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B−Health Grade
Health in Cloverland · CDC PLACES 2025

Among U.S. towns with similar household incomes, Cloverland is healthier than 73%

Cloverland differs from Wisconsin on 17 of 32 measures CDC estimates: 8 better, 9 worse.

Modeled estimates for adults 18+, from ZIP codes 54521, 54558. How CDC estimates town health

What stands out · In brief

What stands out about health in Cloverland

Cloverland is healthier than its income would predict

Against all U.S. towns, Cloverland is healthier than 51%. Against the 9,578 towns with similar household incomes ($47K–$79K), it’s healthier than 73%. Health Grade ↓

Cancer, heart disease and stroke run high in Cloverland

1 in 8 adults have had cancer (12.2%), vs 8.6% across Wisconsin. 1 in 11 adults have heart disease (9.2%), vs 6.6% across Wisconsin. Stroke is also above the state: 4.4%, vs 3.4% across Wisconsin. In all, Cloverland runs above Wisconsin on eight of 11 chronic conditions. Age is part of it: 28% of residents are 65 or older (Wisconsin 19%), and cancer, heart disease and stroke are more common later in life. Conditions ↓

More high blood pressure in Cloverland, and more people treating it

40.7% of adults have high blood pressure (Wisconsin 33.3%), but 82.5% of them take medicine for it, vs 77.8% statewide. Checkups ↓

Cloverland is short on primary care and mental health care

Cloverland’s county is a federal shortage area for primary care and mental health care, meaning too few providers for the people who live there. Getting care ↓

Fewer Cloverland adults struggle to make ends meet

Worries about food, housing, utility bills and getting around all run below Wisconsin. 1 in 10 adults worry about having enough food, vs 1 in 8 adults statewide. Everyday needs ↓

Written from the CDC, Medicare and HRSA data on this page. CDC PLACES 2025 release: modeled estimates for adults, not counts; “higher” and “lower” mean the Wisconsin figure falls outside Cloverland’s likely range; Cloverland’s figures come from ZIP codes 54521, 54558, which may reach past town lines; at the ends of CDC’s ranges the grade could be anywhere from C to B+.

Health Grade

What’s behind Cloverland’s grade

On seven CDC estimates for adults, Cloverland is healthier than 51% of U.S. towns. Mental distress holds the grade up (fewer adults with frequent mental distress than 90% of U.S. towns); no exercise pulls it down (better than 30%).

BSelf-rated health18.5% · WI 17.8% · U.S. 19.4%
C+Physical distress14.7% · WI 12.9% · U.S. 13%
AMental distress13.9% · WI 15.5% · U.S. 15.9%
C+Obesity37.4% · WI 37.7% · U.S. 32.9%
CDiabetes13.2% · WI 11.4% · U.S. 12%
BSmoking13.8% smoke · WI 13.6% · U.S. 11.8%
CExercise28.6% · WI 26.6% · U.S. 24.7%
All U.S. towns we grade (21,250)Healthier than 51%
Less healthyHealthier
U.S. towns with similar incomes, $47K–$79K (9,578)Healthier than 73%

Health estimates follow income closely across the country: towns with higher household incomes usually score higher (a correlation of 0.77 across 21,157 graded towns). Cloverland’s median household income is $62,917; among the 9,578 U.S. towns within 25% of that ($47K–$79K), it’s healthier than 73%, more than its income alone would suggest.

A fairly firm grade. With every estimate at the unfavorable or the favorable end of CDC’s likely range, Cloverland could be anywhere from C to B+. These are ZIP code figures (ZIP 54521,54558), weighted by land area, which can reach past town lines.

How TownRatings grades health →

Chronic conditions

Out of every 100 Cloverland adults…

Cloverland runs above WI on 8 of 12 conditions. Tap one to see it as people.

12 of every 100 Cloverland adults have had cancer
Wisconsin: 9 in 100 · worse · likely 11.3–13.3%
Better than WIWorseAbout the sameWisconsin
Why age matters here

Cloverland is an older town: 28% of residents are 65 or older, vs 19% across Wisconsin. Heart disease, COPD and arthritis rise with age, so higher rates here say as much about who lives in Cloverland as about how healthy they are.

