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Lamoille County CourthouseLamoille County Courthouse · Photo: Redjar at English Wikipedia · CC BY-SA 3.0
A−Hazard risk
Natural hazards in Hyde Park · FEMA

Less hazard damage per building is expected in Hyde Park than in 84% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Hyde Park gets an A− for hazard risk: lower expected damage per building than 84% of U.S. towns, #15 of 71 in Vermont. Most of that expected damage is river and rain flooding (86%). Flood insurance has paid 2 claims here since 2023.

River and rain flooding 86%Hurricanes 5%Earthquakes 4%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 84%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#15 of 71 in Vermont
Hazard risk
A−#15 of 71
in Vermont · lower than 84% of U.S. towns
Main hazard
River and rain flooding
86% of expected building damage
Flood claims
2
paid since 2023 · $83K
Flooded more than once
1
properties
Disasters paid out here
8
of 34 declared for Lamoille County
By hazard

What Hyde Park faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

86%of expected building damage
About average · lower than 59% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

5%of expected building damage
Above average · higher than 66% of U.S. census tracts
Smaller shares here
 Earthquakes Strong wind Winter storms top 5% Ice storms Lightning top 5% Tornadoes Wildfire Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Hyde Park’s grade

River and rain flooding is 86% of the building damage FEMA expects in Hyde Park, and Hyde Park’s rate of river and rain flooding damage is lower than 59% of U.S. census tracts. Winter storms add 2%, at a rate in the top 5% of U.S. census tracts.

Where Hyde Park sits
Hyde Park
Least damageMiddleMost damage

A− #15 of 71 in Vermont; lower expected damage per building than 84% of U.S. towns (21,298).

All of Hyde Park’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding86%Hurricanes5%Earthquakes4%Everything else5%

The typical Vermont town has lower expected damage than 66% of U.S. towns; within the state, Hyde Park has less expected damage per building than 80% of Vermont towns.

In dollars, FEMA expects about $855K a year in losses across Hyde Park: $689K to buildings, the rest to people and crops.

Shared tract.All of Hyde Park’s 3,020 residents (2020 census) live in one census tract, which it shares with Hyde Park village (410 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Hyde Park flood? Rarely: 2 flood claims since 2023

Every paid claim on a federal flood insurance policy in Hyde Park, from FEMA’s records: 1.4 per 1,000 homes, fewer than 70% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2023: 1 claim2024: 1 claim2025: 0 claims2026: 0 claims20232024
20232026
Biggest named events
  • The Vermont/New York Flooding1 claim · $73K
2
paid claims since 2023
$83K
paid to owners
1
homes flooded more than once
$42K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of all homes are insured
No community discount

Hyde Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lamoille County.
Disasters

8 federal disasters brought FEMA money to Hyde Park

Disasters that paid out in Hyde Park itself (aid to households or repair grants to the Town of Hyde Park), newest first, with that year’s flood claims.

  1. 2023Severe Storms, Flooding, Landslides, and Mudslides$557K to the Town of Hyde Park for repairs1 flood claim paid that year
  2. 2019Severe Storm and Flooding$1.1M to the Town of Hyde Park for repairs
  3. 2011Severe Storms and Flooding$83K to the Town of Hyde Park for repairs
  4. 2008Severe Storms and Flooding$76K to the Town of Hyde Park for repairs
  5. 2004Severe Storms and Flooding$8K to the Town of Hyde Park for repairs
  6. 2002Severe Storms and Flooding$8K to the Town of Hyde Park for repairs
Show all 8
  1. 2001Snow$6K to the Town of Hyde Park for repairs
  2. 1999Tropical Storm Floyd$3K to the Town of Hyde Park for repairs
Disasters declared, by decade
Paid out in Hyde ParkLamoille County only

Lamoille County has had 34 natural disasters declared by the President since 1953, most often severe storms, then floods.

Were you here?

Old photos of Hyde Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hyde Park archive →
Next door

Hyde Park and its neighbors

Hyde Park has the lowest expected damage per building of the 6 graded towns here. Tap a town to see its hazards.

Morristown: hazard risk A−Johnson: hazard risk B−Wolcott: hazard risk C+Hyde Park: not gradedEden: hazard risk B−Craftsbury: hazard risk C+MorristownJohnsonWolcottHyde ParkEdenCraftsburyHyde Park
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Hyde ParkA−less damage than 84%river and rain flooding2
MorristownA−less damage than 83%river and rain flooding8
JohnsonB−less damage than 55%river and rain flooding19
EdenB−less damage than 53%river and rain flooding—
WolcottC+more damage than 57%river and rain flooding12
CraftsburyC+more damage than 59%river and rain flooding—
Hyde Park—513 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Hyde Park faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hyde Park

Is Hyde Park at risk for natural disasters?

On FEMA’s National Risk Index, Hyde Park has lower expected damage per building than 84% of U.S. towns: A− for hazard risk, #15 of 71 in Vermont. Most of the expected damage is river and rain flooding (86%) and hurricanes (5%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Hyde Park flood?

Flood insurance has paid 2 claims in Hyde Park since 2023, $83K in all, or 1.4 per 1,000 homes, fewer than 70% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Vermont/New York Flooding (1).

Is Hyde Park in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lamoille County, 1.1% of all homes carry federal flood insurance.

How much is flood insurance in Hyde Park?

FEMA’s Community Rating System list shows no discount for Hyde Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hyde Park?

By FEMA money that reached Hyde Park, Severe Storm and Flooding (2019): $1.1M to the Town of Hyde Park for repairs. By flood claims, Vermont/New York Flooding: 1 paid, $73K.

Is Hyde Park at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (86%), and Hyde Park’s rate for it is lower than 59% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Hyde Park.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hyde Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.