OCEAN WAVE (Shipwreck) · Photo: User Royalbroil on en.wikipedia · CC BY-SA 3.0On FEMA’s figures, Sevastopol faces less hazard damage per building than 87% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Sevastopol gets an A for hazard risk: lower expected damage per building than 87% of U.S. towns, #129 of 362 in Wisconsin. Most of that expected damage is river and rain flooding (88%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Sevastopol faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Sevastopol’s grade
River and rain flooding is 88% of the building damage FEMA expects in Sevastopol, and Sevastopol’s rate of river and rain flooding damage is lower than 60% of U.S. census tracts. Next is tornadoes at 6% (higher than 54% of U.S. census tracts).
A #129 of 362 in Wisconsin; lower expected damage per building than 87% of U.S. towns (21,298).
Sevastopol’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Wisconsin town has lower expected damage than 79% of U.S. towns; within the state, Sevastopol has less expected damage per building than 65% of Wisconsin towns.
In dollars, FEMA expects about $1.6M a year in losses across Sevastopol: $979K to buildings, the rest to people and crops.
Does Sevastopol flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Sevastopol. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Sevastopol isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Door County.1 federal disaster brought FEMA money to Sevastopol
Disasters that paid out in Sevastopol itself (aid to households or repair grants to the Town of Sevastopol), newest first, with that year’s flood claims.
- 2000Snow$2K to the Town of Sevastopol for repairs
Door County has had 3 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sevastopol after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sevastopol archive →Sevastopol and its neighbors
Sevastopol is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sturgeon Bay | A+among the lowest damage | river and rain flooding | 13 |
| Nasewaupee | A+among the lowest damage | river and rain flooding | 6 |
| Egg Harbor | A+less damage than 97% | river and rain flooding | 1 |
| Sevastopol | Aless damage than 87% | river and rain flooding | 0 |
| Sturgeon Bay | — | 949 residents; we grade 1,000+ | |
| Jacksonport | — | 979 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sevastopol faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sevastopol
Is Sevastopol at risk for natural disasters?
On FEMA’s National Risk Index, Sevastopol has lower expected damage per building than 87% of U.S. towns: A for hazard risk, #129 of 362 in Wisconsin. Most of the expected damage is river and rain flooding (88%) and tornadoes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Sevastopol in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Door County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Sevastopol?
FEMA’s Community Rating System list shows no discount for Sevastopol’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Sevastopol?
By FEMA money that reached Sevastopol, Snow (2000): $2K to the Town of Sevastopol for repairs.
Is Sevastopol at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Sevastopol’s rate for it is lower than 60% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Sevastopol.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sevastopol’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.