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Main Street Commercial Historic District Watertown Wisconsin
Wisconsin›Jefferson County
Photo of Watertown

Watertown, WI · Photo: I, the copyright holder of this work, hereby publish it under the following license: · CC BY-SA 3.0 · Source ↗

Is Watertown a good place to live?

Watertown is a solid, middle-of-the-road choice. It grades B− overall, ranked 263rd of 357 in Wisconsin, with no subject far below average. Its best mark is safety: crime is low: it reports less per resident than 56% of U.S. towns. Its lowest everyday mark is in schools: its public schools trail 63% of Wisconsin towns on state tests and graduation. A typical home there costs about $328K, 3.9 years of the Watertown area’s $84K median household income. History is its standout character grade: an A+, better than 96% of U.S. towns, with 15 places on the National Register. Its National Register listings include First Kindergarten and Octagon House. 26% of working residents work locally in Watertown, where Wisconsin’s towns sit at 8.2% and U.S. towns at 8%. Watertown is home to Maranatha Baptist University.

What makes Watertown stand out

Where Watertown beats most towns.

Octagon House
Octagon House · National Register of Historic Places
Watertown’s story

190 years in pictures

Census counts: 1,451 in 1850, 22,926 in 2020. The archive holds 6 old photos and papers going back to 1854 and 3 maps from 1892 on.

15 places on the National Register of Historic Places.

  • 1836Watertown is settled
Explore the history →

How Watertown grades

Each subject compared with towns across the country (schools within Wisconsin), ordered by how far Watertown is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Watertown: who provides what

Who provides power, water and the rest in Watertown, and how to reach them.

The full setup list →
PowerWe Energies20.5¢/kWh · EIA 2025HIFLD · EIA
WaterWatertown WaterworksNo health-based violations in 5 years · EPAEPA
Internet8 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Watertown’s trash rules yet
SchoolsWatertown School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Wisconsin you can register online until 20 days before Election Day, in person up to and including Election Day, or by mail (postmarked 20 days before).vote.gov
Who runs elections hereCity of Watertown ClerkThe town itself; contacts on the Handbook page.FVAP, Jun 2025
ZIP codes53094, 5309853094 64% · 53098 36%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Watertown.

Watertown is safe by national standards but not by Wisconsin’s and has cooler summers than most of the country, though not than most of Wisconsin.

OutdoorsA−

Conserved land covers 4.5% of Watertown

5.8 miles of trail in 18 parks and preserves. Brandt / Quirk Park, at 189 acres with 2.9 miles of trail, is the biggest park or preserve.

#150for trails in WI
WatertownWisconsin townsU.S. towns
Miles of trail per square mile0.5 miles per square mile0.40.4
Conserved land4.5%3.8%4.3%
4.5%
conserved · 357 of 8,017 acres
5.8 mi
of trails · 0.5 per sq mi
Biggest places to walkTrailsAcres
1. Brandt / Quirk Park2.9 mi189
2. Riverside Park0.7 mi57
3. Veterans Memorial Park0.3 mi1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsC+

Watertown’s grade for schools is a C+

Its public schools are run by the Watertown Unified School District. Three of its 21 schools are below, each with why it’s listed.

37%of WI districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Riverside MiddleLargest public middle schoolGrades 6–8Grades 6–8616C+
Watertown HighLargest public high schoolGrades 9–12Grades 9–121,012C−
Webster ElementaryTop results in townGrades PK–5Grades PK–5381A

NCES · EDFacts · graded within WI on state tests and graduation

Natural hazardsHazard risk grade A−

Low risk in Watertown, with inland flooding at the top

Expected storm and flood damage is lower than in 79% of U.S. communities. Since 1979, 19 flood insurance claims have been paid out in Watertown.

21risk score of 100
FEMA risk score
21Low riskLowerHigher
Inland floodingCold wavesTornadoes
19
paid flood claims since 1979
5
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B−

Watertown has 0.7 jobs for every working resident, so most commute out

About one in 4 of Watertown’s working residents works in town. 6.9% of Watertown workers work from home. The top destinations are Madison (6%), Oconomowoc (5%) and Milwaukee (3%).

