Walnut Canyon National Monument · Photo: Daniel Schwen · CC BY-SA 3.0More hazard damage per building is expected in Mountain View Ranches than in 98% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Mountain View Ranches gets a D− for hazard risk: higher expected damage per building than 98% of U.S. towns. Most of that expected damage is river and rain flooding (74%), then wildfire (23%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Mountain View Ranches faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mountain View Ranches’ grade
River and rain flooding is 74% of the building damage FEMA expects in Mountain View Ranches, and Mountain View Ranches’ rate of river and rain flooding damage is in the top 1% of U.S. census tracts. Wildfire adds 23%, at a rate in the top 1% of U.S. census tracts.
D− higher expected damage per building than 98% of U.S. towns (21,298).
Mountain View Ranches’ residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.8M a year in losses across Mountain View Ranches: $1.4M to buildings, the rest to people and crops.
Does Mountain View Ranches flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Mountain View Ranches. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Mountain View Ranches isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Coconino County.The storms Mountain View Ranches remembers
None of the 10 disasters declared for Coconino County shows FEMA aid or repair money reaching Mountain View Ranches itself in FEMA’s records, so these are its biggest flood-claim years.
Coconino County has had 10 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 10 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Coconino County, 2006–2022.
Mountain View Ranches and its neighbors
Mountain View Ranches is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Doney Park | D−more damage than 98% | river and rain flooding | 22 |
| Mountain View Ranches | D−more damage than 98% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mountain View Ranches faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mountain View Ranches
Is Mountain View Ranches at risk for natural disasters?
On FEMA’s National Risk Index, Mountain View Ranches has higher expected damage per building than 98% of U.S. towns: D− for hazard risk. Most of the expected damage is river and rain flooding (74%) and wildfire (23%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Mountain View Ranches in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Coconino County, 30% of homes in mapped flood zones carry federal flood insurance, and 1.4% of all homes do.
How much is flood insurance in Mountain View Ranches?
FEMA’s Community Rating System list shows no discount for Mountain View Ranches’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Mountain View Ranches at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and Mountain View Ranches’ rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mountain View Ranches.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mountain View Ranches’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.