Photo: Magicpiano · CC BY-SA 4.0Storms, floods and disasters in Woodbury
Woodbury isn’t graded for hazard risk: Woodbury has 659 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1984.
What Woodbury faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Woodbury flood? Rarely: 4 flood claims since 1984
Every paid claim on a federal flood insurance policy in Woodbury, from FEMA’s records.
- The Vermont/New York Flooding3 claims · $135K
Woodbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.5 federal disasters brought FEMA money to Woodbury
Disasters that paid out in Woodbury itself (aid to households or repair grants to the Town of Woodbury), newest first, with that year’s flood claims.
- 2024Severe Storm, Flooding, Landslides, and Mudslides2 households applied for aid$4K aid approved$86K to the Town of Woodbury for repairs
- 2023Severe Storms, Flooding, Landslides, and Mudslides14 households applied for aid$56K aid approved$605K to the Town of Woodbury for repairs3 flood claims paid that year
- 2011Tropical Storm Irene5 households applied for aid$3K aid approved$347K to the Town of Woodbury for repairs
- 2011Severe Storms and Flooding3 households applied for aid$8K aid approved
- 2007Severe Storms and Flooding$20K to the Town of Woodbury for repairs
Washington County has had 29 natural disasters declared by the President since 1953, most often severe storms, then floods.
Old photos of Woodbury after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Woodbury archive →Woodbury and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Woodbury faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Woodbury
Does Woodbury flood?
Flood insurance has paid 4 claims in Woodbury since 1984, $136K in all. The most claims came from Vermont/New York Flooding (3).
Is Woodbury in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 38% of homes in mapped flood zones carry federal flood insurance, and 2.3% of all homes do.
How much is flood insurance in Woodbury?
FEMA’s Community Rating System list shows no discount for Woodbury’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Woodbury?
By FEMA money that reached Woodbury, Severe Storms, Flooding, Landslides, and Mudslides (2023): 14 households applied for aid, $56K approved, and $605K to the Town of Woodbury for repairs. By flood claims, Vermont/New York Flooding: 3 paid, $135K.
Storm stories
Memories, warnings and help from neighbors in Woodbury.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodbury’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.