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BilladoBlockPhoto: Mfwills · CC BY-SA 3.0
C+Hazard risk
Natural hazards in Enosburg Falls · FEMA

FEMA expects about as much hazard damage per building in Enosburg Falls as in the typical U.S. town, mostly from river and rain flooding

On FEMA’s National Risk Index, Enosburg Falls gets a C+ for hazard risk: higher expected damage per building than 58% of U.S. towns. Most of that expected damage is river and rain flooding (92%). Flood insurance has paid 3 claims here since 1982.

River and rain flooding 92%Earthquakes 2%Ice storms 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 58%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C+
in Vermont · higher than 58% of U.S. towns
Main hazard
River and rain flooding
92% of expected building damage
Flood claims
3
paid since 1982 · $12K
Flooded more than once
1
properties
Disasters paid out here
8
of 27 declared for Franklin County
By hazard

What Enosburg Falls faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Above average · higher than 78% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Earthquakes Ice storms Hurricanes Winter storms Strong wind Tornadoes Lightning top 4% Wildfire Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Enosburg Falls’ grade

River and rain flooding is 92% of the building damage FEMA expects in Enosburg Falls, and Enosburg Falls’ rate of river and rain flooding damage is higher than 78% of U.S. census tracts. Ice storms add 2%, at a rate in the top 9% of U.S. census tracts.

Where Enosburg Falls sits
Enosburg Falls
Least damageMiddleMost damage

C+ higher expected damage per building than 58% of U.S. towns (21,298).

All of Enosburg Falls’ residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding92%Everything else8%

In dollars, FEMA expects about $479K a year in losses across Enosburg Falls: $416K to buildings, the rest to people and crops.

Shared tract.All of Enosburg Falls’ 1,356 residents (2020 census) live in one census tract, which it shares with Enosburgh town (2,810 residents) and Berkshire town (1,547 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Enosburg Falls flood? Rarely: 3 flood claims since 1982

Every paid claim on a federal flood insurance policy in Enosburg Falls, from FEMA’s records: 4.2 per 1,000 homes, more than 56% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1982: 1 claim1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 1 claim1998: 1 claim1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198219971998
19822026
3
paid claims since 1982
$12K
paid to owners
1
homes flooded more than once
$4K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of all homes are insured
No community discount

Enosburg Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.
Disasters

8 federal disasters brought FEMA money to Enosburg Falls

Disasters that paid out in Enosburg Falls itself (aid to households or repair grants to the Village of Enosburg Falls), newest first, with that year’s flood claims.

  1. 2024Severe Winter Storm$26K to the Village of Enosburg Falls for repairs
  2. 2023Severe Storms, Flooding, Landslides, and Mudslides$10K to the Village of Enosburg Falls for repairs
  3. 2022Severe Storm and Flooding$83K to the Village of Enosburg Falls for repairs
  4. 2017Severe Storm and Flooding$29K to the Village of Enosburg Falls for repairs
  5. 2013Severe Winter Storms$525K to the Village of Enosburg Falls for repairs
  6. 2011Tropical Storm Irene5 households applied for aid$4K aid approved
Show all 8
  1. 2011Severe Storms and Flooding1 households applied for aid$8K aid approved
  2. 2010Severe Storm$94K to the Village of Enosburg Falls for repairs
Disasters declared, by decade
Paid out in Enosburg FallsFranklin County only

Franklin County has had 27 natural disasters declared by the President since 1953, most often severe storms, then floods.

Were you here?

Old photos of Enosburg Falls after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Enosburg Falls archive →
Next door

Enosburg Falls and its neighbors

Enosburg Falls is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Enosburgh: hazard risk C+EnosburghEnosburg Falls
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
EnosburghC+more damage than 58%river and rain flooding8
Enosburg FallsC+more damage than 58%river and rain flooding3

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Enosburg Falls faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Enosburg Falls

Is Enosburg Falls at risk for natural disasters?

On FEMA’s National Risk Index, Enosburg Falls has higher expected damage per building than 58% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (92%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Enosburg Falls flood?

Flood insurance has paid 3 claims in Enosburg Falls since 1982, $12K in all, or 4.2 per 1,000 homes, more than 56% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.

Is Enosburg Falls in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 0.7% of all homes carry federal flood insurance.

How much is flood insurance in Enosburg Falls?

FEMA’s Community Rating System list shows no discount for Enosburg Falls’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Enosburg Falls?

By FEMA money that reached Enosburg Falls, Severe Winter Storms (2013): $525K to the Village of Enosburg Falls for repairs.

Is Enosburg Falls at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (92%), and Enosburg Falls’ rate for it is higher than 78% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Enosburg Falls.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Enosburg Falls’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.