Residents 65 and older

Cloverland28%
Wisconsin19%
Checkups & screenings

Keeping up with care

Share of Cloverland adults getting routine care. The full ring is 100%; the dark tick marks Wisconsin.

81%Yearly checkupWI 78%
67%Dentist visitWI 67%
90%Cholesterol checkWI 86%
73%Colon screeningWI 69%
78%MammogramWI 80%
83%Taking BP medsWI 78%
1 in 15
working-age adults has no health insurance
Cloverland 6.6% · Wisconsin 1 in 13 (8%)
Getting care

Care in and near Cloverland

No hospital or community health center in Cloverland itself. These are the nearest.

HNearest ERAspirus Eagle River HospitalEagle River · 5.5 miDirections →
★Best rated nearbyMarshfield Medical Center - Minocqua★★★★★ · 16.7 miDirections →
+Low-cost careFamily Health Center of MarshfieldMinocqua · 17.4 mi · sliding-scale feesDirections →
5.5 mi
Aspirus Eagle River Hospital
Eagle River · not rated
ERRural critical access
16.3 mi
Howard Young Medical Center
Woodruff · ★★★★★
ER
16.7 mi
Marshfield Medical Center - Minocqua
Minocqua · ★★★★★
ER
17.4 mi
Family Health Center of Marshfield
5 sites · nearest in Minocqua
Sliding-scale fees
Directions to nearest
19.1 mi
Aspirus Rhinelander Hospital
Rhinelander · ★★★★★
ER
37.7 mi
Ice Lake Family Health Center
Iron River · community health center
Sliding-scale fees
✓ Primary careNo HRSA shortage area covers Cloverland itself
✓ Dental careCloverland is not a shortage area
✓ Mental healthNo HRSA shortage area covers Cloverland itself

Hospitals: Medicare overall star ratings, 1–5. Community health centers charge on a sliding scale by income. Distances are straight-line from the center of Cloverland; ≈ marks a hospital located by its town, not its street. Shortage areas: HRSA Health Professional Shortage Areas (a “population” designation covers specific residents, such as those with low incomes).

Everyday needs

Making ends meet

Needs that shape health as much as any doctor visit: food, housing, utilities and a way to get around.

1 in 10
Cloverland adults worry about having enough food
9.9% · WI 12.1%
Better than WI
1 in 13
Cloverland adults worry about keeping their housing
7.5% · WI 9.7%
Better than WI
1 in 23
Cloverland adults were threatened with a utility shut-off
4.4% · WI 5.5%
Better than WI
1 in 18
Cloverland adults lack reliable transportation
5.5% · WI 6.7%
Better than WI

10.6% of Cloverland adults receive SNAP (food stamps), compared with 12.5% across Wisconsin.

Habits

Everyday habits, side by side with Wisconsin

Share of adults, with the Wisconsin figure marked.

Get no exercise 28.6%WI 26.6%
Sleep under 7 hours 28.5%WI 32.6%
Binge drink 16.8%WI 19%
Smoke cigarettes 13.8%WI 13.6%
0%10%20%30%40%
Cloverland, betterCloverland, worseAbout the sameWisconsin
Mind & connection

How Cloverland adults are doing

About the same as Wisconsin on each measure.

3 in 10Cloverland adults feel lonely
28.6% · WI 30.6% · About the same as WI
1 in 5Cloverland adults lack social or emotional support
18.3% · WI 20.2% · About the same as WI
1 in 4Cloverland adults have been diagnosed with depression
22.8% · WI 23.2% · About the same as WI
1 in 7Cloverland adults are in frequent mental distress
13.9% · WI 15.5% · About the same as WI
The one neighbors can help with

3 in 10 Cloverland adults feel lonely. A hello is a start.

Groups are the easiest way in: a walking group, a book club, your street.