26%work in town
WatertownWisconsin townsU.S. towns
Work from home6.9%12%11%
Median household income$70,000$88,000$80,000
Below the poverty line9.9%6.3%9.6%
Average trip to work25 minutes22 minutes25 minutes

Where working residents work

In Watertown26%
Madison6%
Oconomowoc5%
Milwaukee3%
Ixonia3%
18 mi
median commute distance
8,204
jobs based in Watertown
A commuter town
jobs vs. working residents
A−
Walkability grade: more walkable than 76% of U.S. towns

Census LEHD 2023 · ACS

Climate

Watertown has four seasons and pleasant summers

July afternoons average 82.1°: cooler than most of the country, but hotter than 80% of Wisconsin places with climate records; January nights average 11.5°.

Watertown has cold, snowy winters and pleasant summers. The January low in Watertown is 12°F. About 37 inches of snow falls in a winter.

37″snow a winter
WatertownWisconsin townsU.S. towns
January low12°F11°F22°F
July high82°F82°F85°F

Typical low → high °F

Winter15–30°
Spring35–56°
Summer59–80°
Fall40–59°
Oct 12
typical first frost
Apr 28
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthC+

Residents of Watertown are less healthy than 58% of U.S. towns

Watertown beats the Wisconsin average on 0 of 32 CDC measures and trails it on 3. 42% of adults have obesity in Watertown.

42%healthier than U.S. townsC+Health Grade
WatertownWisconsin townsU.S. towns
Obesity (CDC PLACES)42%38%35%
Get no exercise (CDC PLACES)30%26%25%
Binge drink (CDC PLACES)19%20%16%
Smoke cigarettes (CDC PLACES)15%14%14%
32 measures vs. Wisconsin
0 better29 too close to call3 worse
What stands outWatertownWI
More uninsured adults9.2%8%
More adults who get no exercise30.3%26.6%
More adults with COPD7.3%6.5%
Watertown Memorial Hospital
1.7 mi away · emergency room
None
primary care, dental or mental-health shortage
17th
percentile among WI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SafetyB

Watertown’s grade for safety is a B

At 16.3 crimes per 1,000 residents a year, it reports more crime than 56% of Wisconsin’s graded towns. Reported crimes fell from 285 to 162 over the last three FBI years, a drop beyond ordinary year-to-year swings.

56%of U.S. towns report more crimeBSafety Grade

Violent crime per 1,000 residents

Watertown1.7
Wisconsin2.4
U.S.3.3

Property crime per 1,000 residents

Watertown5.5
Wisconsin10.3
U.S.15.5
56th
percentile among U.S. towns we grade
44th
percentile among WI towns
38
violent crimes reported in 2025
124
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade B−

Watertown’s grade for cost of living is a B−

Typical home values rose 6.4% in the year to September 2026.

$328KZillow home value
WatertownWisconsin townsU.S. towns
Households that own their home62%74%73%
Median rent$1,052 a month$1,080 a month$1,185 a month

Typical home value

Watertown$328K
Wisconsin$337K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
19
days on market
102.7%
sale-to-list price
+6.4%
value change, 1 year
19
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Watertown

20pages on Watertown
After high school

Colleges nearby

1 within 15 miles of the center of Watertown

College town

Maranatha Baptist University calls Watertown home

College Scorecard · IPEDS

Landmarks

15 places in Watertown on the National Register of Historic Places.

All landmarks →

Famous people from Watertown

14 notable people were born in Watertown.

See all 14 →

About Watertown

City in Wisconsin, United States

Official town website ↗

Watertown is a city in Jefferson and Dodge counties in the U.S. state of Wisconsin. The population was 22,926 at the 2020 census, of which 14,674 were in Jefferson County and 8,252 were in Dodge County. Division Street, several blocks north of downtown, marks the county line. Watertown is a principal city of the Watertown–Fort Atkinson micropolitan statistical area which is in turn a sub-market of the larger Milwaukee–Waukesha–Racine combined statistical area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
12 sq mi
Elevation
853 ft
ZIP code
53094, 53098

Watertown’s neighbors

2 towns share a border with Watertown.

Explore the map →
How the neighbors grade
TownWI rankOverallCostSafetySchoolsHealth
Watertown#263B−B−BC+C+
Watertown——B−—C+C+
Emmet——C−—C+C+

Watertown and Emmet have fewer than 2,500 residents, so they get subject grades but no overall grade. Watertown and Emmet report no FBI crime data of their own. Compare Watertown with a neighbor →

Questions about Watertown

Short answers, built from the data on this page.

Is Watertown, WI a good place to live?

Watertown grades B− overall, better than 49% of U.S. towns and #263 of 357 in Wisconsin. It grades C+ for health, B for safety and C+ for schools.

Is Watertown, WI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.

What is Watertown, WI known for?

14 notable people were born here, including Daniel Brandenstein and Joseph Edward Davies.