Photo: MrsHoldR · CC BY 4.0More hazard damage per building is expected in Dadeville than in 69% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Dadeville gets a C for hazard risk: higher expected damage per building than 69% of U.S. towns, #115 of 187 in Alabama. Most of that expected damage is river and rain flooding (83%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Dadeville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Dadeville’s grade
River and rain flooding is 83% of the building damage FEMA expects in Dadeville, and Dadeville’s rate of river and rain flooding damage is higher than 80% of U.S. census tracts. Next is tornadoes at 6% (higher than 71% of U.S. census tracts).
C #115 of 187 in Alabama; higher expected damage per building than 69% of U.S. towns (21,298).
Dadeville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Alabama town has higher expected damage than 66% of U.S. towns; within the state, Dadeville has more expected damage per building than 61% of Alabama towns.
In dollars, FEMA expects about $1.4M a year in losses across Dadeville: $1.1M to buildings, the rest to people and crops.
Does Dadeville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Dadeville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Dadeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tallapoosa County.5 federal disasters brought FEMA money to Dadeville
Disasters that paid out in Dadeville itself (aid to households or repair grants to the City of Dadeville), newest first, with that year’s flood claims.
- 2023Severe Storms, Straight-line Winds, and Tornadoes11 households applied for aid$5K aid approved
- 2020Severe Storms, Straight-line Winds, and Tornadoes$59K to the City of Dadeville for repairs
- 2011Severe Storms, Tornadoes, Straight-line Winds, and Flooding184 households applied for aid$71K aid approved$316K to the City of Dadeville for repairs
- 2004Hurricane Ivan134 households applied for aid$139K aid approved$15K to the City of Dadeville for repairs
- 2003Severe Storms, Tornadoes, and Flooding7 households applied for aid$75K aid approved
Tallapoosa County has had 17 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms.
Old photos of Dadeville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Dadeville archive →Dadeville and its neighbors
Dadeville has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Dadeville | Cmore damage than 69% | river and rain flooding | 0 |
| Jacksons' Gap | — | 786 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Dadeville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Dadeville
Is Dadeville at risk for natural disasters?
On FEMA’s National Risk Index, Dadeville has higher expected damage per building than 69% of U.S. towns: C for hazard risk, #115 of 187 in Alabama. Most of the expected damage is river and rain flooding (83%) and tornadoes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Dadeville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tallapoosa County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Dadeville?
FEMA’s Community Rating System list shows no discount for Dadeville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Dadeville?
By FEMA money that reached Dadeville, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2011): 184 households applied for aid, $71K approved, and $316K to the City of Dadeville for repairs.
Is Dadeville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Dadeville’s rate for it is higher than 80% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Dadeville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dadeville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.