Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Chapmanville
Chapmanville isn’t graded for hazard risk: Chapmanville has 928 residents; we grade towns of 1,000 or more. Flood insurance has paid 20 claims here since 1978.
What Chapmanville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Chapmanville flood? Sometimes: 20 flood claims since 1978
Every paid claim on a federal flood insurance policy in Chapmanville, from FEMA’s records.
- The April 2007 nor’easter1 claim · $11K
- The February West Virginia Flooding1 claim · $14K
Chapmanville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Logan County.9 federal disasters brought FEMA money to Chapmanville
Disasters that paid out in Chapmanville itself (aid to households or repair grants to the Town of Chapmanville), newest first, with that year’s flood claims.
- 2025Severe Storm, Straight-line Winds, Flooding, Landslides, and Mudslides45 households applied for aid$374K aid approved$40K to the Town of Chapmanville for repairs1 flood claim paid that year
- 2012Severe Storms, Flooding, Mudslides, and Lanslides18 households applied for aid$15K aid approved
- 2010Severe Storms, Flooding, Mudslides, and Landslides22 households applied for aid$48K aid approved
- 2004Severe Storms, Flooding, and Landslides4 households applied for aid$17K aid approved
- 2004Severe Storms, Flooding, and Landslides47 households applied for aid$132K aid approved
- 2004Severe Storms, Flooding, and Landslides71 households applied for aid$141K aid approved
Show all 9
- 2003Severe Storms, Flooding, and Landslides14 households applied for aid$17K aid approved
- 2003Severe Storms, Flooding, and Landslides376 households applied for aid$892K aid approved$1K to the Town of Chapmanville for repairs
- 2003Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding and Landslides13 households applied for aid$36K aid approved
Logan County has had 30 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Logan County, 2001–2001.
Old photos of Chapmanville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Chapmanville archive →Get ready for what Chapmanville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Chapmanville
Does Chapmanville flood?
Flood insurance has paid 20 claims in Chapmanville since 1978, $117K in all. 2 properties have flooded more than once. The most claims came from April 2007 Nor'easter (1).
Is Chapmanville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Logan County, 8% of homes in mapped flood zones carry federal flood insurance, and 2.4% of all homes do.
How much is flood insurance in Chapmanville?
FEMA’s Community Rating System list shows no discount for Chapmanville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Chapmanville?
By FEMA money that reached Chapmanville, Severe Storms, Flooding, and Landslides (2003): 376 households applied for aid, $892K approved, and $1K to the Town of Chapmanville for repairs. By flood claims, April 2007 Nor'easter: 1 paid, $11K.
Storm stories
Memories, warnings and help from neighbors in Chapmanville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Chapmanville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.