Storms, floods and disasters in Mishicot
Mishicot isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Mishicot yet. Flood insurance has paid 2 claims here since 2008.
What Mishicot faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Mishicot flood? Rarely: 2 flood claims since 2008
Every paid claim on a federal flood insurance policy in Mishicot, from FEMA’s records.
Mishicot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Manitowoc County.3 federal disasters brought FEMA money to Mishicot
Disasters that paid out in Mishicot itself (aid to households or repair grants to the Town of Mishicot), newest first, with that year’s flood claims.
- 2026Severe Storms, Tornadoes, and Flooding8 households applied for aid$77K aid approved
- 2008Severe Storms, Tornadoes, and Flooding8 households applied for aid$12K aid approved1 flood claim paid that year
- 2000Snow$2K to the Town of Mishicot for repairs
Manitowoc County has had 6 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mishicot after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mishicot archive →Mishicot and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Kossuth | A−less damage than 81% | river and rain flooding | — |
| Gibson | A−less damage than 81% | river and rain flooding | 5 |
| Two Rivers | A−less damage than 75% | river and rain flooding | 1 |
| Two Creeks | — | 369 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mishicot faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mishicot
Does Mishicot flood?
Flood insurance has paid 2 claims in Mishicot since 2008, $42K in all.
Is Mishicot in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Manitowoc County, 22% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Mishicot?
FEMA’s Community Rating System list shows no discount for Mishicot’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mishicot?
By FEMA money that reached Mishicot, Severe Storms, Tornadoes, and Flooding (2026): 8 households applied for aid, $77K approved.
Storm stories
Memories, warnings and help from neighbors in Mishicot.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mishicot’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.