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Valdez aerialPhoto: Joseph from Cabin On The Road, USA · CC BY-SA 2.0
DHazard risk
Natural hazards in Valdez · FEMA

More hazard damage per building is expected in Valdez than in 89% of U.S. towns, mostly from earthquakes

On FEMA’s National Risk Index, Valdez gets a D for hazard risk: higher expected damage per building than 89% of U.S. towns, #15 of 41 in Alaska. Most of that expected damage is earthquakes (72%), then tsunamis (15%). Flood insurance has paid 5 claims here since 1981.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 89%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#15 of 41 in Alaska

What stands out about Valdez’s natural hazards

From FEMA’s model and FEMA’s records, below.

By hazard

What Valdez faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Earthquakes

72%of expected building damage
Well above average · in the top 4% of U.S. census tracts

Tsunamis

15%of expected building damage
Well above average · in the top 1% of U.S. census tracts

River and rain flooding

12%of expected building damage
Well below average · lower than 97% of U.S. census tracts
Smaller shares here
 Winter storms top 3% Avalanches top 0% Landslides top 2% Cold waves top 2% Coastal flooding Tornadoes Hail Wildfire Ice storms Lightning
FEMA models no building damage here
HurricanesStrong windHeat wavesVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts avalanches at 60% of Valdez’s expected losses. Avalanches do little damage to buildings (0.6%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Valdez’s grade

Earthquakes are 72% of the building damage FEMA expects in Valdez, and Valdez’s rate of earthquakes damage is in the top 4% of U.S. census tracts. Tsunamis add 15%, at a rate in the top 1% of U.S. census tracts.

Where Valdez sits
Valdez
Least damageMiddleMost damage

D #15 of 41 in Alaska; higher expected damage per building than 89% of U.S. towns (21,298).

All of Valdez’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
Earthquakes72%Tsunamis15%River and rain flooding12%Everything else2%

The typical Alaska town has higher expected damage than 93% of U.S. towns; within the state, Valdez has less expected damage per building than 65% of Alaska towns.

In dollars, FEMA expects about $7.4M a year in losses across Valdez: $1.3M to buildings, the rest to people and crops.

Shared tract.All of Valdez’s 3,985 residents (2020 census) live in one census tract, which it shares with Whittier city (272 residents) and Tatitlek CDP (90 residents) and Chenega CDP (59 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Valdez flood? Rarely: 5 flood claims since 1981

Every paid claim on a federal flood insurance policy in Valdez, from FEMA’s records: 2.4 per 1,000 homes, fewer than 57% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1981: 1 claim1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 1 claim1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 1 claim1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 2 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198119862006
19812026
5
paid claims since 1981
$68K
paid to owners
0
homes flooded more than once
$14K
average claim
Community discount15% off flood insurance

Valdez is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

What’s been done with FEMA grants
13flood-prone homes bought out and moved
Disasters

2 federal disasters brought FEMA money to Valdez

Disasters that paid out in Valdez itself (aid to households or repair grants to the City of Valdez), newest first, with that year’s flood claims.

  1. 2006Severe Storms, Flooding, Landslides, and Mudslides$155K to the City of Valdez for repairs2 flood claims paid that year
  2. 1999Severe Winter Storms and Avalanches$106K to the City of Valdez for repairs
Were you here?

Old photos of Valdez after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Valdez archive →
Be ready

Get ready for what Valdez faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tsunamis
  • Strong shaking or a sudden drop in the sea means head for high ground now.
  • Learn the tsunami route signs near the shore.
  • Stay away until officials say it’s safe.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
  • Valdez residents get 15% off flood insurance.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Valdez

Is Valdez at risk for natural disasters?

On FEMA’s National Risk Index, Valdez has higher expected damage per building than 89% of U.S. towns: D for hazard risk, #15 of 41 in Alaska. Most of the expected damage is earthquakes (72%) and tsunamis (15%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Valdez flood?

Flood insurance has paid 5 claims in Valdez since 1981, $68K in all, or 2.4 per 1,000 homes, fewer than 57% of U.S. towns with a flood insurance record.

Is Valdez in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.

How much is flood insurance in Valdez?

Valdez is in FEMA’s Community Rating System (class 7), which takes 15% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Valdez?

By FEMA money that reached Valdez, Severe Storms, Flooding, Landslides, and Mudslides (2006): $155K to the City of Valdez for repairs.

Is Valdez at risk from earthquakes?

It is the largest share of the building damage FEMA expects here (72%), and Valdez’s rate for it is in the top 4% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Valdez.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Valdez’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.