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Meyerhofer Cobblestone HouseMeyerhofer Cobblestone House · Photo: Jim Roberts · CC BY-SA 4.0
B−Cost of living
Cost of living in Lyons

Even on the area’s higher pay, Lyons costs more to live in than 51% of U.S. towns

It ranks #160 of 362 in Wisconsin for affordability. Up 4.7% in a year, 27% above the Wisconsin typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Whitewater-Elkhorn, WI micro area ($81K). How TownRatings grades cost of living

Typical home value
$427K
▲ 4.7% in a year · WI $337K
Zillow
Homes sold
1
in September 2026 · 3 for sale
2-bedroom rent
$1,310
a month, utilities in · HUD
Median tax bill
$3,261
WI $3,792
Area income (the grade’s yardstick)
$81K
Whitewater-area median

Only 1 sale in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Lyons gets a B− although people here earn more than most

The grade measures what housing costs against what households in the area earn. Lyons’ area earns well above the typical U.S. town ($81K against $74K), but homes, rent and taxes here run higher still. Owners keep up no better than renters: 17% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 14% of renters.

In dollars

  • $427Ktypical home, 27% above the Wisconsin typical homeZillow, September 2026
  • $1,310a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 3.9 yrsof area income buys the typical home; the typical U.S. town: 3.3$81K, Whitewater-area income
  • 18%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 14%of renters pay 30%+ of income for housing; across Wisconsin: 44%Census 2020–24
  • 17%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out

What stands out about housing in Lyons

Cost of living grade

What’s behind Lyons’ grade

Measured against what households in the area earn, Lyons is more affordable than 49% of U.S. towns, #160 of 362 in Wisconsin. Home prices pull the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 49%
CostlierMore affordable
Wisconsin towns we grade (362)More affordable than 56%

Prices here have kept pace with Wisconsin: up 35.4% in five years, against 31.4% statewide (Zillow).

How sure. Lyons’ Census figures cover about 1,506 households. At the ends of the Census margins (area income ±$1,990, owners paying 30%+ ±7.1 points), Lyons could be anywhere from C+ to B.

How TownRatings grades cost of living →

Price trend

Up 35.4% in five years

Faster than Wisconsin (31.4%).

LyonsWisconsin
$150K$200K$250K$300K$350K$400K$450K20182020202220242026
Show as a table
JanuaryLyonsWisconsin
2017$204,000$178,000
2018$224,000$188,000
2019$239,000$200,000
2020$257,000$213,000
2021$287,000$235,000
2022$315,000$260,000
2023$351,000$279,000
2024$376,000$296,000
2025$400,000$314,000
2026$424,000$330,000
September 2026$427,000$337,000
Then & now

A typical Lyons home worth $202K in October 2016 is worth about $427K today.

+$225K
+4.7%
past year
+35.4%
past 5 years
+111.9%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 3.9 years of area income

The calculator starts from the area income the grade uses. Switch to Lyons’s own median, or type yours.

Household income a year
$
Whitewater-area median household income, as in the grade
You could afford about
$310,000
Typical Lyons home $427K

That’s $117K short of a typical Lyons home.

The typical home, each month
$2,610
Loan $2,110Tax $370Insurance $120

A two-bedroom rents for about $1,310 a month here, $1,300 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Lyons’s typical property tax (1.03% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,310

Renters already here pay a median of $1,221.

Fair Market Rent a month, utilities included

Studio$970
1 bedroom$1,000
2 bedrooms$1,310
3 bedrooms$1,720
4 bedrooms$2,040
18%
of households rent · WI 32%
218
renter households
14%
of renters spend 30%+ of income on rent · WI 44%
19%
of the median income, for a two-bedroom
$1,221
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Kenosha, WI MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the Wisconsin norm

The median bill is $3,261 (Wisconsin: $3,792), 1.03% of a home’s value a year, against 1.42% statewide.

$3,261
median bill a year · WI $3,792
1.03%
of a home’s value a year · WI 1.42%
$370
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Lyons vs. its neighbors

Of the 6 towns here with a Zillow value, Lyons has the 3rd-lowest. Burlington and Bohners Lake have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
LyonsB−$427K$316K1.03%$1,310
Lake GenevaD$418K$344K1.25%$1,320
BurlingtonC+$364K$277K1.54%$1,310
BloomfieldB−$496K$236K1.56%$1,350
BurlingtonB−—$303K1.19%$1,310
Bohners Lake–—$267K1.08%$1,310
GenevaC−$482K$382K1.24%$1,240
Spring PrairieC−$516K$418K1.15%$1,290

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).

Questions about the cost of living in Lyons

Is Lyons expensive to live in?

Measured against what households in the area earn, Lyons costs more than 51% of U.S. towns: a B− for cost of living, #160 of 362 in Wisconsin. The typical home costs 3.9 years of the median household income of the Whitewater-Elkhorn, WI micro area ($81K).

How much does a house cost in Lyons?

About $427K, Zillow’s typical value for September 2026, up 4.7% in a year. The Wisconsin typical home is $337K.

What salary do you need to live in Lyons?

To buy the typical home with 20% down at 6.3%, about $112,000 a year, keeping the payment (about $2,610 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $52,000.

How much is rent in Lyons?

HUD puts a two-bedroom at about $1,310 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,221 (Census 2020–24).

What are property taxes in Lyons?

The median bill is $3,261 a year, 1.03% of the median home value (Wisconsin: $3,792, 1.42%), from the Census 2020–24.

Are home prices in Lyons going up?

Yes: up 4.7% in the past year and 35.4% in five years, against 31.4% across Wisconsin (Zillow).

Neighbors talk housing

What Lyons buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.