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Lake Montezuma
Arizona›Yavapai County

Lake MontezumaAZ

A town of 4,929.

Montezuma Castle National Monument · Photo: Bernard Gagnon · CC BY-SA 3.0
Photo of Lake Montezuma

Lake Montezuma, AZ · Montezuma Castle National Monument · Photo: Bernard Gagnon · CC BY-SA 3.0

Is Lake Montezuma a good place to live?

Lake Montezuma earns a D, 117th among Arizona's 139 graded towns. What it does well: it has 5 miles of trail. 6.2% of residents are under 18 in Lake Montezuma, below both Arizona’s towns (21%) and U.S. towns (22%). Most errands need a car: it is less walkable than 89% of U.S. towns. Lake Montezuma has 2 places on the National Register of Historic Places, among them Montezuma Castle National Monument and Beaver Creek Ranger Station.

A commuter town

95% of working residents leave Lake Montezuma for work

Where Lake Montezuma’s working residents go each day. Line width shows the share.

14% → Camp Verde Camp Verde 14% 14% → Phoenix Phoenix 14% 9% → Sedona Sedona 9% 7% → Cottonwood Cottonwood 7% 7% → Flagstaff Flagstaff 7% 5% → Scottsdale Scottsdale 5% Lake Montezuma · 5% stay
302jobs based in Lake Montezuma
5%of working residents work in town
39 mimedian commute distance

Census LEHD 2023

How Lake Montezuma grades

Each subject compared with towns across the country (schools within Arizona), ordered by how far Lake Montezuma is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Montezuma Castle National Monument
Montezuma Castle National Monument · National Register of Historic Places
Lake Montezuma’s story

Lake Montezuma in pictures

The archive holds 4 old photos and papers going back to 2004 and 4 maps from 1923 on.

2 places on the National Register of Historic Places.

Explore the history →
Getting set up

Moving to Lake Montezuma: who provides what

Lake Montezuma is unincorporated, so Yavapai County and regional agencies provide most services.

PowerAPS17.0¢/kWh · EIA 2025HIFLD · EIA
WaterArizona Water Co - Rimrock1 health-based violation in 5 years · EPAEPA
Internet4 providers89% of addresses get 100/20 MbpsFCC
Trash & county servicesYavapai CountyYavapai County provides services here
SchoolsBeaver Creek Elementary DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Arizona you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereYavapai County RecorderYavapai County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code8633586335 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Lake Montezuma.

Lake Montezuma has more 90° days than nearly all U.S. towns, is healthier than towns with similar incomes and sends most of its workers to Camp Verde and beyond.

SchoolsC+

Lake Montezuma’s schools rank behind 61% of Arizona districts

Its public schools are run by the Beaver Creek Elementary District. Lake Montezuma’s only public school teaches 331 students.

39%of AZ districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Beaver Creek SchoolLargest public elementary schoolGrades PK–8Grades PK–8331B−
Sedona Sky Academy PrivateLargest high schoolGrades 6–12Grades 6–1231–

NCES · EDFacts · graded within AZ on state tests

Natural hazardsHazard risk grade D−

Lake Montezuma stands out in Arizona and nationally: the FEMA risk score there is higher

Of the losses FEMA expects in Lake Montezuma, 89% come from inland flooding and 6% from wildfires. Expected storm and flood damage is higher than in 97% of U.S. communities.

97risk score of 100
FEMA risk score
97Very high riskLowerHigher
Inland floodingWildfire

FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade C+

Most of Lake Montezuma’s workers leave town for work

Lake Montezuma has 302 jobs for its 1,869 working residents: even if every job went to a resident, most would still commute out.

For most workers, Lake Montezuma is a place to come home to: only 5% work in town. Its typical journey to work comes in at 31 minutes. Jobs locally fell by 50 from 2013 to 2023, to 302. The top destinations are Camp Verde (14%), Phoenix (14%) and Sedona (9%).

5%work in town
Lake MontezumaArizona townsU.S. towns
Average trip to work31 minutes24 minutes25 minutes
Working residents who work in town5%10%8%
Median household income$64,000$69,000$80,000
Below the poverty line9.7%12%9.6%

Where working residents work

In Lake Montezuma5%
Camp Verde14%
Phoenix14%
Sedona9%
Cottonwood7%
39 mi
median commute distance
302
jobs based in Lake Montezuma
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 11% of U.S. towns

Census LEHD 2023 · ACS

Climate

Lake Montezuma has mild winters and hot summers

The Montezuma Castle Nm weather station records that about 135 days a year reach 90°, more than in 99% of U.S. towns. July afternoons average 100.6°, hotter than in 99% of U.S. towns; January nights average 29.4°.

