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Balsam Lake Wisconsin Downtown WIS46
Wisconsin›Polk County

Balsam LakeWI

A town of 945, organized in 1870.

2 bordering townsMap →
Photo: Royalbroil · CC BY-SA 4.0
Photo of Balsam Lake

Balsam Lake, WI · Photo: Royalbroil · CC BY-SA 4.0 · Source ↗

Is Balsam Lake a good place to live?

33% of residents are 65 or older in Balsam Lake, against 20% in Wisconsin’s towns and 18% across U.S. towns. Among 363 Wisconsin towns, just 6 have a lower share of children under 18 than Balsam Lake. Polk County Courthouse is on the National Register of Historic Places. Balsam Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

945 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Balsam LakeMilltownBalsam LakeMilltownBalsam Lake
Polk County Courthouse
Polk County Courthouse · National Register of Historic Places
Balsam Lake’s story

156 years in pictures

Census counts: 279 in 1910, 934 in 2020. The archive holds 4 old photos and papers going back to 1899 and 2 maps from 1950 on.

1 place on the National Register of Historic Places.

  • 1870Balsam Lake is organized
Explore the history →
Getting set up

Moving to Balsam Lake: who provides what

Who provides power, water and the rest in Balsam Lake, and how to reach them.

The full setup list →
PowerPolk-Burnett Electric Coop16.0¢/kWh · EIA 2025HIFLD · EIA
WaterBalsam Lake WaterworksNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Balsam Lake’s trash rules yet
SchoolsUnity School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Wisconsin you can register online until 20 days before Election Day, in person up to and including Election Day, or by mail (postmarked 20 days before).vote.gov
Who runs elections hereVillage of Balsam Lake ClerkThe town itself; contacts on the Handbook page.FVAP, May 2026
ZIP code5481054810 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Balsam Lake.

Natural hazards

Very low risk in Balsam Lake, with inland flooding at the top

Of the losses FEMA expects in Balsam Lake, 39% come from inland flooding and 28% from cold waves. FEMA expects less storm and flood damage in the town than in 81% of U.S. communities. Federal disaster aid has reached households in Balsam Lake once, in 2001.

19risk score of 100
FEMA risk score
19Very low riskLowerHigher
Inland floodingCold wavesTornadoes
1
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Housing

Zillow puts the typical Balsam Lake home at about $428K

For households in Balsam Lake, the share who are owner-occupiers is 81%. Values rose 5.3% in the 12 months to September 2026.

$428KZillow home value

Typical home value

Balsam Lake$428K
Wisconsin$337K
+5.3%
value change, 1 year
2
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Balsam Lake: snowy winters and pleasant summers

Balsam Lake’s typical July afternoon high stands at 81°F.

61″snow a winter

Typical low → high °F

Winter7–25°
Spring32–54°
Summer57–79°
Fall36–55°
Oct 4
typical first frost
May 6
typical last frost
+1.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commute

With 1.2 jobs for every working resident, Balsam Lake draws in 578 commuters

Balsam Lake: 11% of residents live below the poverty line. Commuting out is the norm in the town: 8% of working residents work locally. Its median household income stands at $52,000. Half commute less than 26 miles.

8%work in town
Balsam LakeWisconsin townsU.S. towns
Median household income$52,000$87,000$80,000
Below the poverty line11%6.4%9.6%
Average trip to work23 minutes22 minutes25 minutes
Work from home11%12%11%

Where working residents work

In Balsam Lake8%
St. Croix Falls8%
Milltown5%
Osceola4%
Minneapolis4%
26 mi
median commute distance
619
jobs based in Balsam Lake
Balanced
jobs vs. working residents

Census LEHD 2023 · ACS

Health

How healthy Balsam Lake is

Against the Wisconsin average, Balsam Lake comes out ahead on 1 CDC measures out of 32, and behind on 6. 28% of adults sleep under 7 hours in the town. Two figures for adults in the town: 13% have diabetes, 38% have high blood pressure.

Balsam LakeWisconsin townsU.S. towns
Sleep under 7 hours (CDC PLACES)28%32%36%
Diabetes (CDC PLACES)13%11%12%
High blood pressure (CDC PLACES)38%33%35%
Frequent mental distress (CDC PLACES)15%15%17%
32 measures vs. Wisconsin
1 better25 too close to call6 worse
What stands outBalsam LakeWI
More adults treating high blood pressure81.2%77.8%
More adults who have had cancer10.6%8.6%
St. Croix Regional Medical Center
10 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

In Balsam Lake, 0.8% of the land is conserved

Across 2 parks and preserves: 1.2 miles of trail. For Balsam Lake, the density of trails is 0.3 miles per square mile.

0.8%conserved
Balsam LakeWisconsin townsU.S. towns
Conserved land0.8%3.8%4.3%
Miles of trail per square mile0.3 miles per square mile0.40.4
0.8%
conserved · 19 of 2,232 acres
1.2 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. First Island—3
2. Balsam Lake Beach—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Lower Saint Croix National Scenic Riverway and 5 more within 40 miles

Museums, parks, gardens and other places to visit around Balsam Lake. Close and well known come first.

All 68 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Lower Saint Croix National Scenic Riverway: Bobak Ha'Eri, CC BY 3.0 · Franconia Sculpture Park: McGhiever, CC BY-SA 4.0 · Washington County Historical Society, Minnesota: Heritage Preservation Department - MNHS, CC BY-SA 2.0 · Stillwater Overlook: McGhiever, CC BY-SA 3.0 · Wisconsin Canoe Heritage Museum: Somewhere On The Road of Life at en.wikipedia, Attribution

Keep exploring

Everything we know about Balsam Lake

17pages on Balsam Lake
After high school

Colleges nearby

None within 15 miles of Balsam Lake; the nearest are

About Balsam Lake

Village in Wisconsin, United States

Official town website ↗

Balsam Lake is a village in, and the county seat of Polk County, Wisconsin, United States. The population was 934 at the 2020 census. The village is located within the Town of Balsam Lake.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.4 sq mi
Elevation
1,089 ft
ZIP code
54810

Questions about Balsam Lake

Short answers, built from the data on this page.

Is Balsam Lake, WI a good place to live?

Balsam Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.