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–Not graded
Natural hazards in Valley Grove · FEMA

Storms, floods and disasters in Valley Grove

Valley Grove isn’t graded for hazard risk: Valley Grove has 363 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
3
of 19 declared for Ohio County
By hazard

What Valley Grove faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

95%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Tornadoes Hail Hurricanes Strong wind Earthquakes Wildfire Ice storms Cold waves top 4% Lightning Winter storms Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Valley Grove flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Valley Grove. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Valley Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ohio County.
Disasters

3 federal disasters brought FEMA money to Valley Grove

Disasters that paid out in Valley Grove itself (aid to households or repair grants to the Village of Valley Grove), newest first, with that year’s flood claims.

  1. 2025Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides94 households applied for aid$1.2M aid approved$633K to the Village of Valley Grove for repairs
  2. 2024Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides1 households applied for aid$21K aid approved
  3. 2004Severe Storms, Flooding, and Landslides50 households applied for aid$67K aid approved$5K to the Village of Valley Grove for repairs
Disasters declared, by decade
Paid out in Valley GroveOhio County only

Ohio County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Valley Grove after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Valley Grove archive →
Be ready

Get ready for what Valley Grove faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Valley Grove

Is Valley Grove in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ohio County, 23% of homes in mapped flood zones carry federal flood insurance, and 3.4% of all homes do.

How much is flood insurance in Valley Grove?

FEMA’s Community Rating System list shows no discount for Valley Grove’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Valley Grove?

By FEMA money that reached Valley Grove, Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides (2025): 94 households applied for aid, $1.2M approved, and $633K to the Village of Valley Grove for repairs.

Storm stories

Memories, warnings and help from neighbors in Valley Grove.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Valley Grove’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.