Photo: Magnolia677 · CC BY 4.0Storms, floods and disasters in Anawalt
Anawalt isn’t graded for hazard risk: Anawalt has 109 residents; we grade towns of 1,000 or more. Flood insurance has paid 9 claims here since 1978.
What Anawalt faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Anawalt flood? Rarely: 9 flood claims since 1978
Every paid claim on a federal flood insurance policy in Anawalt, from FEMA’s records.
- Tropical Storm Ivan1 claim · $4K
Anawalt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: McDowell County.10 federal disasters brought FEMA money to Anawalt
Disasters that paid out in Anawalt itself (aid to households or repair grants to the Town of Anawalt), newest first, with that year’s flood claims.
- 2025Severe Storm, Straight-line Winds, Flooding, Landslides, and Mudslides34 households applied for aid$253K aid approved
- 2012Severe Storms and Straight-line Winds9 households applied for aid$656 aid approved$945 to the Town of Anawalt for repairs
- 2010Severe Storms, Flooding, Mudslides, and Landslides32 households applied for aid$81K aid approved$936 to the Town of Anawalt for repairs
- 2009Severe Storms, Flooding, Mudslides, and Landslides6 households applied for aid$4K aid approved
- 2004Severe Storms, Flooding, and Landslides9 households applied for aid$18K aid approved1 flood claim paid that year
- 2003Severe Storms, Flooding, and Landslides52 households applied for aid$153K aid approved
Show all 10
- 2003Severe Storms, Flooding, and Landslides2 households applied for aid$1K aid approved
- 2003Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding and Landslides4 households applied for aid$1K aid approved
- 2002Severe Storms, Flooding and Landslides$1K to the Town of Anawalt for repairs2 flood claims paid that year
- 2001Severe Storms, Flooding and Landslides$133K to the Town of Anawalt for repairs
McDowell County has had 22 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in McDowell County, 2001–2001.
Old photos of Anawalt after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Anawalt archive →Get ready for what Anawalt faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Anawalt
Does Anawalt flood?
Flood insurance has paid 9 claims in Anawalt since 1978, $40K in all. 2 properties have flooded more than once. The most claims came from Tropical Storm Ivan (1).
Is Anawalt in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In McDowell County, 19% of homes in mapped flood zones carry federal flood insurance, and 4.6% of all homes do.
How much is flood insurance in Anawalt?
FEMA’s Community Rating System list shows no discount for Anawalt’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Anawalt?
By FEMA money that reached Anawalt, Severe Storm, Straight-line Winds, Flooding, Landslides, and Mudslides (2025): 34 households applied for aid, $253K approved. By flood claims, Tropical Storm Ivan: 1 paid, $4K.
Storm stories
Memories, warnings and help from neighbors in Anawalt.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Anawalt’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.