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Oak Harbor, Whidbey Island
Washington›Island County
Photo: brewbooks · CC BY-SA 2.0
Photo of Oak Harbor

Oak Harbor, WA · Photo: brewbooks · CC BY-SA 2.0 · Source ↗

Is Oak Harbor a good place to live?

Oak Harbor grades B− overall, 123rd among Washington's 285 graded towns, with clear strengths and some subjects that lag. CDC estimates put its residents' health ahead of 78% of the country and it is more walkable than 82% of U.S. towns. On the other side, the typical home is worth about $529K, 5.8 years of the Oak Harbor area’s $91K median household income. Oak Harbor’s July high is 71°F, below both Washington’s towns (77°F) and U.S. towns (85°F). Benjamin Loers House is on the National Register of Historic Places.

What makes Oak Harbor stand out

Where Oak Harbor beats most towns.

A growing town

Oak Harbor has grown 9% since 2010

22,075 counted in 2010 and 24,622 in 2020; an estimated 24,083 in 2025.

Since 2020 the trend has turned: down 2.2%, after 11.5% growth in the decade before.

22,0752010
24,6222020
24,0832025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Oak Harbor grades

Each subject compared with towns across the country (schools within Washington), ordered by how far Oak Harbor is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Benjamin Loers House
Benjamin Loers House · National Register of Historic Places
Oak Harbor’s story

165 years in pictures

Census counts: 337 in 1920, 24,622 in 2020. The archive holds 18 old photos and papers going back to 1890 and 4 maps from 1943 on.

1 place on the National Register of Historic Places.

  • 1861Oak Harbor is settled
Explore the history →
Getting set up

Moving to Oak Harbor: who provides what

Who provides power, water and the rest in Oak Harbor, and how to reach them.

The full setup list →
PowerPuget Sound Energy17.0¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Oak Harbor water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpTown pickupTown crews pick up at the curbTown site
SchoolsOak Harbor School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Washington you can register online until 8 days before Election Day, in person up to and including Election Day, or by mail (received 8 days before).vote.gov
Who runs elections hereIsland County AuditorIsland County; contacts on the Handbook page.FVAP, Jul 2021
ZIP code9827798277 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Oak Harbor.

Oak Harbor fares better on crime within Washington than nationally, has cooler summers than nearly all U.S. towns and has commutes shorter than most of Washington.

HealthA−

For health, Oak Harbor earns an A−

68% of Oak Harbor adults had a checkup this year. Oak Harbor beats the Washington average on 6 of 31 CDC measures and trails it on 8. 28% of Oak Harbor adults have high blood pressure.

78%healthier than U.S. townsA−Health Grade
Oak HarborWashington townsU.S. towns
Yearly checkup (CDC PLACES)68%71%79%
High blood pressure (CDC PLACES)28%31%35%
Diabetes (CDC PLACES)8.4%9.8%12%
Get no exercise (CDC PLACES)17%18%25%
31 measures vs. Washington
6 better17 too close to call8 worse
What stands outOak HarborWA
Fewer adults who have had cancer6.6%7.9%
Fewer adults with high cholesterol29.9%34.9%
More adults facing a utility shut-off6.6%5.1%
Whidbeyhealth Medical Center
6.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
57th
percentile among WA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB+

Oak Harbor’s schools rank ahead of 67% of Washington districts

Its public schools are run by the Oak Harbor School District. Two of its 14 schools are below, each with why it’s listed.

67%of WA districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Oak Harbor Intermediate SchoolLargest public middle schoolGrades 5–6Grades 5–6767–
Oak Harbor High SchoolLargest public high schoolGrades 9–12Grades 9–121,562–

NCES · EDFacts · graded within WA on state tests and graduation

Work & commuteJobs & income grade C+

Oak Harbor has 0.7 jobs for every working resident, so most commute out

The average commute for its 8,043 working residents takes 18.4 minutes, against 26.6 across Washington.

About one in 4 of Oak Harbor’s working residents works in town. Oak Harbor’s average trip to work is 18 minutes. Jobs based in Oak Harbor grew to 5,344 in 2023, 673 more than in 2013.

23%work in town
Oak HarborWashington townsU.S. towns
Working residents who work in town23%4.8%8%
Average trip to work18 minutes27 minutes25 minutes
Work from home5.7%15%11%
Median household income$76,000$98,000$80,000

Where working residents work

In Oak Harbor23%
Seattle8%
Coupeville6%
Anacortes4%
Mount Vernon3%
21 mi
median commute distance
5,344
jobs based in Oak Harbor
A commuter town
jobs vs. working residents
A−
Walkability grade: more walkable than 82% of U.S. towns

Census LEHD 2023 · ACS

Climate

Mild winters and pleasant summers in Oak Harbor

July afternoons average 71.2°, cooler than in 99% of U.S. towns; January nights average 35.9°.

