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Cottage Lake (Washington) 2026 - 03
Washington›King County

Cottage LakeWA

A town of 22,518.

5 bordering townsMap →
Photo: Photo by Joe Mabel · CC BY-SA 4.0
Photo of Cottage Lake

Cottage Lake, WA · Photo: Photo by Joe Mabel · CC BY-SA 4.0 · Source ↗

Is Cottage Lake a good place to live?

For most people who can afford it, yes. Cottage Lake grades A overall, 19th of 285 graded towns in Washington. It is among the healthiest towns in the country on CDC estimates. Its public schools beat 95% of Washington towns on state tests and graduation and the median household earns $213K. The catch is cost: the typical home is worth about $1.2 million, 10.7 years of the Seattle metro’s $115K median household income. 68% of adults 25 and older hold a bachelor’s degree or more in Cottage Lake, above both the Washington town median (30%) and the median of U.S. towns (29%). Among 285 Washington towns, just 5 have a higher middle household income than Cottage Lake. The biggest park or preserve is Woodinville Sports Club, at 62 acres.

What makes Cottage Lake stand out

Where Cottage Lake beats most towns.

A commuter town

98% of working residents leave Cottage Lake for work

Where Cottage Lake’s working residents go each day. Line width shows the share.

23% → Seattle Seattle 23% 21% → Redmond Redmond 21% 11% → Bellevue Bellevue 11% 6% → Kirkland Kirkland 6% 6% → Bothell Bothell 6% 3% → Everett Everett 3% Cottage Lake · 2% stay
3,131jobs based in Cottage Lake
2%of working residents work in town
11 mimedian commute distance

Census LEHD 2023

How Cottage Lake grades

Each subject compared with towns across the country (schools within Washington), ordered by how far Cottage Lake is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

School children stading in front of Cottage Lake School, King County, Washington, 1909
School children stading in front of Cottage Lake School, King County, Washington, 1909, 1909
Cottage Lake’s story

Cottage Lake in pictures

Census counts: 24,330 in 2000, 22,857 in 2020. The archive holds 6 old photos and papers going back to 1909 and 3 maps from 1950 on.

Explore the history →
Nearby attractions

Space Needle and 132 more within 40 miles

Museums, parks, gardens and other places to visit around Cottage Lake. Close and well known come first.

All 156 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Space Needle: Another Believer, CC BY-SA 4.0 · Climate Pledge Arena: Sea Cow, CC BY-SA 4.0 · Lumen Field: "Smart Destinations", GoSeattleCard.com, and Go Seattle Card Blog, CC BY-SA 2.0 · T-Mobile Park: MyName (Cacophony), CC BY-SA 3.0 · Seattle Underground: Mark Hursh, CC BY-SA 3.0 · Husky Stadium: Atomic Taco, CC BY-SA 2.0

Getting set up

Moving to Cottage Lake: who provides what

Cottage Lake is unincorporated, so King County and regional agencies provide most services.

PowerPuget Sound Energy17.0¢/kWh · EIA 2025HIFLD · EIA
WaterWoodinville Water DistrictNo health-based violations in 5 years · EPAEPA
Internet6 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesKing CountyKing County provides services here
SchoolsNorthshore School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Washington you can register online until 8 days before Election Day, in person up to and including Election Day, or by mail (received 8 days before).vote.gov
Who runs elections hereKing County ElectionsKing County; contacts on the Handbook page.FVAP, Sep 2021
ZIP codes98077, 98072, 9805298077 48% · 98072 36% · 98052 15%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Cottage Lake.

Cottage Lake has schools in the top 5% of Washington and has fewer 90° days than nearly all U.S. towns, but it has homes that cost more against local pay than most of Washington.

HealthA+

Compared with most of Washington and the rest of the country, fewer of Cottage Lake’s adults get no exercise outside work

Its widest gap with Washington is tooth loss: 4.1% of those 65+ have lost all their teeth, against 9% statewide.

The share of adults in Cottage Lake who sleep under 7 hours: 26%. On the CDC’s 31 measures, Cottage Lake is ahead of Washington on 24 and behind on 2. Only 10 of the 285 Washington towns we compare have a lower share of adults who worry about having enough food than Cottage Lake.

99%healthier than U.S. townsA+Health Grade
Cottage LakeWashington townsU.S. towns
Obesity (CDC PLACES)22%33%35%
Sleep under 7 hours (CDC PLACES)26%33%36%
Get no exercise (CDC PLACES)11%18%25%
Smoke cigarettes (CDC PLACES)6.3%11%14%
31 measures vs. Washington
24 better5 too close to call2 worse
What stands outCottage LakeWA
Fewer older adults who have lost all their teeth4.1%9%
Fewer adults facing food insecurity5.3%10.2%
More adults who have had cancer9.2%7.9%
Evergreenhealth Medical Center
5.3 mi away · emergency room
None
primary care, dental or mental-health shortage
96th
percentile among WA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsA+

For schools, Cottage Lake earns an A+

That grade ranks #14 of the 285 Washington towns we grade for schools. It comes with a D for cost of living: the typical home is worth about $1.23M.

Two of its 10 schools are below, each with the reason it’s listed. The public schools here belong to the Northshore School District. Public school enrollment in Cottage Lake: 1,338 students across 4 schools.

