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Charlotte
Vermont›Chittenden County

CharlotteVT

A town of 3,846.

6 bordering townsMap →
Mount Philo State Park · Photo: LunchboxLarry · CC BY 2.0
Photo of Charlotte

Charlotte, VT · Mount Philo State Park · Photo: LunchboxLarry · CC BY 2.0

Is Charlotte a good place to live?

For most people who can afford it, yes. Charlotte grades A overall, 4th of 71 graded towns in Vermont. It is among the healthiest towns in the country on CDC estimates. Its schools outperform 96% of the state's and the median household earns $144K. What holds it back is price: homes are expensive, about $841K for a typical one and 9 times the Burlington metro’s $93K median household income. 66% of adults 25 and older hold a bachelor’s degree or more in Charlotte, above both the Vermont town median (39%) and the median of U.S. towns (29%). Charlotte has 10 places on the National Register of Historic Places, among them Seguin Covered Bridge and Holmes Creek Covered Bridge. Charlotte's civic life (library use, community groups, volunteering) is stronger than in 90% of U.S. towns.

What makes Charlotte stand out

Where Charlotte beats most towns.

Holmes Creek Covered Bridge
Holmes Creek Covered Bridge · National Register of Historic Places
Charlotte’s story

Charlotte in pictures

Census counts: 635 in 1790, a low of 635 in 1790, 3,912 in 2020. The archive holds 45 old photos and papers going back to 2004 and 3 maps from 1941 on.

10 places on the National Register of Historic Places.

Explore the history →

How Charlotte grades

Each subject compared with towns across the country (schools within Vermont), ordered by how far Charlotte is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Charlotte: who provides what

Who provides power, water and the rest in Charlotte, and how to reach them.

The full setup list →
PowerGreen Mountain Power23.3¢/kWh · EIA 2025HIFLD · EIA
WaterWildwood West water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers95% of addresses get 100/20 MbpsFCC
Trash & dumpChamplain Valley Compost Company Compost SiteIn townOpenStreetMap
SchoolsChamplain Valley Unified School DistrictChamplain Valley Supervisory District2 districts serve Charlotte; which school depends on your address and gradeNCES
Register to voteOnlineIn Vermont you can register online up to and including Election Day, in person up to and including Election Day, or by mail (received by Election Day).vote.gov
Who runs elections hereCharlotte Town ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP code0544505445 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Charlotte.

Charlotte is among the three healthiest towns in Vermont, has schools in the top 5% of Vermont and gets more snow than nearly all U.S. towns.

HousingCost of living grade D

Charlotte stands out in Vermont and nationally, with the median rent higher than most

At 9 years of the Burlington metro’s $93K median household income, the typical home (about $841K) costs more against local pay than in 97% of Vermont towns; that ratio is one input to its D for cost of living. Its typical home is the priciest on its borders; Shelburne is next at $672K.

The median rent in Charlotte is $1,738 a month. The typical Charlotte home is worth about $841,000, up 2.7% in a year, about twice the Vermont typical home.

$841KZillow home value

Typical home value

Charlotte$841K
Vermont$392K
+2.7%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsA+

For schools, Charlotte earns an A+

Its A+ ranks #2 of the 71 Vermont towns we grade for schools. Its A+ for schools comes with a D for cost of living: the typical home is worth about $841K.

Its public schools are run by the Champlain Valley Unified Union School District #56. Its one school is below.

96%of VT districts it outscoresA+School Grade
SchoolLevelStudentsLetter
Charlotte Central SchoolLargest public elementary schoolGrades PK–8Grades PK–8407A+

NCES · EDFacts · graded within VT on state tests and graduation

HealthA+

A smaller share of adults have obesity in Charlotte than in most of Vermont or the rest of the country

It ranks #2 of the 71 Vermont towns we grade on the CDC estimates behind the Health Grade. Its widest gap with Vermont is tooth loss: 4.2% of those 65+ have lost all their teeth, against 10.1% statewide.

22% of adults have obesity in Charlotte. Only 6 of the 71 Vermont towns we compare have a lower share of adults who have diabetes than Charlotte. 27% of adults have high blood pressure in Charlotte.

99%healthier than U.S. townsA+Health Grade
CharlotteVermont townsU.S. towns
Sleep under 7 hours (CDC PLACES)24%30%36%
Obesity (CDC PLACES)22%30%35%
Get no exercise (CDC PLACES)12%19%25%
Smoke cigarettes (CDC PLACES)7.1%12%14%
31 measures vs. Vermont
22 better9 too close to call0 worse
What stands outCharlotteVT
Fewer older adults who have lost all their teeth4.2%10.1%
Fewer adults facing food insecurity4.6%9.2%
University. of Vermont - Fletcher Allen Health Care
12.4 mi away · emergency room
None
primary care, dental or mental-health shortage
98th
percentile among VT towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A−

Charlotte faces a low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 80% of U.S. communities. Since 1993, 3 flood insurance claims have been paid out in Charlotte.