Find a group →

If you or someone you know is struggling, call or text 988, the Suicide & Crisis Lifeline. It’s free, confidential and open 24/7.

Around town

Cloverland and the towns around it

Cloverland’s Health Grade ranks 3rd of 5 graded towns around it.

Lincoln: 37.4%Plum Lake: 36.2%St. Germain: 37%Sugar Camp: 36.6%Conover: 37.6%Washington: 37.4%Eagle River: 37%Three Lakes: 34.3%Land O'Lakes: 36.7%Boulder Junction: 36.6%Sayner: 36.1%Newbold: 36.2%Arbor Vitae: 36.1%Pine Lake: 36%Stella: 35.9%Phelps: 37.9%Cloverland: 37.4%CloverlandLincolnPlum LakeSt. GermainSugar CampConoverAspirus Eagle River Hospital · Eagle River · 5.5 miHHoward Young Medical Center · Woodruff · 16.3 mi · 4★ MedicareHMarshfield Medical Center - Minocqua · Minocqua · 16.7 mi · 5★ MedicareHAspirus Rhinelander Hospital · Rhinelander · 19.1 mi · 3★ MedicareHFamily Health Center - Minocqua Alcohol & Drug Recovery Center · Minocqua · 17.4 mi+
Healthier than WINear WILess healthyHHospital+Health center
Obesity
#13 of 17 towns on this map, healthiest first
Plum Lake36.2%
Sugar Camp36.6%
St. Germain37%
Cloverland37.4%
Lincoln37.4%
Conover37.6%
WI37.7%

Nearby towns are shaded from CDC’s estimates for their ZIP codes, or CDC’s own figure for cities and villages.

Health next door

TownHealthObesityDiabetesSmokingFigures from
CloverlandB−37.4%13.2%13.8%ZIP codes
LincolnB−37.4%13.1%13.9%ZIP 54521
Plum Lake————
Sugar CampB−36.6%13.1%14.7%ZIP codes
St. GermainB−37%14.3%13%ZIP codes
ConoverB−37.6%13.6%13.5%ZIP codes

Plum Lake: fewer than 1,000 residents. Same-state neighbors only, ordered by length of shared border.

Disability

Living with a disability

Shown without a better/worse judgment.

32.6%

of Cloverland adults live with a disability (Wisconsin 29.4%). Walking or climbing stairs is the most common.

Walking or climbing stairs16.4%
Thinking or memory11.8%
Hearing9.5%
Errands alone8.2%
Vision4.7%
Dressing or bathing4%
Wisconsin

Every CDC estimate for Cloverland

Share of adults, 40 measures, with CDC’s likely range.

On the 32 measures below that have a better and a worse direction, Cloverland is better than Wisconsin on 8 and worse on 9; on the rest, the Wisconsin figure falls inside Cloverland’s likely range, so we call them about the same. Disability and SNAP are described, not compared as better or worse.