95%of WA districts it outscoresA+School Grade
SchoolLevelStudentsLetter
Timbercrest Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8665–
Northshore NetworksLargest public high schoolGrades K–12Grades K–12––

NCES · EDFacts · graded within WA on state tests and graduation

OutdoorsA

In Cottage Lake, 7.9% of the land is conserved

Across 6 parks and preserves: 26 miles of trail. Cottage Lake’s trail density comes in at 1.2 miles per square mile.

#96for trails in WA
Cottage LakeWashington townsU.S. towns
Miles of trail per square mile1.2 miles per square mile0.80.4
Conserved land7.9%4%4.3%
7.9%
conserved · 1,141 of 14,531 acres
26 mi
of trails · 1.1 per sq mi
Biggest places to walkTrailsAcres
1. Gold Creek Park1.4 mi35
2. Hollywood Hill Greenbelt0.6 mi10
3. Woodinville Sports Club0.5 mi62

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade A

Most of Cottage Lake’s workers leave town for work

Cottage Lake has 3,131 jobs for its 10,439 working residents: even if every job went to a resident, most would still commute out. Jobs based here grew from 1,980 in 2013 to 3,131.

2.3% of working residents work locally in Cottage Lake. The town had 3,131 jobs in 2023, up 1,151 from 2013. The top destinations are Seattle (23%), Redmond (21%) and Bellevue (11%).

2%work in town
Cottage LakeWashington townsU.S. towns
Work from home34%15%11%
Below the poverty line3.2%7.9%9.6%
Working residents who work in town2.3%5%8%
Average trip to work26 minutes27 minutes25 minutes

Where working residents work

In Cottage Lake2%
Seattle23%
Redmond21%
Bellevue11%
Kirkland6%
11 mi
median commute distance
3,131
jobs based in Cottage Lake
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 53% of U.S. towns

Census LEHD 2023 · ACS

Climate

The climate in Cottage Lake brings mild winters and pleasant summers

The Seattle Sand Pt Wsfo weather station, 9 miles away, records that about 2 days a year reach 90°, fewer than in 95% of U.S. towns. July afternoons average 75°, cooler than in 98% of U.S. towns; January nights average 35.6°.

In Cottage Lake, the July high is 75°F. About 4 inches of snow falls in a winter.

4″snow a winter
Cottage LakeWashington townsU.S. towns
July high75°F77°F85°F
January low36°F35°F22°F

Typical low → high °F

Winter35–47°
Spring42–59°
Summer53–73°
Fall45–60°
Nov 23
typical first frost
Mar 8
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C+

Cottage Lake has a moderate natural-hazard risk, chiefly from earthquakes

Expected losses in Cottage Lake break down as 61% from earthquakes and 36% from inland flooding. Storm and flood damage is expected to run higher than in 59% of U.S. communities. Since 1981, Cottage Lake has seen 9 flood insurance claims paid out.

59risk score of 100
FEMA risk score
59Moderate riskLowerHigher
EarthquakesInland flooding
9
paid flood claims since 1981

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade D

Homes in Cottage Lake sell for about $1.6M

At 10.7 years of the Seattle metro’s $115K median household income, the typical home costs more against local pay than in 97% of Washington towns; that ratio is one input to its D for cost of living.

Cottage Lake’s median rent stands at $2,740 a month. 91% of Cottage Lake households own their home. A home in Cottage Lake typically sold within 7 days of listing.

$1.6Mmedian sale price
Cottage LakeWashington townsU.S. towns
Median rent$2,740 a month$1,737 a month$1,185 a month
Households that own their home91%70%73%
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
7
days on market
99.1%
sale-to-list price
24
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Cottage Lake

17pages on Cottage Lake
After high school

Colleges nearby

16 within 15 miles of the center of Cottage Lake

About Cottage Lake

Census-designated place in Washington, United States

Cottage Lake is a census-designated place (CDP) in King County, Washington, United States. The population was 22,857 at the 2020 census. The lake itself falls within the 98072 ZIP code, while the developments east of the lake fall under the 98077 ZIP code. The census designated area is also split between the Northshore school district and the Lake Washington school district. Based on per capita income, Cottage Lake ranks 13th of 522 areas in the state of Washington to be ranked. Coldwell Banker ranked Cottage Lake #1 in 2013 for the fastest growing suburb in America.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
23 sq mi
Elevation
236 ft
Area code
425

Cottage Lake’s neighbors

5 towns share a border with Cottage Lake.

Explore the map →
How the neighbors grade
TownWA rankOverallCostSafetySchoolsHealth
Cottage Lake#19AD—A+A+
Woodinville#52B+D−CA+A+
Union Hill-Novelty Hill#15AD—A+A+
Redmond#49B+D−CA+A+
Maltby#18AD—AA+
High Bridge#108B−C−—BA

Cottage Lake, Union Hill-Novelty Hill, Maltby and High Bridge report no FBI crime data of their own. Compare Cottage Lake with a neighbor →

Questions about Cottage Lake

Short answers, built from the data on this page.

Is Cottage Lake, WA a good place to live?

For most people who can afford it, yes. Cottage Lake grades A overall, better than 86% of U.S. towns and #19 of 285 in Washington. It grades A+ for health and A+ for schools. Cost of living is its weak spot, with a D.

Is Cottage Lake, WA expensive?

Yes. The typical home is worth about $1,231,000, 109% above the Washington typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.