2023

The data

Ordered by what stands out in Carmel Valley Village.

Carmel Valley Village has cooler summers than nearly all U.S. towns and owes part of its health edge to its incomes, but it has homes that cost more against local pay than most of California.

OutdoorsA

Carmel Valley Village has set aside 17.3% of its land for conservation

#129for trails in CA

In 2 parks and preserves, walkers have 45 miles of trail. Carmel Valley Village’s trail network density is put at 2.4 miles per square mile.

17.3%
conserved · 2,115 of 12,215 acres
45 mi
of trails · 2.4 per sq mi
Biggest places to walkTrailsAcres
1. Garland Ranch Regional Park26.1 mi2,082
2. Carmel Valley Community Park—9

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB−

Carmel Valley Village’s public schools outperform 51% of California districts

51%of CA districts it outscoresB−School Grade

One of its 2 schools is below, with the reason it’s listed. Public schools: the Carmel Unified school district. Carmel Valley Village’s only public school teaches 447 students.

SchoolLevelStudentsLetter
Tularcitos ElementaryLargest public elementary schoolGrades K–5Grades K–5447A

NCES · EDFacts · graded within CA on state tests and graduation

HealthA

A smaller share of adults in Carmel Valley Village feel lonely than in the typical California or U.S. town

93%of U.S. towns are less healthyAHealth Grade

Against the 2,376 U.S. towns with household incomes like Carmel Valley Village’s, it is healthier than 62%, a smaller edge than it has nationally: part of it comes with its incomes.

On the CDC’s 32 measures, Carmel Valley Village is ahead of California on 18 and behind on 5. The share of adults in Carmel Valley Village who report frequent mental distress is 13%.

Carmel Valley VillageTypical California townTypical U.S. town
Feel lonely (CDC PLACES)28%36%33%
Sleep under 7 hours (CDC PLACES)28%35%36%
Frequent mental distress (CDC PLACES)13%17%17%
Get no exercise (CDC PLACES)16%24%25%
32 measures vs. California
18 better9 too close to call5 worse
What stands outCarmel Valley VillageCA
Fewer uninsured adults3.9%10.6%
Fewer adults facing food insecurity6.6%17.9%
More adults who have had cancer12.4%6.4%
Community Hospital of the Monterey Peninsula
11.5 mi away · emergency room
None
primary care, dental or mental-health shortage
87th
percentile among CA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade D−

Carmel Valley Village has a very high natural-hazard risk, chiefly from inland flooding

92risk score of 100

Since 1998, Carmel Valley Village has seen 21 flood insurance claims paid out. FEMA puts 62% of the town’s expected hazard losses down to inland flooding, and 27% to earthquakes. Federal disaster aid has reached households in Carmel Valley Village after 2 declared disasters, most recently in 2023.

FEMA risk score
92Very high riskLowerHigher
Inland floodingEarthquakesWildfire
21
paid flood claims since 1998
2
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B

Carmel Valley Village has 0.6 jobs for every working resident, so most commute out

11%work in town

36.1% of workers work from home, against 17.2% across California.

The average commute here in Carmel Valley Village is 29 minutes. Just 11% of the town’s working residents have a job in town. Between 2013 and 2023, jobs locally rose by 234, to 1,096. Among residents in the town, 4.8% live below the poverty line.

Carmel Valley VillageTypical California townTypical U.S. town
Median household income$156,000$95,000$80,000
Below the poverty line4.8%10%9.6%
Average trip to work29 minutes28 minutes25 minutes
Working residents who work in town11%6.6%8%

Where working residents work

In Carmel Valley Village11%
Monterey13%
San Jose7%
Salinas5%
Seaside3%
14 mi
median commute distance
1,096
jobs based in Carmel Valley Village
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 60% of U.S. towns

Census LEHD 2023 · ACS

Climate

Expect mild winters and pleasant summers in Carmel Valley Village

79°summer high

July afternoons average 78°, cooler than in 96% of U.S. towns; January nights average 40°.

