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WaterlooWisconsinDowntown2WIS89WIS19
Wisconsin›Jefferson County

WaterlooWI

A town of 876.

5 bordering townsMap →
Photo: self · CC BY-SA 2.5
Photo of Waterloo

Waterloo, WI · Photo: self · CC BY-SA 2.5 · Source ↗

Is Waterloo a good place to live?

The biggest park or preserve is Waterloo Wildlife Area, at 2,674 acres. Waterloo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

876 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
PortlandWaterlooMilfordLake MillsMedinaPortlandWaterlooMilfordLake MillsMedinaWaterloo
St. Wenceslaus Roman Catholic Church
St. Wenceslaus Roman Catholic Church · National Register of Historic Places
Waterloo’s story

Waterloo in pictures

The archive holds 6 old photos and papers going back to 1911.

1 place on the National Register of Historic Places.

Explore the history →
Getting set up

Moving to Waterloo: who provides what

Who provides power, water and the rest in Waterloo, and how to reach them.

The full setup list →
PowerWe Energies20.5¢/kWh · EIA 2025HIFLD · EIA
Internet9 providers91% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Waterloo’s trash rules yet
SchoolsWaterloo School DistrictLake Mills Area School District2 districts serve Waterloo; which school depends on your address and gradeNCES
Register to voteOnlineIn Wisconsin you can register online until 20 days before Election Day, in person up to and including Election Day, or by mail (postmarked 20 days before).vote.gov
Who runs elections hereTown of Waterloo ClerkThe town itself; contacts on the Handbook page.FVAP, May 2026
ZIP codes53594, 53551, 5355953594 73% · 53551 26% · 53559 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Waterloo.

Work & commute

Compared with most of Wisconsin and the rest of the country, fewer of Waterloo’s working residents work locally

Waterloo’s middle household income stands at $125,000. Jobs based in Waterloo grew to 97 in 2023, 30 more than in 2013. For residents in the town, the share who live below the poverty line is 17%. 15% of workers do their job from home locally, above both the Wisconsin town median (12%) and the median of U.S. towns (11%).

0%work in town
WaterlooWisconsin townsU.S. towns
Below the poverty line17%6.4%9.6%
Median household income$125,000$87,000$80,000
Working residents who work in town0.2%8.3%8%
Work from home15%12%11%

Where working residents work

In Waterloo0%
Waterloo13%
Watertown8%
Madison7%
Lake Mills7%
16 mi
median commute distance
97
jobs based in Waterloo
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Who lives here

Waterloo stands out in Wisconsin and nationally: a smaller share of its residents are 65 or older

Among adults 25 and older in Waterloo, 40% hold a bachelor’s degree or more. Adults 18 to 34 are 10% of residents (22% statewide); children under 18 are 33% of residents (21% statewide). For Waterloo, the midpoint age is 39.1 years.

39.1median age · WI 40.2
WaterlooWisconsin townsU.S. towns
Aged 65 or older11%20%18%
Bachelor’s degree or more, 25+40%32%29%
Median age39.1 years42.1 years40.5 years
WaterlooWisconsinUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school24%
Some college16%
Associate’s16%
Bachelor’s30%
Graduate10%

Women and men · all residents

Somewhere between 36% and 67% women

The Census survey reached too few of Waterloo’s residents to say more: its margin here is ±15.6 points. Across Wisconsin, 49.9% of residents are women.

Ages and education in Waterloo
WaterlooWIU.S.
Under 1020.3%11.2%11.6%
10 to 1712.2%10.2%10.3%
18 to 244.1%9.3%9.1%
25 to 345.5%12.6%13.7%
35 to 4417.7%12.7%13.2%
45 to 5416%11.8%12.2%
55 to 6413.7%13.8%12.7%
65 to 746.6%11.2%10.2%
75 and older4%7.3%7%
No diploma4.9%6.4%10.4%
High school23.6%29.4%26%
Some college15.7%19.5%19.1%
Associate’s15.5%11.3%8.8%
Bachelor’s29.9%22%21.6%
Graduate10.3%11.4%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 900, single groups can be off by several points

Outdoors

20% of Waterloo is conserved land

The density of trails in Waterloo is 0.2 miles per square mile. 4.9 miles of trail in 3 parks and preserves.

20%conserved
20%
conserved · 4,113 of 20,569 acres
4.9 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Waterloo Wildlife Area—2,674
2. Waterloo Prairie State Natural Area—214
3. Holzhueter Farm Conservation Park—113

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

In Waterloo, expect snowy winters and pleasant summers

Waterloo’s July high is 83°F.

42″snow a winter

Typical low → high °F

Winter15–30°
Spring36–57°
Summer59–81°
Fall40–60°
Oct 14
typical first frost
Apr 29
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazards

The biggest natural risk in Waterloo is inland flooding, at a low overall level

On expected storm and flood damage, Waterloo sits below two thirds of U.S. communities. 53% of the town’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 17%.

33risk score of 100
FEMA risk score
33Low riskLowerHigher
Inland floodingTornadoesCold waves

FEMA National Risk Index · OpenFEMA

Health

How healthy Waterloo is

In Waterloo, 19% of adults binge drink. This Wisconsin town tracks Wisconsin closely on all 32 CDC measures.

WaterlooWisconsin townsU.S. towns
Obesity (CDC PLACES)41%38%35%
Binge drink (CDC PLACES)19%20%16%
Sleep under 7 hours (CDC PLACES)32%32%36%
High blood pressure (CDC PLACES)31%33%35%
32 measures vs. Wisconsin
0 better32 too close to call0 worse
Watertown Memorial Hospital
12.2 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Waterloo

18pages on Waterloo
After high school

Colleges nearby

1 within 15 miles of the center of Waterloo

A commuter town

100% of working residents leave Waterloo for work

Where Waterloo’s working residents go each day. Line width shows the share.

13% → Waterloo Waterloo 13% 8% → Watertown Watertown 8% 7% → Madison Madison 7% 7% → Lake Mills Lake Mills 7% 6% → Sun Prairie Sun Prairie 6% 4% → Milwaukee Milwaukee 4% Waterloo · 0% stay
97jobs based in Waterloo
0%of working residents work in town
16 mimedian commute distance

Census LEHD 2023

About Waterloo

City in Wisconsin, United States

Waterloo is a city in Jefferson County, Wisconsin, United States. The population was 3,628 at the 2020 census. The name Waterloo was suggested by a French resident who was one of Napoleon's soldiers at the Battle of Waterloo. Waterloo is located in the Watertown–Fort Atkinson micropolitan area. The city is the home of Trek Bicycle Corporation.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.9 sq mi
Elevation
810 ft
ZIP code
53594
Area code
920

Questions about Waterloo

Short answers, built from the data on this page.

Is Waterloo, WI a good place to live?

Waterloo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What is Waterloo, WI known for?

Waterloo has 1 place on the National Register of Historic Places. 2 notable people were born here, including Everis A. Hayes and Tom Hamilton.