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Terra Alta Bank
West Virginia›Preston County

Terra AltaWV

Photo: Generic1139 · CC BY-SA 3.0
Photo of Terra Alta

Terra Alta, WV · Photo: Generic1139 · CC BY-SA 3.0 · Source ↗

Is Terra Alta a good place to live?

Terra Alta’s best subject grade is an A+ for cost of living; its weakest is a D− for health. 29% of residents live below the poverty line in Terra Alta, above both West Virginia’s towns (16%) and U.S. towns (9.6%). On cost of living, just 6 of West Virginia’s 141 towns do better. The median household income is $51K, and 29% of residents live below the poverty line. Terra Alta has 3 places on the National Register of Historic Places, among them James S. Lakin House and Terra Alta Bank. Terra Alta has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Terra Alta stand out

Where Terra Alta beats most towns, and one thing worth knowing.

Small town

1,413 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

How Terra Alta grades

Each subject compared with towns across the country (schools within West Virginia), ordered by how far Terra Alta is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

James S. Lakin House
James S. Lakin House · National Register of Historic Places
Terra Alta’s story

143 years in pictures

3 places on the National Register of Historic Places.

  • 1883Terra Alta is settled
Explore the history →
Getting set up

Moving to Terra Alta: who provides what

Who provides power, water and the rest in Terra Alta, and how to reach them.

The full setup list →
PowerMon Power14.3¢/kWh · EIA 2025HIFLD · EIA
WaterTerra Alta Water Works1 health-based violation in 5 years · EPAEPA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Terra Alta’s trash rules yet
SchoolsPreston County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn West Virginia you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections herePreston Clerk of the County CommissionPreston County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code2676426764 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Terra Alta.

HealthD−

On CDC estimates, Terra Alta is less healthy than 96% of U.S. towns

Terra Alta beats the West Virginia average on 0 of 32 CDC measures and trails it on 8. 24% of adults smoke cigarettes in Terra Alta, where West Virginia’s towns sit at 18% and U.S. towns at 14%. 33% of adults have been diagnosed with depression in Terra Alta.

4%healthier than U.S. townsD−Health Grade
Terra AltaWest Virginia townsU.S. towns
Smoke cigarettes (CDC PLACES)24%18%14%
Frequent mental distress (CDC PLACES)24%21%17%
Depression (CDC PLACES)33%31%23%
Frequent physical distress (CDC PLACES)19%17%14%
32 measures vs. West Virginia
0 better24 too close to call8 worse
What stands outTerra AltaWV
More older adults who have lost all their teeth26.2%19.5%
More adults facing food insecurity20.5%16.2%
More smokers23.9%19.3%
Garrett Regional Medical Center
7.8 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsD

Terra Alta’s public schools trail 89% of West Virginia districts

Its public schools are run by the Preston County Schools. Its one school is below.

11%of WV districts it outscoresDSchool Grade
SchoolLevelStudentsLetter
Terra Alta/East Preston SchoolLargest public elementary schoolGrades PK–8Grades PK–8283C−

NCES · EDFacts · graded within WV on state tests and graduation

Work & commuteJobs & income grade D−

With 0.4 jobs for every working resident, most of Terra Alta’s workers commute out

Most working residents leave Terra Alta for work: only 4% work in town. Terra Alta’s average trip to work is 28 minutes. Since 2013, Terra Alta has lost 202 jobs, to 186 in 2023.

4%work in town
Terra AltaWest Virginia townsU.S. towns
Average trip to work28 minutes21 minutes25 minutes
Working residents who work in town3.9%14%8%
Median household income$51,000$59,000$80,000

Where working residents work

In Terra Alta4%
Oakland11%
Kingwood5%
Morgantown5%
Mountain Lake Park2%
21 mi
median commute distance
186
jobs based in Terra Alta
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 48% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C+

Inland flooding leads a low hazard risk in Terra Alta

Expected storm and flood damage is lower than in 69% of U.S. communities.

31risk score of 100
FEMA risk score
31Low riskLowerHigher
Inland floodingStrong wind
5
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Climate

A typical July afternoon in Terra Alta is cooler than in the typical West Virginia or U.S. town

The July high in Terra Alta is 78°F. Terra Alta has chilly, snowy winters and pleasant summers, with plenty of rain.

171″snow a winter

Typical low → high °F

Winter21–38°
Spring37–58°
Summer57–77°
Fall40–60°
Oct 11
typical first frost
May 7
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade A+

Terra Alta’s typical home value is about $172K

The typical Terra Alta home is worth about $172,000, up 3.6% in a year, close to the West Virginia typical home.

$172KZillow home value
Terra AltaWest Virginia townsU.S. towns
Median rent$742 a month$878 a month$1,185 a month
Households that own their home69%68%73%

Typical home value

Terra Alta$172K
West Virginia$177K
+3.6%
value change, 1 year

Zillow Home Value Index · Redfin Data Center

OutdoorsB−

1.6% of Terra Alta is conserved land

0.8 miles of trail in 1 park or preserve.

1.6%conserved
Terra AltaWest Virginia townsU.S. towns
Miles of trail per square mile0.7 miles per square mile0.40.4
Conserved land1.6%2.5%4.3%
1.6%
conserved · 12 of 753 acres
0.8 mi
of trails · 0.7 per sq mi
Biggest places to walkTrailsAcres
1. Terra Alta Community Park0.5 mi13

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Fallingwater and 15 more within 40 miles

Museums, parks, gardens and other places to visit around Terra Alta. Close and well known come first.

All 31 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Fallingwater: Carol M. Highsmith, Public domain · Dolly Sods Wilderness: Valerius Tygart, CC BY-SA 3.0 · Deep Creek Lake: Gohens84, CC BY-SA 3.0 · Mountaineer Field at Milan Puskar Stadium: Quintin Soloviev, CC BY 4.0 · Mount Davis: Wikiuser100, CC BY-SA 3.0 · Fort Necessity National Battlefield: Wilson44691, CC0

Keep exploring

Everything we know about Terra Alta

18pages on Terra Alta
After high school

Colleges nearby

1 within 15 miles of the center of Terra Alta

About 2 of every 100 Terra Alta residents are enrolled in college, against 5 across West Virginia.

Prices by family income, graduation and earnings →

A commuter town

96% of working residents leave Terra Alta for work

Where Terra Alta’s working residents go each day. Line width shows the share.

11% → Oakland Oakland 11% 5% → Kingwood Kingwood 5% 5% → Morgantown Morgantown 5% 2% → Mountain Lake Park Mountain Lake Park 2% 2% → Fairmont Fairmont 2% 2% → Bridgeport Bridgeport 2% Terra Alta · 4% stay
186jobs based in Terra Alta
4%of working residents work in town
21 mimedian commute distance

Census LEHD 2023

Landmarks

3 places in Terra Alta on the National Register of Historic Places.

All landmarks →

About Terra Alta

Town in West Virginia, United States

Terra Alta is a town in eastern Preston County, West Virginia, United States. The population was 1,415 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.2 sq mi
Elevation
2,582 ft
ZIP code
26764
Area code
304

Questions about Terra Alta

Short answers, built from the data on this page.

Is Terra Alta, WV expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.