Photo: Flickr user afiler · CC BY-SA 2.0Storms, floods and disasters in Tokeland
Tokeland isn’t graded for hazard risk: Tokeland has 122 residents; we grade towns of 1,000 or more.
What Tokeland faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Coastal flooding
Tsunamis
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Tokeland flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Tokeland. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Tokeland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pacific County.1 federal disaster brought FEMA money to Tokeland
Disasters that paid out in Tokeland itself (aid to households or repair grants to Tokeland), newest first, with that year’s flood claims.
- 2007Severe Storms, Flooding, Landslides, and Mudslides26 households applied for aid$15K aid approved
Pacific County has had 23 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Tokeland after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tokeland archive →Get ready for what Tokeland faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Strong shaking or a sudden drop in the sea means head for high ground now.
- Learn the tsunami route signs near the shore.
- Stay away until officials say it’s safe.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tokeland
Is Tokeland in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pacific County, 18% of homes in mapped flood zones carry federal flood insurance, and 2.3% of all homes do.
How much is flood insurance in Tokeland?
FEMA’s Community Rating System list shows no discount for Tokeland’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tokeland?
By FEMA money that reached Tokeland, Severe Storms, Flooding, Landslides, and Mudslides (2007): 26 households applied for aid, $15K approved.
Storm stories
Memories, warnings and help from neighbors in Tokeland.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tokeland’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.