More hazard damage per building is expected in Easton than in 79% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Easton gets a C− for hazard risk: higher expected damage per building than 79% of U.S. towns. Most of that expected damage is river and rain flooding (82%). Flood insurance has paid 1 claim here since 1986.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Easton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Easton’s grade
River and rain flooding is 82% of the building damage FEMA expects in Easton, and Easton’s rate of river and rain flooding damage is higher than 85% of U.S. census tracts. Hail adds 9%, at a rate in the top 6% of U.S. census tracts.
C− higher expected damage per building than 79% of U.S. towns (21,298).
Easton’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $968K a year in losses across Easton: $596K to buildings, the rest to people and crops.
Does Easton flood? Rarely: 1 flood claim since 1986
Every paid claim on a federal flood insurance policy in Easton, from FEMA’s records: 1.3 per 1,000 homes, fewer than 72% of the 13,809 U.S. towns with a flood insurance record.
Easton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.4 federal disasters brought FEMA money to Easton
Disasters that paid out in Easton itself (aid to households or repair grants to the Town of Easton), newest first, with that year’s flood claims.
- 2018Severe Storms, Tornadoes, Straight-line Winds, Flooding, and Landslides$41K to the Town of Easton for repairs
- 2016Severe Storms, Flooding, and Mudslides$11K to the Town of Easton for repairs
- 2008Severe Storms, Tornadoes, and Flooding$28K to the Town of Easton for repairs
- 2004Severe Storms and Flooding$37K to the Town of Easton for repairs
Adams County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Easton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Easton archive →Easton and its neighbors
Easton is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Adams | Bless damage than 58% | river and rain flooding | — |
| New Chester | Cmore damage than 68% | river and rain flooding | — |
| Springville | Cmore damage than 70% | river and rain flooding | — |
| Easton | C−more damage than 79% | river and rain flooding | 1 |
| Quincy | Dmore damage than 88% | river and rain flooding | — |
| Grand Marsh | — | 141 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Easton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Easton
Is Easton at risk for natural disasters?
On FEMA’s National Risk Index, Easton has higher expected damage per building than 79% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (82%) and hail (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Easton flood?
Flood insurance has paid 1 claim in Easton since 1986, $572 in all, or 1.3 per 1,000 homes, fewer than 72% of U.S. towns with a flood insurance record.
Is Easton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Adams County, 3% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Easton?
FEMA’s Community Rating System list shows no discount for Easton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Easton?
By FEMA money that reached Easton, Severe Storms, Tornadoes, Straight-line Winds, Flooding, and Landslides (2018): $41K to the Town of Easton for repairs.
Is Easton at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (82%), and Easton’s rate for it is higher than 85% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Easton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Easton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.