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DHazard risk
Natural hazards in Avenue B and C · FEMA

On FEMA’s figures, Avenue B and C faces more hazard damage per building than 88% of U.S. towns, mostly from earthquakes

On FEMA’s National Risk Index, Avenue B and C gets a D for hazard risk: higher expected damage per building than 88% of U.S. towns, #100 of 140 in Arizona. Most of that expected damage is earthquakes (59%), then river and rain flooding (41%). Flood insurance has paid 1 claim here since 1979.

Earthquakes 59%River and rain flooding 41%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 88%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#100 of 140 in Arizona
Hazard risk
D#100 of 140
in Arizona · higher than 88% of U.S. towns
Main hazard
Earthquakes
59% of expected building damage
Flood claims
1
paid since 1979 · $3K
Flood claims per home
0 per 1,000
fewer than 90% of U.S. towns
By hazard

What Avenue B and C faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Earthquakes

59%of expected building damage
Well above average · in the top 6% of U.S. census tracts

River and rain flooding

41%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Strong wind Tornadoes Hail Hurricanes Wildfire Heat waves Landslides Lightning Volcanic activity
FEMA models no building damage here
Coastal floodingWinter stormsIce stormsCold wavesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts earthquakes at 67% of Avenue B and C’s expected losses. Earthquakes do little damage to buildings (59.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Avenue B and C’s grade

Earthquakes are 59% of the building damage FEMA expects in Avenue B and C, and Avenue B and C’s rate of earthquakes damage is in the top 6% of U.S. census tracts. Next is river and rain flooding at 41% (higher than 64% of U.S. census tracts).

Where Avenue B and C sits
Avenue B and C
Least damageMiddleMost damage

D #100 of 140 in Arizona; higher expected damage per building than 88% of U.S. towns (21,298).

Avenue B and C’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Earthquakes59%River and rain flooding41%

The typical Arizona town has higher expected damage than 78% of U.S. towns; within the state, Avenue B and C has more expected damage per building than 71% of Arizona towns.

In dollars, FEMA expects about $1.8M a year in losses across Avenue B and C: $1.1M to buildings, the rest to people and crops.

A small-area figure. Avenue B and C covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Avenue B and C flood? Rarely: 1 flood claim since 1979

Every paid claim on a federal flood insurance policy in Avenue B and C, from FEMA’s records: 0.5 per 1,000 homes, fewer than 90% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1979: 1 claim1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1979
19792026
1
paid claims since 1979
$3K
paid to owners
0
homes flooded more than once
$3K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Avenue B and C isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yuma County.
Disasters

The storms Avenue B and C remembers

None of the 3 disasters declared for Yuma County shows FEMA aid or repair money reaching Avenue B and C itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19791 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Avenue B and CYuma County only

Yuma County has had 3 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Avenue B and C after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Avenue B and C archive →
Next door

Avenue B and C and its neighbors

Avenue B and C is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Yuma: hazard risk C−YumaAvenue B and C
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
YumaC−more damage than 76%earthquakes23
Avenue B and CDmore damage than 88%earthquakes1

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Avenue B and C faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Avenue B and C

Is Avenue B and C at risk for natural disasters?

On FEMA’s National Risk Index, Avenue B and C has higher expected damage per building than 88% of U.S. towns: D for hazard risk, #100 of 140 in Arizona. Most of the expected damage is earthquakes (59%) and river and rain flooding (41%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Avenue B and C flood?

Flood insurance has paid 1 claim in Avenue B and C since 1979, $3K in all, or 0.5 per 1,000 homes, fewer than 90% of U.S. towns with a flood insurance record.

Is Avenue B and C in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Yuma County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Avenue B and C?

FEMA’s Community Rating System list shows no discount for Avenue B and C’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Avenue B and C at risk from earthquakes?

It is the largest share of the building damage FEMA expects here (59%), and Avenue B and C’s rate for it is in the top 6% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Avenue B and C.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Avenue B and C’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.