–Not graded

Natural hazards in Yuba · FEMA

Storms, floods and disasters in Yuba

Yuba isn’t graded for hazard risk: Yuba has 54 residents; we grade towns of 1,000 or more. Flood insurance has paid 6 claims here since 1992.

Flood claims

paid since 1992 · $44K

Disasters paid out here

of 16 declared for Richland County

By hazard

What Yuba faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

84%of expected building damage

Well above average · higher than 83% of U.S. census tracts

Recorded about once a year in the area

Hail

8%of expected building damage

Well above average · in the top 7% of U.S. census tracts

Recorded about 4 times a year in the area

Tornadoes

7%of expected building damage

Above average · higher than 74% of U.S. census tracts

Recorded about once every 12 years in the area

Smaller shares here

Strong wind Lightning Earthquakes Wildfire Landslides top 4% Hurricanes Winter storms Ice storms Cold waves Heat waves

FEMA models no building damage here

Coastal floodingAvalanchesTsunamisVolcanic activity

People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 16% of Yuba’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yuba flood? Rarely: 6 flood claims since 1992

Every paid claim on a federal flood insurance policy in Yuba, from FEMA’s records.

Paid flood claims, by year

199220072018

19922026

paid claims since 1992

$44K

paid to owners

homes flooded more than once

$7K

average claim

of homes in flood zones are insured

of all homes are insured

No community discount

Yuba isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters

3 federal disasters brought FEMA money to Yuba

Disasters that paid out in Yuba itself (aid to households or repair grants to the Village of Yuba), newest first, with that year’s flood claims.

2016Severe Storms, Flooding, and Mudslides$5K to the Village of Yuba for repairs
2008Severe Storms, Tornadoes, and Flooding2 households applied for aid$5K to the Village of Yuba for repairs
2007Severe Storms and Flooding8 households applied for aid$19K aid approved$8K to the Village of Yuba for repairs2 flood claims paid that year

Disasters declared, by decade

Paid out in YubaRichland County only

Richland County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Yuba after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Yuba archive →

Next door

Yuba and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

BloomHenriettaYuba

Lowest fifthSecondMiddleFourthHighest fifth

Town	Hazard risk	Mostly (buildings)	Flood claims
Bloom	—	514 residents; we grade 1,000+
Henrietta	—	585 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Yuba faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises

Turn around at flooded roads: a foot of moving water can carry off a car.
Flood insurance usually takes 30 days to start, so buy it before the forecast.
Keep papers and medicines up high, in a grab-and-go bag.

Questions about natural hazards in Yuba

Does Yuba flood?

Flood insurance has paid 6 claims in Yuba since 1992, $44K in all.

Is Yuba in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Richland County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Yuba?

FEMA’s Community Rating System list shows no discount for Yuba’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Yuba?

By FEMA money that reached Yuba, Severe Storms and Flooding (2007): 8 households applied for aid, $19K approved, and $8K to the Village of Yuba for repairs.

Storm stories

Memories, warnings and help from neighbors in Yuba.

Town Square →

Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Yuba’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.

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