For Lake Montezuma, the January low is 29°F. It almost never snows.

101°summer high
Lake MontezumaArizona townsU.S. towns
July high101°F100°F85°F
January low29°F37°F22°F

Typical low → high °F

Winter30–61°
Spring44–79°
Summer63–99°
Fall46–81°
Oct 30
typical first frost
Apr 16
typical last frost
+1.8°
vs. the 20th-century average
101°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HealthB

Lake Montezuma is healthier than three in five U.S. towns

Against the 9,818 U.S. towns with household incomes like Lake Montezuma’s, it is healthier than 80%, so its B isn’t only a matter of income.

The share of adults in Lake Montezuma who report frequent mental distress: 15%. CDC measures, 32 in all: Lake Montezuma beats Arizona on 3 and trails on 9. In Lake Montezuma, 29% of adults have obesity, and 16% report frequent physical distress.

59%healthier than U.S. townsBHealth Grade
Lake MontezumaArizona townsU.S. towns
Feel lonely (CDC PLACES)29%31%33%
Obesity (CDC PLACES)29%32%35%
Frequent physical distress (CDC PLACES)16%15%14%
Yearly checkup (CDC PLACES)75%75%79%
32 measures vs. Arizona
3 better20 too close to call9 worse
What stands outLake MontezumaAZ
Fewer uninsured adults10.8%13.2%
More adults treating high blood pressure77.3%73.9%
More adults with COPD9.5%6.6%
Verde Valley Medical Center
14.8 mi away · emergency room
None
primary care, dental or mental-health shortage
48th
percentile among AZ towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsB

In Lake Montezuma, 6% of the land is conserved

The biggest park or preserve is Coconino National Forest, at 273 acres. In Lake Montezuma, the trail network density is 0.4 miles per square mile. This Arizona town has 2 parks and preserves, 434 acres in all.

#117for trails in AZ
Lake MontezumaArizona townsU.S. towns
Conserved land6%15%4.3%
Miles of trail per square mile0.4 miles per square mile1.10.4
6%
conserved · 439 of 7,351 acres
5.0 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Coconino National Forest0.2 mi273
2. Montezuma Castle National Monument—161

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C+

Homes in Lake Montezuma sell for about $378K

Among households in Lake Montezuma, 65% are owner-occupiers. Its typical rent stands at $1,238 a month.

$378Kmedian sale price
Lake MontezumaArizona townsU.S. towns
Households that own their home65%76%73%
Median rent$1,238 a month$1,190 a month$1,185 a month
4
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Montezuma Castle National Monument and 11 more within 40 miles

Museums, parks, gardens and other places to visit around Lake Montezuma. Close and well known come first.

All 20 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Montezuma Castle National Monument: Bernard Gagnon, CC BY-SA 3.0 · Cathedral Rock: Terrydarc, CC BY-SA 3.0 · Coconino National Forest: Adam Baker from Houston / Moscow / Toulouse (travel a lot), CC BY 2.0 · Oak Creek Canyon: W. Bulach, CC BY-SA 4.0 · Tuzigoot National Monument: The original uploader was Jhugg at English Wikipedia., CC BY-SA 3.0 · Walnut Canyon National Monument: Daniel Schwen, CC BY-SA 3.0

Keep exploring

Everything we know about Lake Montezuma

17pages on Lake Montezuma
After high school

Colleges nearby

None within 15 miles of Lake Montezuma; the nearest are

About Lake Montezuma

CDP in Yavapai County, Arizona

Lake Montezuma is a census-designated place (CDP) in Yavapai County in the U.S. state of Arizona. The population was 5,111 at the 2020 census. The CDP includes the communities of Rimrock and McGuireville. Located along Interstate 17, it is 20 miles (32 km) south of Sedona and 8 miles (13 km) north of Camp Verde in central Arizona's Verde Valley.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
12 sq mi
Elevation
3,461 ft
ZIP code
86342
Area code
928

Questions about Lake Montezuma

Short answers, built from the data on this page.

Is Lake Montezuma, AZ a good place to live?

Lake Montezuma grades D overall, better than 15% of U.S. towns and #117 of 139 in Arizona. It grades B for health and C+ for schools. Hazard risk is its weak spot, with a D−.

Is Lake Montezuma, AZ expensive?

The typical home is worth about $285,000, 32% below the Arizona typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.