Photo: AsherHeimermann · CC BY-SA 4.0Measured against area pay, Sheboygan costs less to live in than 68% of U.S. towns
It ranks #49 of 362 in Wisconsin for affordability. Up 4.2% in a year, 22% below the Wisconsin typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Sheboygan, WI metro area ($73K). How TownRatings grades cost of living
The grade compares costs with what households across the Sheboygan metro earn ($73K, Census 2020–24). The typical home costs 2.4 years of metro income, and 36% of renters pay 30% or more of income for housing.
In dollars
- $265Ktypical home, 22% below the Wisconsin typical homeZillow, September 2026
- $1,130a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 94prices across the Sheboygan metro, where the U.S. is 100 (housing 81)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.4 yrsof area income buys the typical home; the typical U.S. town: 3.3$73K, Sheboygan-area income
- 15%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 36%of renters pay 30%+ of income for housing; across Wisconsin: 44%Census 2020–24
- 17%of owners do; the typical U.S. town: 20%Census 2020–24
The short version on homes in Sheboygan
Homes haven’t kept up with new residents
Between the 2010 and 2020 censuses, Sheboygan gained 641 residents while 95 new homes were permitted: about 6.7 new residents per new home, against 1.3 across Wisconsin. New homes ↓
Values rose faster than Wisconsin’s over five years
The typical Sheboygan home is up 47% in five years, against 31% across Wisconsin. Since October 2016 it has more than doubled, from $112K to $265K. Price trend ↓
A burst of building in 2025
Sheboygan permitted 207 new homes in 2025, 91% of them in buildings with two or more homes, against about 65 in a typical year of the past decade. That’s 4.2 per 1,000 residents, against 4.3 across Wisconsin. New homes ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for May 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Sheboygan’s grade
Measured against what households in the area earn, Sheboygan is more affordable than 68% of U.S. towns, #49 of 362 in Wisconsin. Property tax pulls the grade down most; home prices hold it up.
Values have outpaced Wisconsin: the typical Sheboygan home is up 47.1% in five years, against 31.4% statewide (Zillow).
Up 47.1% in five years
Faster than Wisconsin (31.4%).
Show as a table
| January | Sheboygan | Wisconsin |
|---|---|---|
| 2017 | $115,000 | $178,000 |
| 2018 | $128,000 | $188,000 |
| 2019 | $139,000 | $200,000 |
| 2020 | $148,000 | $213,000 |
| 2021 | $167,000 | $235,000 |
| 2022 | $181,000 | $260,000 |
| 2023 | $199,000 | $279,000 |
| 2024 | $224,000 | $296,000 |
| 2025 | $247,000 | $314,000 |
| 2026 | $259,000 | $330,000 |
| September 2026 | $265,000 | $337,000 |
A typical Sheboygan home worth $112K in October 2016 is worth about $265K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A seller's market
Supply is tight — about 2.8 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Under ~4 months of supply favors sellers; over ~6 favors buyers.
Redfin Data Center, all residential sales, May 2026.
A typical home costs 2.4 years of area income
The calculator starts from the area income the grade uses. Switch to Sheboygan’s own median, or type yours.
That’s $4K short of a typical Sheboygan home.
A two-bedroom rents for about $1,130 a month here, $600 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Sheboygan’s typical property tax (1.56% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,130
Renters already here pay a median of $924, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Sheboygan, WI MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
207 new homes permitted in 2025
Builders were permitted 207 new homes in Sheboygan in 2025: 18 single-family houses and 189 in buildings with two or more homes, worth about $42.9 million to build. That's 4.2 per 1,000 residents, about the pace of Wisconsin as a whole. Over the past 10 years, Sheboygan has permitted 788 homes in all.
Between the 2010 and 2020 censuses, Sheboygan gained 641 residents while 95 new homes were permitted: about 6.7 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Wisconsin: 1.3 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 304 | 21 | 283 | $56.7 million |
| 2025 | 207 | 18 | 189 | $42.9 million |
| 2024 | 64 | 18 | 46 | $13.9 million |
| 2023 | 160 | 29 | 131 | $27 million |
| 2022 | 10 | 8 | 2 | $2.9 million |
| 2021 | 91 | 7 | 84 | $9.3 million |
| 2020 | 195 | 3 | 192 | $21.4 million |
| 2019 | 30 | 9 | 21 | $5.9 million |
| 2018 | 14 | 14 | 0 | $3 million |
| 2017 | 9 | 9 | 0 | $1.7 million |
| 2016 | 8 | 8 | 0 | $1.5 million |
| 2015 | 8 | 8 | 0 | $1.5 million |
| 2014 | 7 | 7 | 0 | $1.3 million |
| 2013 | 3 | 1 | 2 | $355,000 |
| 2012 | 3 | 3 | 0 | $595,000 |
| 2011 | 6 | 6 | 0 | $879,000 |
| 2010 | 7 | 7 | 0 | $1.4 million |
| 2009 | 2 | 2 | 0 | $315,000 |
| 2008 | 9 | 7 | 2 | $1.5 million |
| 2007 | 41 | 16 | 25 | $5.4 million |
| 2006 | 94 | 17 | 77 | $16.7 million |
| 2005 | 31 | 27 | 4 | $5.4 million |
| 2004 | 111 | 45 | 66 | $18.6 million |
| 2003 | 52 | 48 | 4 | $7.8 million |
| 2002 | 59 | 47 | 12 | $8.3 million |
| 2001 | 31 | 27 | 4 | $5.1 million |
| 2000 | 64 | 39 | 25 | $6.2 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Low tax bills, but a high tax rate
The median bill is $2,714, under the Wisconsin median of $3,792, because homes cost less. As a share of value it’s 1.56% a year, against 1.42% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Sheboygan
Only figures published free for the whole country, each labeled with the area it covers: the Sheboygan, WI metro area, or Wisconsin. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 94 | WI 94 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 94 | WI 94 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 88 | WI 90 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | WI 100 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Sheboygan vs. its neighbors
Of the 3 towns here with a Zillow value, Sheboygan has the lowest.
Questions about the cost of living in Sheboygan
Is Sheboygan expensive to live in?
Measured against what households in the area earn, Sheboygan costs less than 68% of U.S. towns: a B+ for cost of living, #49 of 362 in Wisconsin. The typical home costs 2.4 years of the median household income of the Sheboygan, WI metro area ($73K).
How much does a house cost in Sheboygan?
About $265K, Zillow’s typical value for September 2026, up 4.2% in a year. The Wisconsin typical home is $337K.
What salary do you need to live in Sheboygan?
To buy the typical home with 20% down at 6.3%, about $74,000 a year, keeping the payment (about $1,730 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $45,000.
How much is rent in Sheboygan?
HUD puts a two-bedroom at about $1,130 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $924 (Census 2020–24).
What are property taxes in Sheboygan?
The median bill is $2,714 a year, 1.56% of the median home value (Wisconsin: $3,792, 1.42%), from the Census 2020–24.
Are home prices in Sheboygan going up?
Yes: up 4.2% in the past year and 47.1% in five years, against 31.4% across Wisconsin (Zillow).
Neighbors talk housing
What Sheboygan buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.