Photo: Andrew Filer from Seattle (ex-Minneapolis) · CC BY-SA 2.0Storms, floods and disasters in Almira
Almira isn’t graded for hazard risk: Almira has 360 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1999.
What Almira faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Wildfire
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Almira flood? Rarely: 1 flood claim since 1999
Every paid claim on a federal flood insurance policy in Almira, from FEMA’s records.
Almira isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.The storms Almira remembers
None of the 12 disasters declared for Lincoln County shows FEMA aid or repair money reaching Almira itself in FEMA’s records, so these are its biggest flood-claim years.
- 19991 flood claims paidNo declaration for the county that year
Lincoln County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Lincoln County, 2014–2018.
Old photos of Almira after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Almira archive →Get ready for what Almira faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Almira
Does Almira flood?
Flood insurance has paid 1 claim in Almira since 1999, $3K in all.
Is Almira in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lincoln County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Almira?
FEMA’s Community Rating System list shows no discount for Almira’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Almira.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Almira’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.