Photo: Mfwills · CC BY-SA 3.0Storms, floods and disasters in Jeffersonville
Jeffersonville isn’t graded for hazard risk: Jeffersonville has 718 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 1995.
What Jeffersonville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Jeffersonville flood? Rarely: 8 flood claims since 1995
Every paid claim on a federal flood insurance policy in Jeffersonville, from FEMA’s records.
- The Vermont/New York Flooding4 claims · $350K
Jeffersonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lamoille County.4 federal disasters brought FEMA money to Jeffersonville
Disasters that paid out in Jeffersonville itself (aid to households or repair grants to the Village of Jeffersonville), newest first, with that year’s flood claims.
- 2023Severe Storms, Flooding, Landslides, and Mudslides73 households applied for aid$333K aid approved$44K to the Village of Jeffersonville for repairs4 flood claims paid that year
- 2011Tropical Storm Irene6 households applied for aid$3K aid approved
- 2011Severe Storms and Flooding12 households applied for aid$33K aid approved
- 2010Severe Storm$6K to the Village of Jeffersonville for repairs
Lamoille County has had 34 natural disasters declared by the President since 1953, most often severe storms, then floods.
Old photos of Jeffersonville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Jeffersonville archive →Get ready for what Jeffersonville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Jeffersonville
Does Jeffersonville flood?
Flood insurance has paid 8 claims in Jeffersonville since 1995, $405K in all. The most claims came from Vermont/New York Flooding (4).
Is Jeffersonville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lamoille County, 1.1% of all homes carry federal flood insurance.
How much is flood insurance in Jeffersonville?
FEMA’s Community Rating System list shows no discount for Jeffersonville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Jeffersonville?
By FEMA money that reached Jeffersonville, Severe Storms, Flooding, Landslides, and Mudslides (2023): 73 households applied for aid, $333K approved, and $44K to the Village of Jeffersonville for repairs. By flood claims, Vermont/New York Flooding: 4 paid, $350K.
Storm stories
Memories, warnings and help from neighbors in Jeffersonville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jeffersonville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.