Snow almost never falls. Rain and melted snow add up to about 24 inches a year in Carmel Valley Village.

Carmel Valley VillageTypical California townTypical U.S. town
July high78°F89°F85°F
January low40°F41°F22°F

Typical low → high °F

Winter40–62°
Spring45–67°
Summer52–77°
Fall48–74°
Dec 8
typical first frost
Feb 20
typical last frost
+1.8°
vs. the 20th-century average
79°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade D−

A home in Carmel Valley Village sells for about $1.92M at the median

$1.92Mmedian sale price

At 13.1 years of the Salinas metro’s $97K median household income, the typical home costs more against local pay than in 89% of California towns; that ratio is one input to its D− for cost of living. The median property tax bill is $8,618, against $5,124 across California, another input to its cost-of-living grade.

In Carmel Valley Village, the rent at the middle of the market is $2,211 a month. For households locally, the share who are owner-occupiers is 79%. Homes in Carmel Valley Village sold for 96.1% of their list price on average.

Carmel Valley VillageTypical California townTypical U.S. town
Median rent$2,211 a month$1,895 a month$1,185 a month
Households that own their home79%64%73%
Market temperature
BalancedA balanced marketBuyer’sSeller’s
93
days on market
96.1%
sale-to-list price
5
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Carmel Valley Village

17pages on Carmel Valley Village
Nearby attractions

Monterey Bay Aquarium and 23 more within 40 miles

Museums, parks, gardens and other places to visit around Carmel Valley Village. Close and well known come first.

All 58 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Monterey Bay Aquarium: Meij.kobayashi, Public domain · Pinnacles National Park: Brocken Inaglory, CC BY-SA 3.0 · 17-Mile Drive: Humanoid one, CC BY-SA 3.0 · Santa Cruz Beach Boardwalk: Josta Photo, CC BY 2.0 · Mission San Juan Bautista: MARELBU, CC BY 3.0

Getting set up

Moving to Carmel Valley Village: who provides what

Carmel Valley Village is unincorporated, so Monterey County and regional agencies provide most services.

PowerPG&E37.5¢/kWh · EIA 2025HIFLD · EIA
WaterCal Am Water Company - MontereyNo health-based violations in 5 years · EPAEPA
Internet5 providers97% of addresses get 100/20 MbpsFCC
Trash & county servicesMonterey CountyMonterey County provides services here
SchoolsSalinas Union High School DistrictCarmel Unified School District2 districts serve Carmel Valley Village; which school depends on your address and gradeNCES
Register to voteOnlineIn California you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereMonterey County ElectionsMonterey County; contacts on the Handbook page.FVAP, Jul 2025
ZIP code9392493924 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

After high school

Colleges nearby

5 within 15 miles of the center of Carmel Valley Village

About Carmel Valley Village

Unincorporated community in California, United States

Carmel Valley is an unincorporated community in Monterey County, California, United States. The term "Carmel Valley" generally refers to the Carmel River watershed east of California State Route 1, and not specifically to the smaller Carmel Valley Village. For statistical purposes, the United States Census Bureau has defined Carmel Valley as a census county division (CCD), with an area covering approximately 189 square miles (490 km2). At the time of the 2020 census the CCD population was 6,189. In November 2009, a majority of residents voted against incorporation.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Elevation
400 ft
ZIP code
93924

Questions about Carmel Valley Village

Short answers, built from the data on this page.

Is Carmel Valley Village, CA a good place to live?

Carmel Valley Village grades C+ overall, better than 36% of U.S. towns and #324 of 841 in California. It grades A for health and B− for schools. Cost of living is its weak spot, with a D−.

Is Carmel Valley Village, CA expensive?

Yes. The typical home is worth about $1,276,000, 67% above the California typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.

Carmel Valley Village is in here

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