Storms, floods and disasters in Henrietta
Henrietta isn’t graded for hazard risk: Henrietta has 585 residents; we grade towns of 1,000 or more. Flood insurance has paid 26 claims here since 1978.
What Henrietta faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Henrietta flood? Sometimes: 26 flood claims since 1978
Every paid claim on a federal flood insurance policy in Henrietta, from FEMA’s records.
- The Storm7 claims · $167K
Henrietta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Richland County.6 federal disasters brought FEMA money to Henrietta
Disasters that paid out in Henrietta itself (aid to households or repair grants to the Town of Henrietta), newest first, with that year’s flood claims.
- 2018Severe Storms, Tornadoes, Straight-line Winds, Flooding, and Landslides$378K to the Town of Henrietta for repairs8 flood claims paid that year
- 2017Severe Storms, Straight-line Winds, Flooding, Landslides, and Mud$88K to the Town of Henrietta for repairs3 flood claims paid that year
- 2016Severe Storms, Flooding, and Mudslides$106K to the Town of Henrietta for repairs
- 2008Severe Storms, Tornadoes, and Flooding$31K to the Town of Henrietta for repairs7 flood claims paid that year
- 2007Severe Storms and Flooding$32K to the Town of Henrietta for repairs6 flood claims paid that year
- 2000Severe Storms, Tornadoes, and Flooding$34K to the Town of Henrietta for repairs
Richland County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Henrietta after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Henrietta archive →Henrietta and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Henrietta faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Henrietta
Does Henrietta flood?
Flood insurance has paid 26 claims in Henrietta since 1978, $687K in all. The most claims came from Storm (7).
Is Henrietta in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Richland County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Henrietta?
FEMA’s Community Rating System list shows no discount for Henrietta’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Henrietta?
By FEMA money that reached Henrietta, Severe Storms, Tornadoes, Straight-line Winds, Flooding, and Landslides (2018): $378K to the Town of Henrietta for repairs. By flood claims, Storm: 7 paid, $167K.
Storm stories
Memories, warnings and help from neighbors in Henrietta.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Henrietta’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.