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–Not graded
Natural hazards in Sprague · FEMA

Storms, floods and disasters in Sprague

Sprague isn’t graded for hazard risk: Sprague has 583 residents; we grade towns of 1,000 or more. Flood insurance has paid 6 claims here since 1980.

Flood claims
6
paid since 1980 · $96K
Disasters paid out here
1
of 12 declared for Lincoln County
By hazard

What Sprague faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

66%of expected building damage
Above average · higher than 79% of U.S. census tracts
Recorded about once every 2 years in the area

Wildfire

29%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Smaller shares here
 Earthquakes Strong wind Tornadoes Ice storms Landslides top 3% Hail Winter storms Cold waves Heat waves Lightning Volcanic activity
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 20% of Sprague’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sprague flood? Rarely: 6 flood claims since 1980

Every paid claim on a federal flood insurance policy in Sprague, from FEMA’s records.

Paid flood claims, by year
1980: 2 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 4 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19801997
19802026
6
paid claims since 1980
$96K
paid to owners
0
homes flooded more than once
$16K
average claim
of all homes are insured
No community discount

Sprague isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.
Disasters

1 federal disaster brought FEMA money to Sprague

Disasters that paid out in Sprague itself (aid to households or repair grants to the City of Sprague), newest first, with that year’s flood claims.

  1. 2017Severe Winter Storms, Flooding, Landslides, Mudslides$577K to the City of Sprague for repairs
Disasters declared, by decade
Paid out in SpragueLincoln County only

Lincoln County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Lincoln County, 2014–2018.

Were you here?

Old photos of Sprague after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Sprague archive →
Be ready

Get ready for what Sprague faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Sprague

Does Sprague flood?

Flood insurance has paid 6 claims in Sprague since 1980, $96K in all.

Is Sprague in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lincoln County, 0.4% of all homes carry federal flood insurance.

How much is flood insurance in Sprague?

FEMA’s Community Rating System list shows no discount for Sprague’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Sprague?

By FEMA money that reached Sprague, Severe Winter Storms, Flooding, Landslides, Mudslides (2017): $577K to the City of Sprague for repairs.

Storm stories

Memories, warnings and help from neighbors in Sprague.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sprague’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.