On FEMA’s figures, Fox Farm-College faces less hazard damage per building than 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Fox Farm-College gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #1 of 28 in Wyoming. Most of that expected damage is river and rain flooding (56%), then hail (17%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Fox Farm-College faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Fox Farm-College’s grade
River and rain flooding is 56% of the building damage FEMA expects in Fox Farm-College, and Fox Farm-College’s rate of river and rain flooding damage is lower than 94% of U.S. census tracts. Wildfire adds 6%, at a rate in the top 8% of U.S. census tracts.
A+ #1 of 28 in Wyoming; lower expected damage per building than 96% of U.S. towns (21,298).
Fox Farm-College’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Wyoming town has lower expected damage than 55% of U.S. towns; within the state, Fox Farm-College has less expected damage per building than 100% of Wyoming towns.
In dollars, FEMA expects about $1.3M a year in losses across Fox Farm-College: $429K to buildings, the rest to people and crops.
Does Fox Farm-College flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Fox Farm-College. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Fox Farm-College isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Laramie County.The storms Fox Farm-College remembers
None of the 2 disasters declared for Laramie County shows FEMA aid or repair money reaching Fox Farm-College itself in FEMA’s records, so these are its biggest flood-claim years.
Laramie County has had 2 natural disasters declared by the President since 1953, most often floods, then severe storms.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Laramie County, 2024–2024.
Fox Farm-College and its neighbors
Fox Farm-College has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Fox Farm-College | A+less damage than 96% | river and rain flooding | 0 |
| South Greeley | Aless damage than 86% | river and rain flooding | 1 |
| Cheyenne | B+less damage than 74% | river and rain flooding | 105 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fox Farm-College faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fox Farm-College
Is Fox Farm-College at risk for natural disasters?
On FEMA’s National Risk Index, Fox Farm-College has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #1 of 28 in Wyoming. Most of the expected damage is river and rain flooding (56%) and hail (17%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Fox Farm-College in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Laramie County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Fox Farm-College?
FEMA’s Community Rating System list shows no discount for Fox Farm-College’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Fox Farm-College at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (56%), and Fox Farm-College’s rate for it is lower than 94% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Fox Farm-College.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fox Farm-College’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.