Photo: Rivers Langley; http://www.phoenixrivers.blogspot.com · Public domainStorms, floods and disasters in Jacksons' Gap
Jacksons' Gap isn’t graded for hazard risk: Jacksons' Gap has 786 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2015.
What Jacksons' Gap faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Jacksons' Gap flood? Rarely: 1 flood claim since 2015
Every paid claim on a federal flood insurance policy in Jacksons' Gap, from FEMA’s records.
- The Early winter storms1 claim · $28K
Jacksons' Gap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tallapoosa County.4 federal disasters brought FEMA money to Jacksons' Gap
Disasters that paid out in Jacksons' Gap itself (aid to households or repair grants to the Town of Jacksons' Gap), newest first, with that year’s flood claims.
- 2023Severe Storms, Straight-line Winds, and Tornadoes12 households applied for aid$3K aid approved
- 2011Severe Storms, Tornadoes, Straight-line Winds, and Flooding17 households applied for aid$4K aid approved
- 2004Hurricane Ivan17 households applied for aid$25K aid approved
- 2003Severe Storms, Tornadoes, and Flooding2 households applied for aid$8K aid approved
Tallapoosa County has had 17 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms.
Old photos of Jacksons' Gap after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Jacksons' Gap archive →Jacksons' Gap and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Alexander City | C+more damage than 63% | river and rain flooding | 2 |
| Dadeville | Cmore damage than 69% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Jacksons' Gap faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Jacksons' Gap
Does Jacksons' Gap flood?
Flood insurance has paid 1 claim in Jacksons' Gap since 2015, $28K in all. The most claims came from Early winter storms (1).
Is Jacksons' Gap in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tallapoosa County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Jacksons' Gap?
FEMA’s Community Rating System list shows no discount for Jacksons' Gap’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Jacksons' Gap?
By FEMA money that reached Jacksons' Gap, Hurricane Ivan (2004): 17 households applied for aid, $25K approved. By flood claims, Early winter storms: 1 paid, $28K.
Storm stories
Memories, warnings and help from neighbors in Jacksons' Gap.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jacksons' Gap’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.