On FEMA’s figures, Strongs Prairie faces more hazard damage per building than 75% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Strongs Prairie gets a C for hazard risk: higher expected damage per building than 75% of U.S. towns. Most of that expected damage is river and rain flooding (80%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Strongs Prairie faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Strongs Prairie’s grade
River and rain flooding is 80% of the building damage FEMA expects in Strongs Prairie, and Strongs Prairie’s rate of river and rain flooding damage is higher than 82% of U.S. census tracts. Hail adds 9%, at a rate in the top 6% of U.S. census tracts.
C higher expected damage per building than 75% of U.S. towns (21,298).
Strongs Prairie’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.2M a year in losses across Strongs Prairie: $788K to buildings, the rest to people and crops.
Does Strongs Prairie flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Strongs Prairie. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Strongs Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.The storms Strongs Prairie remembers
None of the 9 disasters declared for Adams County shows FEMA aid or repair money reaching Strongs Prairie itself in FEMA’s records, so these are its biggest flood-claim years.
Adams County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Strongs Prairie and its neighbors
Strongs Prairie is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Adams | Bless damage than 58% | river and rain flooding | — |
| Preston | Cmore damage than 66% | river and rain flooding | — |
| Strongs Prairie | Cmore damage than 75% | river and rain flooding | 0 |
| Germantown | C−more damage than 81% | river and rain flooding | — |
| Necedah | C−more damage than 82% | river and rain flooding | 3 |
| Quincy | Dmore damage than 88% | river and rain flooding | — |
| Dellwood | — | 661 residents; we grade 1,000+ | |
| Monroe | — | 418 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Strongs Prairie faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Strongs Prairie
Is Strongs Prairie at risk for natural disasters?
On FEMA’s National Risk Index, Strongs Prairie has higher expected damage per building than 75% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (80%) and hail (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Strongs Prairie in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Adams County, 3% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Strongs Prairie?
FEMA’s Community Rating System list shows no discount for Strongs Prairie’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Strongs Prairie at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (80%), and Strongs Prairie’s rate for it is higher than 82% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Strongs Prairie.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Strongs Prairie’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.