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Port Gamble Historic DistrictPort Gamble Historic District · Photo: SchmuckyTheCat at English Wikipedia · CC BY-SA 3.0
–Not graded
Natural hazards in Port Gamble Tribal Community · FEMA

Storms, floods and disasters in Port Gamble Tribal Community

Port Gamble Tribal Community isn’t graded for hazard risk: Port Gamble Tribal Community has 624 residents; we grade towns of 1,000 or more. Flood insurance has paid 13 claims here since 1982.

Flood claims
13
paid since 1982 · $461K
Disasters paid out here
0
of 13 declared for Kitsap County
By hazard

What Port Gamble Tribal Community faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Earthquakes

55%of expected building damage
Well above average · in the top 9% of U.S. census tracts

River and rain flooding

29%of expected building damage
Below average · lower than 76% of U.S. census tracts

Coastal flooding

13%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Smaller shares here
 Tsunamis top 1% Tornadoes Strong wind Wildfire Ice storms Landslides top 5% Hail Winter storms Heat waves Lightning
FEMA models no building damage here
HurricanesCold wavesAvalanchesVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Port Gamble Tribal Community flood? Sometimes: 13 flood claims since 1982

Every paid claim on a federal flood insurance policy in Port Gamble Tribal Community, from FEMA’s records.

Paid flood claims, by year
1982: 1 claim1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 1 claim1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 1 claim2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 10 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198219962022
19822026
Biggest named events
  • The Winter storm1 claim · $5K
13
paid claims since 1982
$461K
paid to owners
0
homes flooded more than once
$35K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Port Gamble Tribal Community isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kitsap County.
Disasters

The storms Port Gamble Tribal Community remembers

None of the 13 disasters declared for Kitsap County shows FEMA aid or repair money reaching Port Gamble Tribal Community itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 202210 flood claims paidNo declaration for the county that year
  2. 19821 flood claims paidNo declaration for the county that year
  3. 19961 flood claims paidThe year of Severe Winter Storms, Land and Muds Slides,flooding, declared for Kitsap County
Disasters declared, by decade
Paid out in Port Gamble Tribal CommunityKitsap County only

Kitsap County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Port Gamble Tribal Community after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Port Gamble Tribal Community archive →
Next door

Port Gamble Tribal Community and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Hansville: hazard risk C−HansvillePort Gamble Tribal Community
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
HansvilleC−more damage than 77%earthquakes—

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Port Gamble Tribal Community faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
When the tide surges
  • Know your evacuation zone and the way off the coast.
  • Storm surge comes fast: leave when you’re told, not when the water arrives.
  • Move cars to high ground before king tides and nor’easters.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Port Gamble Tribal Community

Does Port Gamble Tribal Community flood?

Flood insurance has paid 13 claims in Port Gamble Tribal Community since 1982, $461K in all. The most claims came from Winter storm (1).

Is Port Gamble Tribal Community in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kitsap County, 39% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.

How much is flood insurance in Port Gamble Tribal Community?

FEMA’s Community Rating System list shows no discount for Port Gamble Tribal Community’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Port Gamble Tribal Community?

By flood claims, Winter storm: 1 paid, $5K.

Storm stories

Memories, warnings and help from neighbors in Port Gamble Tribal Community.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Port Gamble Tribal Community’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.