Adults who…CloverlandWIU.S.vs WI
Overall health
Fair or poor health18.5%16.5–20.817.8%19.4%About the same
Frequent physical distress (physical health not good 14+ days a month)14.7%13.2–16.412.9%13%Worse
Frequent mental distress (mental health not good 14+ days a month)13.9%12.5–15.515.5%15.9%About the same
Conditions
Obesity37.4%31.9–42.937.7%32.9%About the same
Diabetes13.2%11.7–14.911.4%12%Worse
High blood pressure40.7%37.3–44.233.3%34.4%Worse
High cholesterol (adults screened in 5 years)41%37.5–44.734.4%37.1%Worse
Arthritis34%31.1–3726.6%25.3%Worse
Asthma10.8%9.7–11.910.8%9.9%About the same
Cancer, other than skin cancer12.2%11.3–13.38.6%7.9%Worse
Coronary heart disease9.2%8.4–10.16.6%6.4%Worse
COPD8.2%7.3–9.26.5%6.3%Worse
Stroke4.4%4–4.83.4%3.4%Worse
Lost all teeth (ages 65+)10.8%8.9–12.99.9%12.3%About the same
Habits
Smoke cigarettes13.8%12–15.813.6%11.8%About the same
No exercise outside work28.6%25.1–32.526.6%24.7%About the same
Binge drinking16.8%14.4–19.619%15.4%About the same
Sleep under 7 hours28.5%24.1–3332.6%36%About the same
Checkups and coverage
No health insurance (ages 18–64)6.6%5.5–7.68%11%Better
Checkup in the past year80.5%77.8–83.177.6%77.4%Better
Dentist visit in the past year67.2%64.1–7067.1%63.2%About the same
Cholesterol check in 5 years89.5%88.4–90.785.9%87.1%Better
Taking blood pressure medicine (adults with high blood pressure)82.5%80.2–84.777.8%76.5%Better
Colorectal cancer screening (ages 45–75)72.8%69–76.369.4%65.5%About the same
Mammogram in 2 years (women 50–74)77.5%71.5–82.880.3%76.4%About the same
Mind and connection
Ever told they have depression22.8%20–25.823.2%20.6%About the same
Feel lonely28.6%25–32.430.6%32.5%About the same
Lack social and emotional support18.3%15.9–20.920.2%23.6%About the same
Everyday needs
Worried about having enough food9.9%8.4–11.412.1%15%Better
Worried about keeping housing7.5%6.5–8.69.7%12%Better
Threatened with a utility shut-off4.4%3.8–55.5%7.6%Better
Lack reliable transportation5.5%4.8–6.26.7%7.9%Better
Received SNAP (food stamps)10.6%9.1–12.212.5%11.6%Lower
Disability
Any disability32.6%29.4–36.329.4%30.1%About the same
Difficulty walking or climbing stairs16.4%14.6–18.313.4%13.6%Higher
Difficulty concentrating or remembering11.8%10.6–13.212.8%13.9%About the same
Hearing difficulty9.5%8.6–10.56.9%6.7%Higher
Vision difficulty4.7%4.3–5.24.5%5.4%About the same
Difficulty doing errands alone8.2%7.4–9.17.9%7.9%About the same
Difficulty dressing or bathing4%3.6–4.33.5%3.8%Higher

Each figure is the share of adults 18+ unless the label says otherwise; small numbers after it are CDC’s likely range (95% interval). “About the same” means the Wisconsin figure falls inside that range.

Questions about health in Cloverland

Is Cloverland a healthy place to live?

On seven CDC estimates for adults, Cloverland is healthier than 51% of U.S. towns: B− for health. These are modeled estimates of who lives there, not a measure of local care or habits alone.

What is the obesity rate in Cloverland?

CDC estimates 37.4% of adults have obesity, likely between 31.9% and 42.9%, against 37.7% across Wisconsin and 32.9% nationally.

What hospital is closest to Cloverland?

Aspirus Eagle River Hospital in Eagle River, 5.5 miles in a straight line from Cloverland’s center point, is the nearest general hospital with an emergency room; it has no Medicare star rating.

How many people in Cloverland have no health insurance?

CDC estimates 6.6% of adults ages 18–64 have no health insurance (likely 5.5–7.6%), against 8% across Wisconsin.

How accurate are these numbers?

They’re modeled estimates: CDC applies national survey answers to each area’s age, sex, race and education mix, so they describe who lives in Cloverland more than anything measured there. At the ends of CDC’s ranges the grade could be anywhere from C to B+.

Neighbors talk health

Doctors taking patients, urgent care, staying active in Cloverland.

Town Square →
Ask your neighbors

Health estimates: CDC PLACES: Local Data for Better Health, 2025 release. The Wisconsin figure combines its counties, weighted by adult population. Hospitals and star ratings: Medicare Care Compare (CMS). Health centers and shortage areas: HRSA. The Health Grade is our own summary of CDC’s estimates, not an official rating. Ages: U.S. Census Bureau, American Community Survey. Town boundaries: U.S. Census Bureau. This page isn’t medical advice. In an emergency, call 911.