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Washington›Pierce County

Clover CreekWA

A town of 7,345.

Is Clover Creek a good place to live?

Clover Creek is a solid, middle-of-the-road choice. It grades C− overall, 241st of 285 graded towns in Washington, with no subject far below average. Its best mark is incomes: the median household earns $95K. Expect to pay for it: the typical home is worth about $524K, 4.6 years of the Seattle metro’s $115K median household income. Clover Creek’s average trip to work is 33 minutes, above both the Washington town median (27 minutes) and the median of U.S. towns (25 minutes). Clover Creek is more walkable than 72% of U.S. towns.

What makes Clover Creek stand out

Where Clover Creek beats most towns.

How Clover Creek grades

Each subject compared with towns across the country (schools within Washington), ordered by how far Clover Creek is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Space Needle and 126 more within 40 miles

Museums, parks, gardens and other places to visit around Clover Creek. Close and well known come first.

All 149 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Space Needle: Another Believer, CC BY-SA 4.0 · Lumen Field: "Smart Destinations", GoSeattleCard.com, and Go Seattle Card Blog, CC BY-SA 2.0 · Climate Pledge Arena: Sea Cow, CC BY-SA 4.0 · Tacoma Dome: Broran28, Public domain · T-Mobile Park: MyName (Cacophony), CC BY-SA 3.0 · Wild Waves Theme Park: Jessica Spengler from Hove, United Kingdom, CC BY 2.0

Getting set up

Moving to Clover Creek: who provides what

Clover Creek is unincorporated, so Pierce County and regional agencies provide most services.

PowerPeninsula Light Company11.3¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Tacoma Water DivisionNo health-based violations in 5 years · EPAEPA
Internet7 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesPierce CountyPierce County provides services here
SchoolsFranklin Pierce School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Washington you can register online until 8 days before Election Day, in person up to and including Election Day, or by mail (received 8 days before).vote.gov
Who runs elections herePierce County AuditorPierce County; contacts on the Handbook page.FVAP, Sep 2024
ZIP codes98446, 98445, 9837398446 58% · 98445 41% · 98373 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 30, 2026.

The data

Ordered by what stands out in Clover Creek.

Clover Creek has fewer 90° days than nearly all U.S. towns and trades workers with Tacoma and other neighbors, but it trails even towns with similar incomes on health.

SchoolsC

Public schools in Clover Creek fall behind 70% of Washington districts

Its public schools are run by the Franklin Pierce School District. Two of its 3 schools are below, each with why it’s listed. The largest public high school is Franklin Pierce High School, with 977 students.

30%of WA districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
Collins ElementaryLargest public elementary schoolGrades K–5Grades K–5466–
Franklin Pierce High SchoolLargest public high schoolGrades 9–12Grades 9–12977–

NCES · EDFacts · graded within WA on state tests and graduation

Climate

Four seasons and pleasant summers in Clover Creek

The Mcmillin Rsvr weather station, 6 miles away, records that about 3 days a year reach 90°, fewer than in 98% of U.S. towns. July afternoons average 77°, cooler than in 97% of U.S. towns; January nights average 35.5°.

Clover Creek has mild winters and pleasant summers. The July high in Clover Creek is 77°F. About 6 inches of snow falls in a winter.

6″snow a winter
Clover CreekWashington townsU.S. towns
July high77°F77°F85°F
January low36°F35°F22°F

Typical low → high °F

Winter35–47°
Spring41–59°
Summer53–75°
Fall44–61°
Nov 14
typical first frost
Mar 8
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B−

Most working residents commute out of Clover Creek

Clover Creek has about as many jobs (2,702) as working residents, but only 62 people both live and work here.

Most working residents leave Clover Creek for work: only 2% work in town. Since 2013, Clover Creek has added 470 jobs, to 2,702 in 2023. 13% of residents live below the poverty line in Clover Creek.

2%work in town
Clover CreekWashington townsU.S. towns
Below the poverty line13%7.9%9.6%
Working residents who work in town2%5%8%
Median household income$95,000$98,000$80,000
Work from home13%15%11%

Where working residents work

In Clover Creek2%
Tacoma19%
Seattle10%
Puyallup6%
Lakewood6%
10 mi
median commute distance
2,702
jobs based in Clover Creek
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 72% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C

Clover Creek faces a high natural-hazard risk, led by earthquakes

Expected storm and flood damage is higher than in 63% of U.S. communities. Since 1979, 15 flood insurance claims have been paid out in Clover Creek.

63risk score of 100
FEMA risk score
63High riskLowerHigher
EarthquakesInland flooding
15
paid flood claims since 1979

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthC+

Residents of Clover Creek are less healthy than 59% of U.S. towns

Against the 9,280 U.S. towns with household incomes like Clover Creek’s, it is less healthy than 79%, so it trails even them.

Clover Creek beats the Washington average on 0 of 31 CDC measures and trails it on 25. 19% of Clover Creek adults report frequent mental distress.

41%healthier than U.S. townsC+Health Grade
Clover CreekWashington townsU.S. towns
Frequent mental distress (CDC PLACES)19%17%17%
Frequent physical distress (CDC PLACES)16%13%14%
Yearly checkup (CDC PLACES)71%71%79%
Sleep under 7 hours (CDC PLACES)38%33%36%
31 measures vs. Washington
0 better6 too close to call25 worse
What stands outClover CreekWA
More adults facing food insecurity14%10.2%
More smokers13.5%10.1%
More adults facing a utility shut-off6.7%5.1%
Multicare Good Samaritan Hospital
4.9 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
12th
percentile among WA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade C−

Clover Creek earns a C− for cost of living

Clover Creek’s median rent is $1,814 a month. The typical Clover Creek home is worth about $524,000, up 0.8% in a year, 11% below the Washington typical home.

$524KZillow home value
Clover CreekWashington townsU.S. towns
Median rent$1,814 a month$1,737 a month$1,185 a month
Households that own their home63%71%73%

Typical home value

Clover Creek$524K
Washington$588K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
26
days on market
98.3%
sale-to-list price
+0.8%
value change, 1 year
9
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Clover Creek

15pages on Clover Creek
After high school

Colleges nearby

9 within 15 miles of the center of Clover Creek

About Clover Creek

CDP in Washington, United States

Clover Creek is a census-designated place (CDP) located in Pierce County, Washington. As of the 2020 census, Clover Creek had a population of 7,161.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
6.5 sq mi
Elevation
479 ft
Area code
360

Clover Creek’s neighbors

5 towns share a border with Clover Creek.

Explore the map →

All 5 graded towns on its borders grade higher than its C−; Parkland (C−) is closest.

How the neighbors grade
TownWA rankOverallCostSafetySchoolsHealth
Clover Creek#241C−C−—CC+
Frederickson#178CC−—C+B
Parkland#216C−C—C+C+
Summit#138B−C—BB−
Midland#187CC+—CC+
Summit View#114B−C−—B−B+

Clover Creek, Frederickson, Parkland, Summit, Midland and Summit View report no FBI crime data of their own. Compare Clover Creek with a neighbor →

Questions about Clover Creek

Short answers, built from the data on this page.

Is Clover Creek, WA a good place to live?

Clover Creek grades C− overall, better than 16% of U.S. towns and #241 of 285 in Washington. It grades C+ for health and C for schools. Cost of living is its weak spot, with a C−.

Is Clover Creek, WA expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.