Oak Harbor has mild winters and cool summers. The January low in Oak Harbor is 36°F. About 3 inches of snow falls in a winter.

3″snow a winter

Typical low → high °F

Winter36–47°
Spring42–58°
Summer51–70°
Fall44–59°
Nov 11
typical first frost
Mar 17
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

SafetyB

Less crime per resident in Oak Harbor than in 64% of U.S. towns

At 13.4 crimes per 1,000 residents a year, it reports less crime than 87% of Washington’s graded towns.

64%of U.S. towns report more crimeBSafety Grade

Violent crime per 1,000 residents

Oak Harbor1.3
Washington2.9
U.S.3.3

Property crime per 1,000 residents

Oak Harbor9.3
Washington20.2
U.S.15.5
64th
percentile among U.S. towns we grade
87th
percentile among WA towns
31
violent crimes reported in 2025
223
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsB+

2.1% of Oak Harbor is conserved land

4.0 miles of trail in 26 parks and preserves. The biggest park or preserve is Freedom Park, at 66 acres.

#203for trails in WA
Oak HarborWashington townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.80.4
Conserved land2.1%4%4.3%
2.1%
conserved · 167 of 7,835 acres
4.0 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Windjammer Park1.4 mi31
2. Freund Marsh0.8 mi55
3. Freedom Park—66

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade D

For cost of living, Oak Harbor earns a D

47% of households own their home in Oak Harbor. The typical Oak Harbor home is worth about $529,000, up 1.4% in a year, 10% below the Washington typical home.

$529KZillow home value
Oak HarborWashington townsU.S. towns
Households that own their home47%71%73%
Median rent$1,645 a month$1,740 a month$1,185 a month

Typical home value

Oak Harbor$529K
Washington$588K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
15
days on market
100%
sale-to-list price
+1.4%
value change, 1 year
25
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade C+

Earthquakes leads a moderate hazard risk in Oak Harbor

Expected storm and flood damage is higher than in 53% of U.S. communities. Since 2018, 5 flood insurance claims have been paid out in Oak Harbor.

53risk score of 100
FEMA risk score
53Moderate riskLowerHigher
EarthquakesInland flooding
5
paid flood claims since 2018
3
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Nearby attractions

Olympic National Park and 27 more within 40 miles

Museums, parks, gardens and other places to visit around Oak Harbor. Close and well known come first.

All 138 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Olympic National Park: Wsiegmund, CC BY 2.5 · Fort Worden: Joe Mabel, CC BY-SA 3.0 · Fort Casey: mikelehen, CC BY 2.0 · Angel of the Winds Arena: Joe Mabel, CC BY-SA 3.0 · Dungeness Spit: Unknown authorUnknown author, Public domain · Ebey's Landing National Historical Reserve: Rspang, CC BY-SA 4.0

Keep exploring

Everything we know about Oak Harbor

20pages on Oak Harbor
After high school

Colleges nearby

None within 15 miles of Oak Harbor; the nearest are

Famous people from Oak Harbor

9 notable people were born in Oak Harbor.

See all 9 →

About Oak Harbor

City in Washington, United States

Official town website ↗

Oak Harbor is a city located on Northern Whidbey Island in Island County, Washington, United States. The population was 24,622 at the 2020 census. Oak Harbor was incorporated on May 14, 1915.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1915
Area
9.6 sq mi
Elevation
92 ft
ZIP code
98277, 98278
Area code
360

Oak Harbor’s neighbors

One town shares a border with Oak Harbor.

Explore the map →
Whidbey Island StationWhidbey Island StationOak Harbor
How the neighbors grade
TownWA rankOverallCostSafetySchoolsHealth
Oak Harbor#123B−DBB+A−
Whidbey Island Station————B+A

Whidbey Island Station has fewer than 2,500 residents, so it gets subject grades but no overall grade. Whidbey Island Station reports no FBI crime data of its own. Compare Oak Harbor with a neighbor →

Questions about Oak Harbor

Short answers, built from the data on this page.

Is Oak Harbor, WA a good place to live?

Oak Harbor grades B− overall, better than 52% of U.S. towns and #123 of 285 in Washington. It grades A− for health, B for safety and B+ for schools. Cost of living is its weak spot, with a D.

Is Oak Harbor, WA expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is Oak Harbor, WA known for?

9 notable people were born here, including Patricia McPherson and Marti Malloy.