20risk score of 100
FEMA risk score
20Low riskLowerHigher
Inland floodingHeat waves
3
paid flood claims since 1993
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade A

Charlotte has 0.4 jobs for every working resident, so most commute out

29.8% of workers work from home, against 16.9% across Vermont.

Most working residents leave Charlotte for work: only 10% work in town. No town among the 71 in Vermont we compare has a higher median household income than Charlotte. 3.7% of Charlotte residents live below the poverty line.

10%work in town
CharlotteVermont townsU.S. towns
Median household income$144,000$80,000$80,000
Below the poverty line3.7%9.6%9.6%
Working residents who work in town9.9%16%8%
Average trip to work25 minutes22 minutes25 minutes

Where working residents work

In Charlotte10%
Burlington26%
South Burlington11%
Shelburne10%
Williston7%
11 mi
median commute distance
578
jobs based in Charlotte
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 59% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsA−

Conserved land covers 17.8% of Charlotte

20 miles of trail in 7 parks and preserves. Charlotte Park and Wildlife Refuge, at 274 acres with 4.1 miles of trail, is the biggest park or preserve.

#48for trails in VT
17.8%
conserved · 5,710 of 32,016 acres
20 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Charlotte Park and Wildlife Refuge4.1 mi274
2. Mount Philo State Park3 mi233
3. Pease Mountain Natural Area1.8 mi177

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

In Charlotte, expect snowy winters and pleasant summers

The Burlington Intl Ap weather station, 12 miles away, records that 88 inches of snow fall in a normal winter, more than in 96% of U.S. towns. July afternoons average 81.4°: cooler than most of the country, but hotter than 83% of Vermont places with climate records; January nights average 10.6°.

Charlotte has cold, snowy winters and pleasant summers. Charlotte’s January low is 11°F.

88″snow a winter
CharlotteVermont townsU.S. towns
January low11°F9°F22°F
July high81°F80°F85°F

Typical low → high °F

Winter14–32°
Spring33–55°
Summer57–79°
Fall40–59°
Oct 14
typical first frost
May 2
typical last frost
+1.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Nearby attractions

Lake Champlain and 27 more within 40 miles

Museums, parks, gardens and other places to visit around Charlotte. Close and well known come first.

All 42 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Lake Champlain: Copernicus Sentinel-2, ESA, CC BY-SA 3.0 igo · Fort Ticonderoga: Mwanner, CC BY-SA 3.0 · Mount Marcy: Daniel Tripp, Public domain · Mount Mansfield: Original uploader was Calzarette (Joe Calzarette) at en.wikipedia, Public domain · Shelburne Museum: Storylanding, CC0 · Whiteface Mountain: Mwanner, CC BY-SA 3.0

Keep exploring

Everything we know about Charlotte

19pages on Charlotte
After high school

Colleges nearby

3 within 15 miles of the center of Charlotte

A commuter town

90% of working residents leave Charlotte for work

Where Charlotte’s working residents go each day. Line width shows the share.

26% → Burlington Burlington 26% 11% → South Burlington South Burlington 11% 10% → Shelburne Shelburne 10% 7% → Williston Williston 7% 4% → Colchester Colchester 4% 3% → Hinesburg Hinesburg 3% Charlotte · 10% stay
578jobs based in Charlotte
10%of working residents work in town
11 mimedian commute distance

Census LEHD 2023

Landmarks

10 places in Charlotte on the National Register of Historic Places.

All landmarks →

Famous people from Charlotte

5 notable people were born in Charlotte.

See all 5 →

About Charlotte

Town in Vermont, United States

Charlotte is a town in Chittenden County, Vermont, United States. The town was named for Queen Charlotte, though unlike Charlotte, North Carolina, Charlottesville, Virginia, and other cities and towns that bear her name, the town's name is pronounced with the accent on the second syllable. The population of the town was 3,912 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
50 sq mi
Elevation
354 ft
ZIP code
05445
Area code
802

Charlotte’s neighbors

6 towns share a border with Charlotte.

Explore the map →
How the neighbors grade
TownVT rankOverallCostSafetySchoolsHealth
Charlotte#4AD—A+A+
Shelburne#9A−DB−A+A+
Hinesburg#3AC−B+A+A+
Monkton——C+—A−A
Ferrisburgh#29BC−—BA

Monkton has fewer than 2,500 residents, so it gets subject grades but no overall grade. Charlotte, Monkton and Ferrisburgh report no FBI crime data of their own. Compare Charlotte with a neighbor →

Questions about Charlotte

Short answers, built from the data on this page.

Is Charlotte, VT a good place to live?

For most people who can afford it, yes. Charlotte grades A overall, better than 90% of U.S. towns and #4 of 71 in Vermont. It grades A+ for health and A+ for schools. Cost of living is its weak spot, with a D.

Is Charlotte, VT expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is Charlotte, VT known for?

5 notable people were born here, including Cyrus Pringle and Caroline Yale.