Less hazard damage per building is expected in Minong than in 76% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Minong gets an A− for hazard risk: lower expected damage per building than 76% of U.S. towns. Most of that expected damage is river and rain flooding (88%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Minong faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Minong’s grade
River and rain flooding is 88% of the building damage FEMA expects in Minong, and Minong’s rate of river and rain flooding damage is higher than 51% of U.S. census tracts.
A− lower expected damage per building than 76% of U.S. towns (21,298).
Minong’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $694K a year in losses across Minong: $357K to buildings, the rest to people and crops.
Does Minong flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Minong. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Minong isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washburn County.1 federal disaster brought FEMA money to Minong
Disasters that paid out in Minong itself (aid to households or repair grants to the Town of Minong), newest first, with that year’s flood claims.
- 2016Severe Storms and Flooding$160K to the Town of Minong for repairs
Washburn County has had 7 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Minong after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Minong archive →Minong and its neighbors
Minong has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Minong | A−less damage than 76% | river and rain flooding | 0 |
| Blaine | — | 221 residents; we grade 1,000+ | |
| Wascott | — | 935 residents; we grade 1,000+ | |
| Frog Creek | — | 81 residents; we grade 1,000+ | |
| Chicog | — | 302 residents; we grade 1,000+ | |
| Brooklyn | — | 341 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Minong faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Minong
Is Minong at risk for natural disasters?
On FEMA’s National Risk Index, Minong has lower expected damage per building than 76% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (88%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Minong in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washburn County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Minong?
FEMA’s Community Rating System list shows no discount for Minong’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Minong?
By FEMA money that reached Minong, Severe Storms and Flooding (2016): $160K to the Town of Minong for repairs.
Is Minong at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Minong’s rate for it is higher than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Minong.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Minong’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.